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Marriage Planning Calculator

Plan and save for your child's marriage expenses through systematic investment planning. Build a substantial corpus to celebrate their special day without financial stress.

Marriage Planning
Long-term Investment
Goal-based SIP
20-25 Year Planning

Plan for your child's marriage and celebration expenses

₹
₹1L₹2Cr
₹
₹0₹15.00 L
years
1 year50 years
%
5%20%
%
2%15%
Today's Value:₹15.00 L
Future Value:₹47.58 L

Required Monthly SIP

₹0

Goal may not be achieved with current settings

Marriage Planning

Risk Profile: moderate

Total Invested
₹0
Estimated Returns
₹0
Maturity Amount
₹0
Consider increasing SIP or investment period

Goal vs Achievement

Target Amount₹47.58 L
Expected Amount₹0
Surplus/Deficit₹-47,58,254

Goal Achievement Chart

Track your progress towards your goal

Goal Amount
₹85,83,741
Today's value: ₹20,00,000
Maturity Amount
₹20,00,000
Below target
Achievement Timeline
Not achievable
With current plan
Investment Growth Over Time
Invested
Value
Goal
Year 0
₹0K
Year 3
₹1.1L
Year 6
₹2.7L
Year 9
₹5.0L
Year 12
₹8.1L
Year 15
₹12.5L
Year 18
₹18.7L
Year 21
₹27.5L
Year 24
₹39.7L
Year 25
₹44.8L

Key Insights

Total Returns:₹12,50,000
Return Percentage:166.7%
Monthly SIP:₹2,500
Investment Period:25 years
Year-wise SIP Breakdown

Detailed annual progress of your SIP investment journey

Year
Monthly SIP
Annual Investment
Cumulative Investment
Portfolio Value
Annual Returns
Total Returns
2025
₹2,500
₹30,000
₹30,000
₹31,800
+₹1,800
₹1,800
2026
₹2,500
₹30,000
₹60,000
₹67,416
+₹5,616
₹7,416
2027
₹2,500
₹30,000
₹90,000
₹1,07,306
+₹9,890
₹17,306
2028
₹2,500
₹30,000
₹1,20,000
₹1,51,983
+₹14,677
₹31,983
2029
₹2,500
₹30,000
₹1,50,000
₹2,02,021
+₹20,038
₹52,021
2030
₹2,500
₹30,000
₹1,80,000
₹2,58,063
+₹26,042
₹78,063
2031
₹2,500
₹30,000
₹2,10,000
₹3,20,831
+₹32,768
₹1,10,831
2032
₹2,500
₹30,000
₹2,40,000
₹3,91,130
+₹40,299
₹1,51,130
2033
₹2,500
₹30,000
₹2,70,000
₹4,69,866
+₹48,736
₹1,99,866
2034
₹2,500
₹30,000
₹3,00,000
₹5,58,050
+₹58,184
₹2,58,050
Financial Milestones

Track your journey to key financial goals

₹1 Lakh
Year 3
₹5 Lakh
Year 10
₹10 Lakh
Year 14
₹25 Lakh
Year 21
Progress Summary

4 out of 6 milestones achieved in 25 years

Investment Performance

Key metrics of your SIP investment

Expected Annual Return

12%
Compounded annually

Wealth Multiplier

2.7x
Your money grows by this factor

Returns vs Investment

167%
Returns as % of total investment
Marriage Cost Planning in India

Wedding Expense Categories

  • Venue & Catering: 40-50% of budget
  • Jewelry & Gifts: 20-30% of budget
  • Photography & Decoration: 10-15%
  • Clothes & Accessories: 8-12%

Smart Investment Strategy

  • Start SIP when child is born for 25-year planning
  • Use balanced equity and debt funds
  • Consider gold ETFs for jewelry planning
  • Step-up SIP annually with income growth

Budget-wise Wedding Planning

Simple Wedding (₹8-15 Lakhs)

100-200 guests, local venue

Focus on conservative funds, shorter investment horizon

Traditional Wedding (₹15-35 Lakhs)

200-500 guests, multiple ceremonies

Balanced equity-debt portfolio with gold component

Grand Wedding (₹35+ Lakhs)

500+ guests, destination or luxury venue

Aggressive equity growth with systematic withdrawal planning

Beat Wedding Inflation
Wedding costs rise 6-8% annually. Start your SIP 20-25 years early to build a substantial wedding fund.
Custom Wedding Planning
Plan based on your family traditions, location preferences, and desired wedding scale with flexible investment options.
Stress-free Celebration
Focus on your child's happiness and the joy of celebration without worrying about financial arrangements.

Frequently Asked Questions

Find answers to common questions about goal-based SIP planning and financial planning strategies.

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