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Bandhan Bank Interest Rates & Financial Calculators

Compare FD, RD, and loan rates with our calculators

Complete guide to Bandhan Bank interest rates for FD, RD, and loans. Use our calculators to plan your investments and loans better.

Best FD Rate

7.7%

Bank Type

private

Last Updated

Jan 2026

Best FD Rate: 7.7% for Senior Citizens
General Rate: 7.2% for all citizens
Min FD Amount: ₹1K only
Min RD Amount: ₹100 monthly
Senior Citizen Benefit: Additional 0.5% on all tenures
Premature Penalty: Only 1%
Tax Deduction: TDS applicable if interest exceeds ₹40,000 per annum
Online Banking Available
Loan Against FD: Up to 90%
Competitive interest rates
Secure banking
Online services available
Best FD Rate: 7.7% for Senior Citizens
General Rate: 7.2% for all citizens
Min FD Amount: ₹1K only
Min RD Amount: ₹100 monthly
Home Loan Rate: From 0%
Personal Loan: From 0%
Senior Citizen Benefit: Additional 0.5% on all tenures
Premature Penalty: Only 1%
Tax Deduction: TDS applicable if interest exceeds ₹40,000 per annum
Online Banking Available
Loan Against FD: Up to 90%
Competitive interest rates
Secure banking
Online services available

Latest Bandhan Interest Rates

Deposits (FD & RD) Interest Rates

Bandhan Bank Fixed Deposit Rates

FD Calculator

Latest Bandhan Bank Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.

Type/TenureGeneral RateSenior Citizen Rate
7 days to 14 days
2.95%3.7%
15 days to 30 days
2.95%3.7%
31 days to less than 2 months
3.45%4.2%
2 months to less than 3 months
4.2%4.95%
3 months to less than 6 months
4.2%4.95%
6 months to less than 1 year
4.2%4.95%
1 year
7%7.5%
1 year 1 day to 1 year 9 months
7%7.5%
1 year 9 months 1 day to less than 2 years
7%7.5%
2 years to less than 3 years
7.2%7.7%
3 years to less than 5 years
7%7.5%
5 years to up to 10 years
5.85%6.6%

Bandhan Bank Recurring Deposit Rates

RD Calculator

Latest Bandhan Bank Recurring Deposit interest rates for all tenures. Compare general and senior citizen rates.

Type/TenureGeneral RateSenior Citizen Rate
7 days to 14 days
2.95%3.7%
15 days to 30 days
2.95%3.7%
31 days to less than 2 months
3.45%4.2%
2 months to less than 3 months
4.2%4.95%
3 months to less than 6 months
4.2%4.95%
6 months to less than 1 year
4.2%4.95%
1 year
7%7.5%
1 year 1 day to 1 year 9 months
7%7.5%
1 year 9 months 1 day to less than 2 years
7%7.5%
2 years to less than 3 years
7.2%7.7%
3 years to less than 5 years
7%7.5%
5 years to up to 10 years
5.85%6.6%

Why Choose Bandhan Bank?

Discover the advantages of banking with one of India's most trusted financial institutions

Competitive Rates

Up to 7.7% returns on Fixed Deposits with attractive rates for all tenures

Bank Security

RBI regulated private bank with deposit insurance up to ₹5 lakhs

Digital Banking

Advanced mobile banking, online FD booking, and instant loan approvals through digital channels

Customer Service

24/7 customer support with extensive branch network and dedicated relationship managers

Additional Benefits

Loan against FD up to 90% of deposit value
Senior citizen benefits with higher interest rates
Flexible tenure options from 7 days to 10 years
Auto-renewal facility for continuous growth
Premature withdrawal with minimal penalty
Tax-saving FD options available under 80C

Interest rates last updated: Jan 2026