Union Bank of India Interest Rates & Calculators
Complete guide to Union Bank of India interest rates for FD, RD, and loans, plus top credit card comparison. Use our calculators to plan investments better.
Union Bank of India FD Rates Overview
Union Bank of India currently offers fixed deposit interest rates of up to 6.55% p.a. for the general public, and 7.05% for senior citizens. The full slab-wise Union Bank of India rate table is below — use the FD and RD calculators to compute your exact maturity amount.
Union Bank of India Planning & Calculators
Verified rates & instant amortization schedules for deposits, loans, and cards.
Latest Union Bank of India Interest Rates
Verified rate tables updated as banks revise deposit & loan terms.
Fixed Deposit Rates
Latest interest rates for all tenures. Compare general and senior citizen slabs.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7-14 days | 2.7% | 3.2% |
15-30 days | 2.8% | 3.3% |
31-45 days | 3% | 3.5% |
46-90 days | 4% | 4.5% |
91-120 days | 4.3% | 4.8% |
121-180 days | 4.75% | 5.25% |
181-270 days | 5.4% | 5.9% |
271-364 days | 5.6% | 6.1% |
1 year | 6.2% | 6.7% |
> 1 Year to 399 days | 6.2% | 6.7% |
400 days | 6.25% | 6.75% |
401 Days to 443 days | 6.25% | 6.75% |
444 days | 6.5% | 7% |
445 days to 554 days | 6.15% | 6.65% |
555 daysHighest Yield | 6.55% | 7.05% |
556 days to 996 days | 6.15% | 6.65% |
997 days | 6.1% | 6.6% |
998 Days to 3 year | 6.1% | 6.6% |
> 3 Year to 10 year | 6% | 6.5% |
Recurring Deposit Rates
Latest interest rates for all tenures. Compare general and senior citizen slabs.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7-14 days | 2.7% | 3.2% |
15-30 days | 2.8% | 3.3% |
31-45 days | 3% | 3.5% |
46-90 days | 4% | 4.5% |
91-120 days | 4.3% | 4.8% |
121-180 days | 4.75% | 5.25% |
181-270 days | 5.4% | 5.9% |
271-364 days | 5.6% | 6.1% |
1 year | 6.2% | 6.7% |
> 1 Year to 399 days | 6.2% | 6.7% |
400 days | 6.25% | 6.75% |
401 Days to 443 days | 6.25% | 6.75% |
444 days | 6.5% | 7% |
445 days to 554 days | 6.15% | 6.65% |
555 daysHighest Yield | 6.55% | 7.05% |
556 days to 996 days | 6.15% | 6.65% |
997 days | 6.1% | 6.6% |
998 Days to 3 year | 6.1% | 6.6% |
> 3 Year to 10 year | 6% | 6.5% |
Loan Interest Rates
Verified loan interest rates and processing fees across retail borrowing categories.
| Type / Tenure | Min Rate | Max Rate | Processing Fee |
|---|---|---|---|
Home LoanLowest Starting Rate | 7.4% | 9.6% | Processing charges are 0.50% of the loan amount subject to a maximum of Rs. 15000 plus GST |
| 9.25% | 12.9% | 1.00% of loan amount, min Rs. 500, max Rs. 7,500 | |
| 7.85% | 10.25% | Not published | |
| 9.55% | 9.9% | Up to Rs. 0.25 lakh: Nil; Rs. 0.25-1 lakh: Rs. 100; Rs. 1-5 lakh: Rs. 250; Rs. 5-10 lakh: Rs. 400; Above Rs. 10 lakh: Rs. 500 + GST |
Union Bank of India Credit Cards (13)
Select any card to explore full rewards, airport lounge access & application benefits.
Union NEXTERIA Credit Card
Union UNICORN RuPay Credit Card
Union VISA Signature Credit Card
Union DIVAA ICON Credit Card
Union RuPay Select Credit Card
Union JCB Wellness Credit Card
Union JCB Health Credit Card
Union VISA Platinum Credit Card
Union RuPay Platinum Credit Card
Union UNI-CARBON Credit Card
Union Sparsh Credit Card
Union VISA Gold Credit Card
Union Bank PM SVANidhi Credit Card
Why Choose Union Bank of India?
Key benefits and features of banking with Union Bank of India.
Competitive Rates
Up to 7.05% returns on deposits with attractive rates across short & long tenures.
Bank Security
Government-backed security with DICGC insurance up to ₹5 Lakhs.
Digital Banking
Instant online FD/RD booking, mobile banking apps, and quick digital loans.
Customer Service
Extensive branch & ATM network across India with dedicated support.
Key Features & Perks
Compare Rates with Other Banks
Check latest fixed deposit interest rates across peer financial institutions before investing.
