Punjab & Sind Bank Interest Rates & Calculators
Complete guide to Punjab & Sind Bank interest rates for FD, RD, and loans, plus top credit card comparison. Use our calculators to plan investments better.
Punjab & Sind Bank FD Rates Overview
Punjab & Sind Bank currently offers fixed deposit interest rates of up to 6.9% p.a. for the general public, and 7.4% for senior citizens. The full slab-wise Punjab & Sind Bank rate table is below — use the FD and RD calculators to compute your exact maturity amount.
Punjab & Sind Bank Planning & Calculators
Verified rates & instant amortization schedules for deposits, loans, and cards.
Latest Punjab & Sind Bank Interest Rates
Verified rate tables updated as banks revise deposit & loan terms.
Fixed Deposit Rates
Latest interest rates for all tenures. Compare general and senior citizen slabs.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 – 14 Days | 2.85% | 2.85% |
15 – 30 Days | 2.85% | 2.85% |
31 – 45 Days | 2.85% | 2.85% |
46 – 90 Days | 3.35% | 3.35% |
91 – 120 Days | 3.35% | 3.35% |
121 – 150 Days | 3.35% | 3.35% |
151 – 179 Days | 4.85% | 4.85% |
180 – 364 Days | 4.85% | 5.35% |
1 Year | 5.85% | 6.35% |
>1 Year – 374 Days | 5.6% | 6.1% |
375 Days (Callable) | 6.4% | 6.9% |
376 – 443 Days | 5.6% | 6.1% |
444 Days (Callable) | 6.8% | 7.3% |
445 Days <= 499 Days | 5.85% | 6.35% |
500 DaysHighest Yield | 6.9% | 7.4% |
501 Days <= 665 Days | 5.85% | 6.35% |
666 Days (Callable) | 6.85% | 7.35% |
22 Month (PSB Green Earth) | 5.95% | 6.45% |
667 Days to < 2 Years | 5.85% | 6.35% |
2Y-776 Days | 5.95% | 6.45% |
777 Days | 6.1% | 6.6% |
778 Days -998 Days | 5.85% | 6.35% |
999 Days (Callable) | 6% | 6.5% |
1000 Days - <3 Years | 5.95% | 6.45% |
3Y - <44 Month | 5.85% | 6.35% |
44 Month (PSB Green Earth) | 5.95% | 6.45% |
>44 Month < 5 Y | 5.85% | 6.35% |
5Y | 5.95% | 6.45% |
>5Y<66 Month | 5.85% | 6.35% |
66 Months (PSB Green Earth) | 5.95% | 6.45% |
>66 Month- 10 Year | 5.85% | 6.35% |
Recurring Deposit Rates
Latest interest rates for all tenures. Compare general and senior citizen slabs.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 – 14 Days | 2.85% | 2.85% |
15 – 30 Days | 2.85% | 2.85% |
31 – 45 Days | 2.85% | 2.85% |
46 – 90 Days | 3.35% | 3.35% |
91 – 120 Days | 3.35% | 3.35% |
121 – 150 Days | 3.35% | 3.35% |
151 – 179 Days | 4.85% | 4.85% |
180 – 364 Days | 4.85% | 5.35% |
1 Year | 5.85% | 6.35% |
>1 Year – 374 Days | 5.6% | 6.1% |
375 Days (Callable) | 6.4% | 6.9% |
376 – 443 Days | 5.6% | 6.1% |
444 Days (Callable) | 6.8% | 7.3% |
445 Days <= 499 Days | 5.85% | 6.35% |
500 DaysHighest Yield | 6.9% | 7.4% |
501 Days <= 665 Days | 5.85% | 6.35% |
666 Days (Callable) | 6.85% | 7.35% |
22 Month (PSB Green Earth) | 5.95% | 6.45% |
667 Days to < 2 Years | 5.85% | 6.35% |
2Y-776 Days | 5.95% | 6.45% |
777 Days | 6.1% | 6.6% |
778 Days -998 Days | 5.85% | 6.35% |
999 Days (Callable) | 6% | 6.5% |
1000 Days - <3 Years | 5.95% | 6.45% |
3Y - <44 Month | 5.85% | 6.35% |
44 Month (PSB Green Earth) | 5.95% | 6.45% |
>44 Month < 5 Y | 5.85% | 6.35% |
5Y | 5.95% | 6.45% |
>5Y<66 Month | 5.85% | 6.35% |
66 Months (PSB Green Earth) | 5.95% | 6.45% |
>66 Month- 10 Year | 5.85% | 6.35% |
Loan Interest Rates
Verified loan interest rates and processing fees across retail borrowing categories.
| Type / Tenure | Min Rate | Max Rate | Processing Fee |
|---|---|---|---|
Home LoanLowest Starting Rate | 7.6% | 11% | Loans up to Rs. 25 Lakh: @ 0.15% on the loan amount + GST, subject to minimum of Rs. 1000/- + GST and maximum of Rs. 3750/- + GST; Loans above Rs. 25 Lakh & upto Rs. 50 lakh: @ 0.25% of the loan amount +GST and maximum of Rs. 12500/- + GST; Loans above Rs. 50 Lakh & less than Rs. 75 lakh: @ 0.25% of the loan amount + GST and maximum of Rs. 15000/- + GST; Loans of Rs. 75 Lakh & above: @ 0.25% of the loan amount + GST |
| 10% | 14.15% | 0.50% + GST (Govt/PSU/pensioner) or 1.00% + GST (private/MNC) | |
| 7.85% | 14.3% | Not published | |
| 9.55% | 9.65% | Up to Rs. 2 lakh: Rs. 500; Above Rs. 2 lakh: 0.50% of loan amount, max Rs. 10,000 |
Punjab & Sind Bank Credit Cards (3)
Select any card to explore full rewards, airport lounge access & application benefits.
Why Choose Punjab & Sind Bank?
Key benefits and features of banking with Punjab & Sind Bank.
Competitive Rates
Up to 7.4% returns on deposits with attractive rates across short & long tenures.
Bank Security
Government-backed security with DICGC insurance up to ₹5 Lakhs.
Digital Banking
Instant online FD/RD booking, mobile banking apps, and quick digital loans.
Customer Service
Extensive branch & ATM network across India with dedicated support.
Key Features & Perks
Compare Rates with Other Banks
Check latest fixed deposit interest rates across peer financial institutions before investing.
