IDBI Bank Interest Rates & Calculators
Complete guide to IDBI Bank interest rates for FD, RD, and loans, plus top credit card comparison. Use our calculators to plan investments better.
IDBI Bank FD Rates Overview
IDBI Bank currently offers fixed deposit interest rates of up to 6.5% p.a. for the general public, and 7% for senior citizens. The full slab-wise IDBI Bank rate table is below — use the FD and RD calculators to compute your exact maturity amount.
IDBI Bank Planning & Calculators
Verified rates & instant amortization schedules for deposits, loans, and cards.
Latest IDBI Bank Interest Rates
Verified rate tables updated as banks revise deposit & loan terms.
Fixed Deposit Rates
Latest interest rates for all tenures. Compare general and senior citizen slabs.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
07-30 days | 3% | 3.5% |
31-45 days | 3.15% | 3.65% |
46-60 days | 4.35% | 4.85% |
61-90 days | 4.6% | 5.1% |
91 days to 6 months | 5.35% | 5.85% |
6 months 1 day to 270 Days | 5.5% | 6% |
271 days to < 1 year | 5.8% | 6.3% |
1 Year | 6.2% | 6.7% |
>1 Year to 2 Years | 6.25% | 6.75% |
>2 Years to <3 yearsHighest Yield | 6.5% | 7% |
3 years to <5 years | 6.35% | 6.85% |
5 years | 6.25% | 6.75% |
>5 years to 7 years | 5.95% | 6.45% |
>7 years to 10 years | 5.9% | 6.4% |
>10 years to 20 years | 4.8% | 5.3% |
Recurring Deposit Rates
Latest interest rates for all tenures. Compare general and senior citizen slabs.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
07-30 days | 3% | 3.5% |
31-45 days | 3.15% | 3.65% |
46-60 days | 4.35% | 4.85% |
61-90 days | 4.6% | 5.1% |
91 days to 6 months | 5.35% | 5.85% |
6 months 1 day to 270 Days | 5.5% | 6% |
271 days to < 1 year | 5.8% | 6.3% |
1 Year | 6.2% | 6.7% |
>1 Year to 2 Years | 6.25% | 6.75% |
>2 Years to <3 yearsHighest Yield | 6.5% | 7% |
3 years to <5 years | 6.35% | 6.85% |
5 years | 6.25% | 6.75% |
>5 years to 7 years | 5.95% | 6.45% |
>7 years to 10 years | 5.9% | 6.4% |
>10 years to 20 years | 4.8% | 5.3% |
Loan Interest Rates
Verified loan interest rates and processing fees across retail borrowing categories.
| Type / Tenure | Min Rate | Max Rate | Processing Fee |
|---|---|---|---|
Home LoanLowest Starting Rate | 7.4% | 11.5% | Up to Rs.75 Lakh: Salaried & SEP 10,000; SENP 11,000. Above Rs.75 Lakh: Salaried & SEP 15,000; SENP 17,500 (plus applicable taxes). For Inward BT or inward BT + top up (where both the files are logged in simultaneously) irrespective of the amount: Nil. Minimum of Rs.2500/- plus taxes is applicable at the time of log-in and the remaining amount plus taxes to be paid before disbursement. |
| 11% | 15.5% | 1.00% of loan amount, min Rs. 2,500 + taxes | |
| 7.75% | 9.3% | Not published |
IDBI Bank Credit Cards (7)
Select any card to explore full rewards, airport lounge access & application benefits.
IDBI Bank Euphoria World Credit Card
IDBI Bank Winnings Credit Card
IDBI Bank Royale Signature Credit Card
IDBI Bank LIC CSL Eclat Select Credit Card
IDBI Bank Imperium Platinum Credit Card (Secured)
IDBI Bank Aspire Platinum Credit Card
IDBI Bank LIC CSL Lumine Platinum Credit Card
Why Choose IDBI Bank?
Key benefits and features of banking with IDBI Bank.
Competitive Rates
Up to 7% returns on deposits with attractive rates across short & long tenures.
Bank Security
RBI regulated financial institution with DICGC insurance up to ₹5 Lakhs.
Digital Banking
Instant online FD/RD booking, mobile banking apps, and quick digital loans.
Customer Service
Extensive branch & ATM network across India with dedicated support.
Key Features & Perks
Compare Rates with Other Banks
Check latest fixed deposit interest rates across peer financial institutions before investing.
