Axis Bank logo
PRIVATE BANK38 Cards Available

Axis Bank Interest Rates & Calculators

Complete guide to Axis Bank interest rates for FD, RD, and loans, plus top credit card comparison. Use our calculators to plan investments better.

Best FD Rate
7.25% p.a.
Home Loan
From 8.75%
Axis Bank Reserve Credit Card
Axis Burgundy Private Credit Card
Axis Bank Magnus Credit Card
Axis Bank Atlas Credit Card
IndiGo Axis Bank Premium Credit Card

Axis Bank FD Rates Overview

Axis Bank currently offers fixed deposit interest rates of up to 6.5% p.a. for the general public, and 7.25% for senior citizens. The full slab-wise Axis rate table is below — use the FD and RD calculators to compute your exact maturity amount.

Axis Financial Calculators

Latest Axis Interest Rates

Verified rate tables updated as banks revise deposit & loan terms.

Axis Bank Fixed Deposit Rates

FD Calculator

Latest Axis Bank Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.

Type / TenureGeneral RateSenior Citizen Rate
7 – 14 days
3%3.5%
15 – 29 days
3%3.5%
30 – 45 days
3.25%3.75%
46 – 60 days
4%4.5%
61 days - 87 days
4.75%5.25%
88 days – 3 months 24 days
5%5.5%
3 months 25 days < 4 months
5%5.5%
4 months < 6 months
5%5.5%
6 months < 9 months
5.5%6%
9 months < 1 year
5.75%6.25%
1 year – 1 year 10 days
6.25%6.75%
1 year 11 days < 13 months
6.25%6.75%
13 months < 15 months
6.25%6.75%
15 months < 18 months
6.45%6.95%
18 Months < 2 years
6.5%7%
2 years < 3 years
6.5%7%
3 years < 5 years
6.5%7%
5 years to 10 yearsHighest Yield
6.5%7.25%

Axis Bank Recurring Deposit Rates

RD Calculator

Latest Axis Bank Recurring Deposit interest rates for all tenures. Compare general and senior citizen rates.

Type / TenureGeneral RateSenior Citizen Rate
6 months
5.5%6%
9 months
5.75%6.25%
12 months
6.25%6.75%
15 months
6.45%6.95%
18 months
6.45%6.95%
21 months
6.45%6.95%
24 months
6.45%6.95%
30 months
6.45%6.95%
36 months
6.45%6.95%
48 months
6.45%6.95%
60 monthsHighest Yield
6.45%7.2%
120 monthsHighest Yield
6.45%7.2%

Axis Bank Loan Rates

Axis Bank Loan Interest Rates Rates

Current Axis Bank loan interest rates and processing fees for different loan types.

Type / TenureMin RateMax RateProcessing Fee
Home LoanLowest Starting Rate
8.75%10.75%1% of loan amount + GST
Personal LoanLowest Starting Rate
8.75%21.55%Up to 2% of the loan amount + GST
8.8%11.5%₹5,000 + GST
Education Loan
9.7%13.7%1% of loan amount + GST
Business Loan
11.5%18.5%2.5% of loan amount + GST
Two Wheeler Loan
10.75%16.5%₹2,999 + GST
9.75%17%Up to 1.5% of sanctioned loan amount + applicable taxes
Official Card Registry (2026)

Axis Bank Credit Cards (38)

Select any card to explore full rewards, airport lounge access & application benefits.

Compare Cards Tool
Axis Bank Reserve Credit Card

Axis Bank Reserve Credit Card

super-premium₹50,000/yr1 Pts / ₹100 spend
View Card Details
Axis Burgundy Private Credit Card

Axis Burgundy Private Credit Card

super-premium₹50,000/yr7.5 Pts / ₹100 spend
View Card Details
Axis Bank Magnus Credit Card

Axis Bank Magnus Credit Card

super-premium₹12,500/yr6 Pts / ₹100 spend
View Card Details
Axis Bank Atlas Credit Card

Axis Bank Atlas Credit Card

premium₹5,000/yr2 Pts / ₹100 spend
View Card Details
IndiGo Axis Bank Premium Credit Card

IndiGo Axis Bank Premium Credit Card

premium₹5,000/yr2 Pts / ₹100 spend
View Card Details
Samsung Axis Bank Infinite Credit Card

Samsung Axis Bank Infinite Credit Card

premium₹5,000/yr1% Base Cashback
View Card Details
Miles and More Axis Bank Credit Card

Miles and More Axis Bank Credit Card

premium₹3,500/yr2 Pts / ₹100 spend
View Card Details
Axis Bank HORIZON Credit Card

Axis Bank HORIZON Credit Card

premium₹3,000/yr2 Pts / ₹100 spend
View Card Details
Axis Bank Select Credit Card

Axis Bank Select Credit Card

premium₹3,000/yr1 Pts / ₹100 spend
View Card Details
SpiceJet Axis Bank Voyage Black Credit Card

SpiceJet Axis Bank Voyage Black Credit Card

mid₹2,000/yr1 Pts / ₹100 spend
View Card Details
Axis Bank Privilege Easy Credit Card

Axis Bank Privilege Easy Credit Card

mid₹1,500/yr1 Pts / ₹100 spend
View Card Details
Axis Bank Privilege Credit Card

Axis Bank Privilege Credit Card

mid₹1,500/yr1 Pts / ₹100 spend
View Card Details
Axis Bank REWARDS Credit Card

Axis Bank REWARDS Credit Card

mid₹1,000/yr1 Pts / ₹100 spend
View Card Details
Axis Bank Cashback Credit Card

Axis Bank Cashback Credit Card

mid₹1,000/yr0.5% Base Cashback
View Card Details
IndianOil Axis Bank Premium Credit Card

IndianOil Axis Bank Premium Credit Card

mid₹1,000/yr1 Pts / ₹100 spend
View Card Details
IndiGo Axis Bank Credit Card

IndiGo Axis Bank Credit Card

mid₹799/yr1 Pts / ₹100 spend
View Card Details
SpiceJet Axis Bank Voyage Credit Card

SpiceJet Axis Bank Voyage Credit Card

mid₹750/yr1 Pts / ₹100 spend
View Card Details
Axis Bank AURA Credit Card

Axis Bank AURA Credit Card

mid₹749/yr1 Pts / ₹100 spend
View Card Details
IndianOil Axis Bank Credit Card

IndianOil Axis Bank Credit Card

mid₹500/yr1 Pts / ₹100 spend
View Card Details
Axis Bank My Zone Credit Card

Axis Bank My Zone Credit Card

mid₹500/yr1 Pts / ₹100 spend
View Card Details
Axis Bank Pride Signature Credit Card

Axis Bank Pride Signature Credit Card

mid₹500/yr2 Pts / ₹100 spend
View Card Details
Flipkart Axis Bank Super Elite Credit Card

Flipkart Axis Bank Super Elite Credit Card

mid₹500/yr2% Base Cashback
View Card Details
Axis Bank Shoppers Stop Credit Card

Axis Bank Shoppers Stop Credit Card

mid₹500/yr1 Pts / ₹100 spend
View Card Details
Samsung Axis Bank Signature Credit Card

Samsung Axis Bank Signature Credit Card

mid₹500/yr1% Base Cashback
View Card Details
Flipkart Axis Bank Credit Card

Flipkart Axis Bank Credit Card

entry₹500/yr1% Base Cashback
View Card Details
Airtel Axis Bank Credit Card

Airtel Axis Bank Credit Card

entry₹500/yr1% Base Cashback
View Card Details
Axis Bank Neo Credit Card

Axis Bank Neo Credit Card

entry₹500/yr1 Pts / ₹100 spend
View Card Details
Axis Bank ACE Credit Card

Axis Bank ACE Credit Card

entry₹499/yr1.5% Base Cashback
View Card Details
Axis Bank Pride Platinum Credit Card

Axis Bank Pride Platinum Credit Card

entry₹250/yr2 Pts / ₹100 spend
View Card Details
Axis Bank Freecharge Credit Card

Axis Bank Freecharge Credit Card

entry₹250/yr0.5 Pts / ₹100 spend
View Card Details
Google Pay Flex Axis Bank Credit Card

Google Pay Flex Axis Bank Credit Card

entryLifetime Free1% Base Cashback
View Card Details
Axis Bank MY Zone Easy Credit Card

Axis Bank MY Zone Easy Credit Card

entryLifetime Free2 Pts / ₹100 spend
View Card Details
IndianOil Easy Axis Bank Credit Card

IndianOil Easy Axis Bank Credit Card

entryLifetime Free1 Pts / ₹100 spend
View Card Details
Fibe Axis Bank Credit Card

Fibe Axis Bank Credit Card

entryLifetime Free1% Base Cashback
View Card Details
Axis Bank Freecharge Plus Credit Card

Axis Bank Freecharge Plus Credit Card

entryLifetime Free1% Base Cashback
View Card Details
LIC Axis Bank Signature Credit Card

LIC Axis Bank Signature Credit Card

entryLifetime Free1 Pts / ₹100 spend
View Card Details
LIC Axis Bank Platinum Credit Card

LIC Axis Bank Platinum Credit Card

entryLifetime Free1 Pts / ₹100 spend
View Card Details
Kwik Axis Bank Credit Card

Kwik Axis Bank Credit Card

entryLifetime Free1 Pts / ₹100 spend
View Card Details

Why Choose Axis Bank?

Key benefits and features of banking with Axis Bank.

Competitive Rates

Up to 7.25% returns on deposits with attractive rates across short & long tenures.

Bank Security

RBI regulated financial institution with DICGC insurance up to ₹5 Lakhs.

Digital Banking

Instant online FD/RD booking, mobile banking apps, and quick digital loans.

Customer Service

Extensive branch & ATM network across India with dedicated support.

Key Features & Perks

Best FD Rate: 7.25% for Senior Citizens
General Rate: 6.5% for all citizens
Min FD Amount: ₹5K only
Min RD Amount: ₹500 monthly
Home Loan Rate: From 8.75%
Personal Loan: From 8.75%
Senior Citizen Benefit: Additional 0.5% on all tenures
Premature Penalty: Only 1%
Tax Deduction: TDS applicable if interest exceeds ₹40,000 per annum
Online Banking Available
Loan Against FD: Up to 90%
Innovative banking solutions
Quick processing
Competitive rates
Digital excellence
Customer-focused approach
RD is a dedicated table, distinct from FD rates; rates effective 22 December 2025
Interest rates last updated: Aug 2026
Verify on Axis Bank Official Website
Market Comparison

Compare Rates with Other Banks

Check latest fixed deposit interest rates across peer financial institutions before investing.

Disclaimer: Results are estimates for financial planning purposes only and do not constitute financial, tax, investment, or legal advice. Actual values may vary based on your lender, market conditions, and individual circumstances. Consult a qualified CA, CFP, or financial advisor before making any financial decisions.