Punjab & Sind Bank Interest Rates & Financial Calculators
Compare FD, RD, and loan rates with our calculators
Complete guide to Punjab & Sind Bank interest rates for FD, RD, and loans. Use our calculators to plan your investments and loans better.
Best FD Rate
6.5%
Home Loan Rate
7.5%
Bank Type
public
Last Updated
Mar 2026
Latest PSB Interest Rates
Deposits (FD & RD) Interest Rates
Punjab & Sind Bank Fixed Deposit Rates
FD CalculatorLatest Punjab & Sind Bank Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type/Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 – 14 Days | 2.85% | 3.35% |
15 – 30 Days | 2.85% | 3.35% |
31 – 45 Days | 2.85% | 3.35% |
46 – 90 Days | 3.35% | 3.85% |
91 – 120 Days | 3.35% | 3.85% |
121 – 150 Days | 3.35% | 3.85% |
151 – 179 Days | 4.85% | 5.35% |
180 – 364 Days | 4.85% | 5.35% |
1 Year | 5.85% | 6.35% |
376 – 443 Days | 5.6% | 6.1% |
445 Days – 665 Days | 5.85% | 6.35% |
777 Days | 6% | 6.5% |
777 Days -998 Days | 5.85% | 6.35% |
1000 Days - <3 Years | 5.95% | 6.45% |
>66 Month- 10 Year | 5.85% | 6.35% |
Punjab & Sind Bank Recurring Deposit Rates
RD CalculatorLatest Punjab & Sind Bank Recurring Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type/Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 – 14 Days | 2.85% | 3.35% |
15 – 30 Days | 2.85% | 3.35% |
31 – 45 Days | 2.85% | 3.35% |
46 – 90 Days | 3.35% | 3.85% |
91 – 120 Days | 3.35% | 3.85% |
121 – 150 Days | 3.35% | 3.85% |
151 – 179 Days | 4.85% | 5.35% |
180 – 364 Days | 4.85% | 5.35% |
1 Year | 5.85% | 6.35% |
376 – 443 Days | 5.6% | 6.1% |
445 Days – 665 Days | 5.85% | 6.35% |
777 Days | 6% | 6.5% |
777 Days -998 Days | 5.85% | 6.35% |
1000 Days - <3 Years | 5.95% | 6.45% |
>66 Month- 10 Year | 5.85% | 6.35% |
PSB Calculators & Tools
Loan Interest Rates
Punjab & Sind Bank Loan Interest Rates Rates
Current Punjab & Sind Bank loan interest rates and processing fees for different loan types.
| Type/Tenure | Min Rate | Max Rate | Processing Fee |
|---|---|---|---|
Home Loan | 7.5% | 9.5% | 0.35% of loan amount + GST |
Personal Loan | 11.5% | 17% | 1% of loan amount + GST |
Car Loan | 8.95% | 10.6% | 0.5% of loan amount + GST |
Education Loan | 8.9% | 10.9% | Nil for loans up to ₹7.5 lakhs |
Business Loan | 9.3% | 13.5% | 1% of loan amount + GST |
Two Wheeler Loan | 9.9% | 12.6% | ₹1,500 + GST |
Gold Loan | 7.8% | 9.3% | ₹750 + GST |
Why Choose Punjab & Sind Bank?
Discover the advantages of banking with one of India's most trusted financial institutions
Competitive Rates
Up to 6.5% returns on Fixed Deposits with attractive rates for all tenures
Bank Security
Government-backed security with deposit insurance up to ₹5 lakhs
Digital Banking
Advanced mobile banking, online FD booking, and instant loan approvals through digital channels
Customer Service
24/7 customer support with extensive branch network and dedicated relationship managers
Additional Benefits
Interest rates last updated: Mar 2026
Data Source
Punjab & Sind Bank Official Rates