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Axis Bank

Interest Rates & Financial Calculators

Complete guide to Axis Bank interest rates for FD, RD, and loans. Use our calculators to plan your investments and loans better.

Best FD Rate

7.35%

Home Loan Rate

8.75%

Bank Type

private

Last Updated

Aug 2025

Best FD Rate: 7.35% for Senior Citizens
General Rate: 6.6% for all citizens
Min FD Amount: ₹5K only
Min RD Amount: ₹500 monthly
Home Loan Rate: From 8.75%
Personal Loan: From 11%
Senior Citizen Benefit: Additional 0.5% on all tenures
Premature Penalty: Only 1%
Tax Deduction: TDS applicable if interest exceeds ₹40,000 per annum
Online Banking Available
Loan Against FD: Up to 90%
Innovative banking solutions
Quick processing
Competitive rates
Digital excellence
Customer-focused approach
Best FD Rate: 7.35% for Senior Citizens
General Rate: 6.6% for all citizens
Min FD Amount: ₹5K only
Min RD Amount: ₹500 monthly
Home Loan Rate: From 8.75%
Personal Loan: From 11%
Senior Citizen Benefit: Additional 0.5% on all tenures
Premature Penalty: Only 1%
Tax Deduction: TDS applicable if interest exceeds ₹40,000 per annum
Online Banking Available
Loan Against FD: Up to 90%
Innovative banking solutions
Quick processing
Competitive rates
Digital excellence
Customer-focused approach

Latest Axis Interest Rates

Deposits (FD & RD) Interest Rates

Axis Bank Fixed Deposit Rates

Latest Axis Bank Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.

Type/TenureGeneral RateSenior Citizen Rate
7-14 days3%3.5%
15-29 days3%3.5%
30-45 days3.25%3.75%
46-60 days4%4.5%
61-87 days4%4.5%
88 days-3 months 24 days4.5%5%
3 months 25 days-4 months4.5%5%
4 months-6 months4.5%5%
6 months-9 months5.5%6%
9 months-1 year5.75%6.25%
1 year-1 year 10 days6.25%6.75%
1 year 11 days-13 months6.25%6.75%
13 months-15 months6.25%6.75%
15 months-18 months6.5%7%
18 months-2 years6.6%7.1%
2 years-3 years6.6%7.1%
3 years-5 years6.6%7.1%
5 years-10 years6.6%7.35%

Axis Bank Recurring Deposit Rates

Latest Axis Bank Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.

Type/TenureGeneral RateSenior Citizen Rate
1 year7.25%7.75%
2 years7.3%7.8%
3 years7.5%8%
5 years7.6%8.1%

Loan Interest Rates

Axis Bank Loan Interest Rates

Current Axis Bank loan interest rates and processing fees for different loan types.

Type/TenureMin RateMax RateProcessing Fee
Home Loan8.75%10.75%1% of loan amount + GST
Personal Loan11%22%2% of loan amount + GST
Car Loan8.8%11.5%₹5,000 + GST
Education Loan9.7%13.7%1% of loan amount + GST
Business Loan11.5%18.5%2.5% of loan amount + GST
Two Wheeler Loan10.75%16.5%₹2,999 + GST
Gold Loan9.5%12.5%₹2,000 + GST

Axis Calculators & Tools

Make informed financial decisions with our comprehensive suite of calculators designed specifically for Axis Bank products

Need help choosing? All calculators are free and provide instant results

Why Choose Axis Bank?

Discover the advantages of banking with one of India's most trusted financial institutions

Competitive Rates

Up to 7.35% returns on Fixed Deposits with attractive rates for all tenures

Bank Security

RBI regulated private bank with deposit insurance up to ₹5 lakhs

Digital Banking

Advanced mobile banking, online FD booking, and instant loan approvals through digital channels

Customer Service

24/7 customer support with extensive branch network and dedicated relationship managers

Additional Benefits

Loan against FD up to 90% of deposit value
Senior citizen benefits with higher interest rates
Flexible tenure options from 7 days to 10 years
Auto-renewal facility for continuous growth
Premature withdrawal with minimal penalty
Tax-saving FD options available under 80C

Interest rates last updated: Aug 2025