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Financial Calculator

Marriage Planning Calculator

Plan and save for your child's marriage expenses through systematic investment planning. Build a substantial corpus to celebrate their special day without financial stress.

Marriage Planning
Long-term Investment
Goal-based SIP
20-25 Year Planning
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Year-wise SIP Breakdown

Detailed annual progress of your SIP investment journey

Year
Monthly SIP
Annual Investment
Cumulative Investment
Portfolio Value
Annual Returns
Total Returns
2025
₹2,500
₹30,000
₹30,000
₹31,800
+₹1,800
₹1,800
2026
₹2,500
₹30,000
₹60,000
₹67,416
+₹5,616
₹7,416
2027
₹2,500
₹30,000
₹90,000
₹1,07,306
+₹9,890
₹17,306
2028
₹2,500
₹30,000
₹1,20,000
₹1,51,983
+₹14,677
₹31,983
2029
₹2,500
₹30,000
₹1,50,000
₹2,02,021
+₹20,038
₹52,021
2030
₹2,500
₹30,000
₹1,80,000
₹2,58,063
+₹26,042
₹78,063
2031
₹2,500
₹30,000
₹2,10,000
₹3,20,831
+₹32,768
₹1,10,831
2032
₹2,500
₹30,000
₹2,40,000
₹3,91,130
+₹40,299
₹1,51,130
2033
₹2,500
₹30,000
₹2,70,000
₹4,69,866
+₹48,736
₹1,99,866
2034
₹2,500
₹30,000
₹3,00,000
₹5,58,050
+₹58,184
₹2,58,050
Financial Milestones

Track your journey to key financial goals

₹1 Lakh
Year 3
₹5 Lakh
Year 10
₹10 Lakh
Year 14
₹25 Lakh
Year 21
Progress Summary

4 out of 6 milestones achieved in 25 years

Investment Performance

Key metrics of your SIP investment

Expected Annual Return

12%
Compounded annually

Wealth Multiplier

2.7x
Your money grows by this factor

Returns vs Investment

167%
Returns as % of total investment

Marriage Planning Formulas

Formulas to estimate future marriage costs and calculate required savings.

Future Cost = Present Cost × (1 + Inflation Rate)^Years

Example:

Current cost of ₹10,00,000 with 5% inflation for 8 years

10,00,000 × (1 + 0.05)^8
= ₹14,77,455

Variables:

Present Cost - Current estimated marriage cost
Inflation Rate - Expected annual inflation rate (as decimal)
Years - Number of years until marriage

SIP = Future Cost / [((1 + r)^n - 1) / r] × (1 + r)

Example:

To accumulate ₹14,77,455 in 8 years with 10% annual return

14,77,455 / [((1 + 0.10/12)^(8*12) - 1) / (0.10/12)] × (1 + 0.10/12)
= ₹10,000

Variables:

Future Cost - Target future marriage cost
r - Monthly return rate (Annual rate ÷ 12)
n - Total number of months for investment

These formulas provide the mathematical foundation for the calculations. Actual results may vary based on rounding, compounding frequency, and specific lender policies.

Marriage Cost Planning in India

Wedding Expense Categories

  • Venue & Catering: 40-50% of budget
  • Jewelry & Gifts: 20-30% of budget
  • Photography & Decoration: 10-15%
  • Clothes & Accessories: 8-12%

Smart Investment Strategy

  • Start SIP when child is born for 25-year planning
  • Use balanced equity and debt funds
  • Consider gold ETFs for jewelry planning
  • Step-up SIP annually with income growth

Budget-wise Wedding Planning

Simple Wedding (₹8-15 Lakhs)

100-200 guests, local venue

Focus on conservative funds, shorter investment horizon

Traditional Wedding (₹15-35 Lakhs)

200-500 guests, multiple ceremonies

Balanced equity-debt portfolio with gold component

Grand Wedding (₹35+ Lakhs)

500+ guests, destination or luxury venue

Aggressive equity growth with systematic withdrawal planning

Beat Wedding Inflation
Wedding costs rise 6-8% annually. Start your SIP 20-25 years early to build a substantial wedding fund.
Custom Wedding Planning
Plan based on your family traditions, location preferences, and desired wedding scale with flexible investment options.
Stress-free Celebration
Focus on your child's happiness and the joy of celebration without worrying about financial arrangements.
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