Axis Bank Interest Rates & Calculators
Complete guide to Axis Bank interest rates for FD, RD, and loans, plus top credit card comparison. Use our calculators to plan investments better.
Best FD Rate
7.25% p.a.
Home Loan
From 8%
Axis Bank FD Rates Overview
Axis Bank currently offers fixed deposit interest rates of up to 6.5% p.a. for the general public, and 7.25% for senior citizens. The full slab-wise Axis Bank rate table is below — use the FD and RD calculators to compute your exact maturity amount.
Calculators & Simulators
Axis Bank Planning & Calculators
Verified rates & instant amortization schedules for deposits, loans, and cards.
Deposits & Savings2 tools
Loans & Borrowing6 tools
Axis Bank Home Loan EMI
Amortization & monthly EMI schedule
From 8% p.a.
Axis Bank Personal Loan
Collateral-free flexible financing
From 8.75%
Axis Bank Car Loan EMI
New passenger vehicle financing
From 8.8% p.a.
Axis Bank Used Car Loan
Certified pre-owned vehicle EMI
From 12.95% p.a.
Axis Bank Two Wheeler Loan
Bike & scooter loan EMI
From 15% p.a.
Axis Bank Gold Loan EMI
Instant 18K/22K jewelry liquidity
From 9.75% p.a.
Credit Cards & Privileges1 tool
Latest Axis Bank Interest Rates
Verified rate tables updated as banks revise deposit & loan terms.
Fixed Deposit Rates
Latest interest rates for all tenures. Compare general and senior citizen slabs.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 – 14 days | 3% | 3.5% |
15 – 29 days | 3% | 3.5% |
30 – 45 days | 3.25% | 3.75% |
46 – 60 days | 4% | 4.5% |
61 days - 87 days | 4.75% | 5.25% |
88 days – 3 months 24 days | 5% | 5.5% |
3 months 25 days < 4 months | 5% | 5.5% |
4 months < 6 months | 5% | 5.5% |
6 months < 9 months | 5.5% | 6% |
9 months < 1 year | 5.75% | 6.25% |
1 year – 1 year 10 days | 6.25% | 6.75% |
1 year 11 days < 13 months | 6.25% | 6.75% |
13 months < 15 months | 6.25% | 6.75% |
15 months < 18 months | 6.45% | 6.95% |
18 Months < 2 years | 6.5% | 7% |
2 years < 3 years | 6.5% | 7% |
3 years < 5 years | 6.5% | 7% |
5 years to 10 yearsHighest Yield | 6.5% | 7.25% |
Recurring Deposit Rates
Latest interest rates for all tenures. Compare general and senior citizen slabs.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
6 months | 5.5% | 6% |
9 months | 5.75% | 6.25% |
12 months | 6.25% | 6.75% |
15 months | 6.45% | 6.95% |
18 months | 6.5% | 7% |
21 months | 6.5% | 7% |
24 months | 6.5% | 7% |
30 months | 6.5% | 7% |
36 months | 6.5% | 7% |
48 months | 6.5% | 7% |
60 monthsHighest Yield | 6.5% | 7.25% |
120 monthsHighest Yield | 6.5% | 7.25% |
Loan Interest Rates
Verified loan interest rates and processing fees across retail borrowing categories.
| Type / Tenure | Min Rate | Max Rate | Processing Fee |
|---|---|---|---|
Home LoanLowest Starting Rate | 8% | 9.1% | Up to 1% of the loan amount or ₹10,000 (whichever is higher) + GST (as applicable) *1% -2% of the loan amount + GST applicable for ASHA HL. An upfront processing fee of ₹5,000 plus GST shall be collected at the time of application submission. The balance processing fee, as applicable, shall be collected at the time of loan disbursement. |
| 8.75% | 21.55% | Up to 2% of the loan amount + GST | |
| 8.8% | 11.7% | Up to 2% of loan amount + GST | |
| 9.75% | 17% | Up to 1.5% of sanctioned loan amount + applicable taxes |
Official Card Registry (2026)
Axis Bank Credit Cards (45)
Select any card to explore full rewards, airport lounge access & application benefits.
Axis Bank Primus Credit Card
super-premium₹3,00,000/yr1 Pts / ₹100
View Card Details
Axis Bank Reserve Credit Card
super-premium₹50,000/yr1 Pts / ₹100
View Card Details
Axis Burgundy Private Credit Card
super-premium₹50,000/yr7.5 Pts / ₹100
View Card Details
Axis Bank Olympus Credit Card
super-premium₹20,000/yr1 Pts / ₹100
View Card Details
Axis Bank Magnus Credit Card
super-premium₹12,500/yr6 Pts / ₹100
View Card Details
Miles & More Axis Bank World Select Credit Card
super-premium₹4,500/yr3 Pts / ₹100
View Card Details
Axis Bank Atlas Credit Card
premium₹5,000/yr2 Pts / ₹100
View Card Details
IndiGo Axis Bank Premium Credit Card
premium₹5,000/yr2 Pts / ₹100
View Card Details
Samsung Axis Bank Infinite Credit Card
premium₹5,000/yr1% Cashback
View Card Details
Miles and More Axis Bank Credit Card
premium₹3,500/yr2 Pts / ₹100
View Card Details
Axis Bank HORIZON Credit Card
premium₹3,000/yr2 Pts / ₹100
View Card Details
Axis Bank Select Credit Card
premium₹3,000/yr1 Pts / ₹100
View Card Details
SpiceJet Axis Bank Voyage Black Credit Card
mid₹2,000/yr1 Pts / ₹100
View Card Details
Axis Bank Privilege Easy Credit Card
mid₹1,500/yr1 Pts / ₹100
View Card Details
Axis Bank Privilege Credit Card
mid₹1,500/yr1 Pts / ₹100
View Card Details
Axis Bank REWARDS Credit Card
mid₹1,000/yr1 Pts / ₹100
View Card Details
Axis Bank Cashback Credit Card
mid₹1,000/yr0.5% Cashback
View Card Details
IndianOil Axis Bank Premium Credit Card
mid₹1,000/yr1 Pts / ₹100
View Card Details
IndiGo Axis Bank Credit Card
mid₹799/yr1 Pts / ₹100
View Card Details
SpiceJet Axis Bank Voyage Credit Card
mid₹750/yr1 Pts / ₹100
View Card Details
Axis Bank AURA Credit Card
mid₹749/yr1 Pts / ₹100
View Card Details
IndianOil Axis Bank Credit Card
mid₹500/yr1 Pts / ₹100
View Card Details
Axis Bank My Zone Credit Card
mid₹500/yr1 Pts / ₹100
View Card Details
Axis Bank Pride Signature Credit Card
mid₹500/yr2 Pts / ₹100
View Card Details
Flipkart Axis Bank Super Elite Credit Card
mid₹500/yr2% Cashback
View Card Details
Axis Bank Shoppers Stop Credit Card
mid₹500/yr1 Pts / ₹100
View Card Details
Samsung Axis Bank Signature Credit Card
mid₹500/yr1% Cashback
View Card Details
Flipkart Axis Bank Credit Card
entry₹500/yr1% Cashback
View Card Details
Airtel Axis Bank Credit Card
entry₹500/yr1% Cashback
View Card Details
Axis Bank Neo Credit Card
entry₹500/yr1 Pts / ₹100
View Card Details
Axis Bank ACE Credit Card
entry₹499/yr1.5% Cashback
View Card Details
Axis Bank Pride Platinum Credit Card
entry₹250/yr2 Pts / ₹100
View Card Details
Axis Bank Freecharge Credit Card
entry₹250/yr0.5 Pts / ₹100
View Card Details
Axis Bank Platinum Credit Card
entry₹200/yr3 Pts / ₹100
View Card Details
Axis Bank Titanium Smart Traveller Credit Card
entry₹100/yr1 Pts / ₹100
View Card Details
Google Pay Flex Axis Bank Credit Card
entryLifetime Free1% Cashback
View Card Details
Axis Bank MY Zone Easy Credit Card
entryLifetime Free2 Pts / ₹100
View Card Details
IndianOil Easy Axis Bank Credit Card
entryLifetime Free1 Pts / ₹100
View Card Details
Fibe Axis Bank Credit Card
entryLifetime Free1% Cashback
View Card Details
Axis Bank Freecharge Plus Credit Card
entryLifetime Free1% Cashback
View Card Details
LIC Axis Bank Signature Credit Card
entryLifetime Free1 Pts / ₹100
View Card Details
LIC Axis Bank Platinum Credit Card
entryLifetime Free1 Pts / ₹100
View Card Details
Kwik Axis Bank Credit Card
entryLifetime Free1 Pts / ₹100
View Card Details
Scapia Axis Bank Credit Card
entryLifetime Free2% Cashback
View Card Details
Axis Bank Supermoney RuPay Credit Card
entryLifetime Free1% Cashback
View Card Details
Why Choose Axis Bank?
Key benefits and features of banking with Axis Bank.
Competitive Rates
Up to 7.25% returns on deposits with attractive rates across short & long tenures.
Bank Security
RBI regulated financial institution with DICGC insurance up to ₹5 Lakhs.
Digital Banking
Instant online FD/RD booking, mobile banking apps, and quick digital loans.
Customer Service
Extensive branch & ATM network across India with dedicated support.
Key Features & Perks
Best FD Rate: 7.25% for Senior Citizens
General Rate: 6.5% for all citizens
Min FD Amount: ₹5K only
Min RD Amount: ₹500 monthly
Home Loan Rate: From 8%
Personal Loan: From 8.75%
Senior Citizen Benefit: Additional 0.5% on all tenures
Premature Penalty: Only 1%
Tax Deduction: TDS applicable if interest exceeds ₹40,000 per annum
Online Banking Available
Loan Against FD: Up to 90%
Innovative banking solutions
Quick processing
Competitive rates
Digital excellence
Customer-focused approach
RD is a dedicated table, distinct from FD rates; RD table re-verified 09.09.2026 (18-120mo tenures raised, page still labelled w.e.f. 22 Dec 2025)
Interest rates last updated: Sep 2026
Verify on Axis Bank Official WebsiteMarket Comparison
Compare Rates with Other Banks
Check latest fixed deposit interest rates across peer financial institutions before investing.
