Union Bank of India Interest Rates & Calculators
Complete guide to Union Bank of India interest rates for FD, RD, and loans, plus top credit card comparison. Use our calculators to plan investments better.
Union Bank of India FD Rates Overview
Union Bank of India currently offers fixed deposit interest rates of up to 6.55% p.a. for the general public, and 7.05% for senior citizens. The full slab-wise Union Bank rate table is below — use the FD and RD calculators to compute your exact maturity amount.
Union Bank Financial Calculators
FD Calculator
Calculate Union Bank Fixed Deposit returns with latest rates
RD Calculator
Plan your Union Bank Recurring Deposit investments
Union Bank Car Loan Calculator
Calculate Union Bank new car loan EMI from 7.6% p.a.
Union Bank Used Car Loan Calculator
Calculate Union Bank pre-owned car loan EMI from 11.6% p.a.
Personal Loan Calculator
Check Union Bank personal loan EMI starting from 8.9% p.a.
Union Bank Gold Loan Calculator
Calculate per-gram eligible gold loan amount & EMI from 9.3% p.a.
Home Loan EMI Calculator
Calculate Union Bank home loan EMI with current rates
Union Bank Credit Cards
Compare all 13 Union Bank credit cards on net value, rewards & perks
Latest Union Bank Interest Rates
Verified rate tables updated as banks revise deposit & loan terms.
Union Bank of India Fixed Deposit Rates
Latest Union Bank of India Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7-14 days | 2.7% | 3.2% |
15-30 days | 2.8% | 3.3% |
31-45 days | 3% | 3.5% |
46-90 days | 4% | 4.5% |
91-120 days | 4.3% | 4.8% |
121-180 days | 4.75% | 5.25% |
181-270 days | 5.4% | 5.9% |
271-364 days | 5.6% | 6.1% |
1 year | 6.2% | 6.7% |
> 1 Year to 399 days | 6.2% | 6.7% |
400 days | 6.25% | 6.75% |
401 Days to 443 days | 6.25% | 6.75% |
444 days | 6.5% | 7% |
445 days to 554 days | 6.15% | 6.65% |
555 daysHighest Yield | 6.55% | 7.05% |
556 days to 996 days | 6.15% | 6.65% |
997 days | 6.1% | 6.6% |
998 Days to 3 year | 6.1% | 6.6% |
> 3 Year to 10 year | 6% | 6.5% |
Union Bank of India Recurring Deposit Rates
Latest Union Bank of India Recurring Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7-14 days | 2.7% | 3.2% |
15-30 days | 2.8% | 3.3% |
31-45 days | 3% | 3.5% |
46-90 days | 4% | 4.5% |
91-120 days | 4.3% | 4.8% |
121-180 days | 4.75% | 5.25% |
181-270 days | 5.4% | 5.9% |
271-364 days | 5.6% | 6.1% |
1 year | 6.2% | 6.7% |
> 1 Year to 399 days | 6.2% | 6.7% |
400 days | 6.25% | 6.75% |
401 Days to 443 days | 6.25% | 6.75% |
444 days | 6.5% | 7% |
445 days to 554 days | 6.15% | 6.65% |
555 daysHighest Yield | 6.55% | 7.05% |
556 days to 996 days | 6.15% | 6.65% |
997 days | 6.1% | 6.6% |
998 Days to 3 year | 6.1% | 6.6% |
> 3 Year to 10 year | 6% | 6.5% |
Union Bank of India Loan Rates
Union Bank of India Loan Interest Rates Rates
Current Union Bank of India loan interest rates and processing fees for different loan types.
| Type / Tenure | Min Rate | Max Rate | Processing Fee |
|---|---|---|---|
Home LoanLowest Starting Rate | 7.35% | 9.35% | 0.25% of loan amount + GST |
| 8.9% | 12.65% | 1.00% of loan amount, min Rs. 500, max Rs. 7,500 | |
| 8.95% | 10.45% | 0.5% of loan amount + GST | |
Education Loan | 8.75% | 10.75% | Nil for loans up to ₹7.5 lakhs |
Business Loan | 9.15% | 13% | 0.75% of loan amount + GST |
Two Wheeler Loan | 9.75% | 12.25% | ₹1,200 + GST |
| 9.3% | 9.65% | Up to Rs. 0.25 lakh: Nil; Rs. 0.25-1 lakh: Rs. 100; Rs. 1-5 lakh: Rs. 250; Rs. 5-10 lakh: Rs. 400; Above Rs. 10 lakh: Rs. 500 + GST |
Union Bank of India Credit Cards (13)
Select any card to explore full rewards, airport lounge access & application benefits.
Union NEXTERIA Credit Card
Union UNICORN RuPay Credit Card
Union VISA Signature Credit Card
Union DIVAA ICON Credit Card
Union RuPay Select Credit Card
Union JCB Wellness Credit Card
Union JCB Health Credit Card
Union VISA Platinum Credit Card
Union RuPay Platinum Credit Card
Union UNI-CARBON Credit Card
Union Sparsh Credit Card
Union VISA Gold Credit Card
Union Bank PM SVANidhi Credit Card
Why Choose Union Bank of India?
Key benefits and features of banking with Union Bank of India.
Competitive Rates
Up to 7.05% returns on deposits with attractive rates across short & long tenures.
Bank Security
Government-backed security with DICGC insurance up to ₹5 Lakhs.
Digital Banking
Instant online FD/RD booking, mobile banking apps, and quick digital loans.
Customer Service
Extensive branch & ATM network across India with dedicated support.
Key Features & Perks
Compare Rates with Other Banks
Check latest fixed deposit interest rates across peer financial institutions before investing.
