IDBI Bank Interest Rates & Calculators
Complete guide to IDBI Bank interest rates for FD, RD, and loans. Use our calculators to plan your investments and loans better.
For Senior Citizens
Lowest available EMI
Flexible tenures
Up to ₹5 Lakhs insured
IDBI Bank FD Rates Overview
IDBI Bank currently offers fixed deposit interest rates of up to 6.5% p.a. for the general public, and 7% for senior citizens. The full slab-wise IDBI rate table is below — use the FD and RD calculators to compute your exact maturity amount.
IDBI Financial Calculators
FD Calculator
Calculate IDBI Fixed Deposit returns with latest rates
RD Calculator
Plan your IDBI Recurring Deposit investments
Home Loan EMI Calculator
Calculate IDBI home loan EMI with current rates
Personal Loan Calculator
Check IDBI personal loan EMI and eligibility
IDBI Credit Cards
Compare all 7 IDBI credit cards on net value, rewards & perks
Latest IDBI Interest Rates
Verified rate tables updated as banks revise deposit & loan terms.
IDBI Bank Fixed Deposit Rates
Latest IDBI Bank Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
07-30 days | 3% | 3.5% |
31-45 days | 3.15% | 3.65% |
46-60 days | 4.35% | 4.85% |
61-90 days | 4.6% | 5.1% |
91 days to 6 months | 5.35% | 5.85% |
6 months 1 day to 270 Days | 5.5% | 6% |
271 days to < 1 year | 5.8% | 6.3% |
1 Year | 6.2% | 6.7% |
>1 Year to 2 Years | 6.25% | 6.75% |
>2 Years to <3 yearsHighest Yield | 6.5% | 7% |
3 years to <5 years | 6.35% | 6.85% |
5 years | 6.25% | 6.75% |
>5 years to 7 years | 5.95% | 6.45% |
>7 years to 10 years | 5.9% | 6.4% |
>10 years to 20 years | 4.8% | 5.3% |
IDBI Bank Recurring Deposit Rates
Latest IDBI Bank Recurring Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
07-30 days | 3% | 3.5% |
31-45 days | 3.15% | 3.65% |
46-60 days | 4.35% | 4.85% |
61-90 days | 4.6% | 5.1% |
91 days to 6 months | 5.35% | 5.85% |
6 months 1 day to 270 Days | 5.5% | 6% |
271 days to < 1 year | 5.8% | 6.3% |
1 Year | 6.2% | 6.7% |
>1 Year to 2 Years | 6.25% | 6.75% |
>2 Years to <3 yearsHighest Yield | 6.5% | 7% |
3 years to <5 years | 6.35% | 6.85% |
5 years | 6.25% | 6.75% |
>5 years to 7 years | 5.95% | 6.45% |
>7 years to 10 years | 5.9% | 6.4% |
>10 years to 20 years | 4.8% | 5.3% |
IDBI Bank Loan Rates
IDBI Bank Loan Interest Rates Rates
Current IDBI Bank loan interest rates and processing fees for different loan types.
| Type / Tenure | Min Rate | Max Rate | Processing Fee |
|---|---|---|---|
Home LoanHighest Yield | 7.35% | 11.55% | 0.50% to 1% of loan amount + GST |
Personal Loan | 11% | 15.5% | 1% to 2% of loan amount + GST |
Car Loan | 7.75% | 11% | 0.50% of loan amount + GST |
Education Loan | 7.95% | 10.4% | Nil for eligible loans up to ₹7.5 lakhs |
Business Loan | 8.5% | 15.55% | 1% of loan amount + GST |
Two Wheeler Loan | 8.75% | 25% | ₹1,000 to ₹3,000 + GST |
Gold Loan | 9.4% | 10.4% | ₹500 to ₹1,000 + GST |
Explore Best IDBI Bank Credit Cards
Compare all 7 IDBI credit cards on real net annual value — cashback rates, airport lounge access, reward caps & fee waivers compared.
Why Choose IDBI Bank?
Key benefits and features of banking with IDBI Bank.
Competitive Rates
Up to 7% returns on deposits with attractive rates across short & long tenures.
Bank Security
RBI regulated financial institution with DICGC insurance up to ₹5 Lakhs.
Digital Banking
Instant online FD/RD booking, mobile banking apps, and quick digital loans.
Customer Service
Extensive branch & ATM network across India with dedicated support.
Key Features & Perks
Compare Rates with Other Banks
Check latest fixed deposit interest rates across peer financial institutions before investing.
