Bandhan Bank Interest Rates & Calculators
Complete guide to Bandhan Bank interest rates for FD, RD, and loans, plus top credit card comparison. Use our calculators to plan investments better.




Bandhan Bank FD Rates Overview
Bandhan Bank currently offers fixed deposit interest rates of up to 7.45% p.a. for the general public, and 7.95% for senior citizens. The full slab-wise Bandhan rate table is below — use the FD and RD calculators to compute your exact maturity amount.
Bandhan Financial Calculators
FD Calculator
Calculate Bandhan Fixed Deposit returns with latest rates
RD Calculator
Plan your Bandhan Recurring Deposit investments
Bandhan Car Loan Calculator
Calculate Bandhan new car loan EMI from 8.84% p.a.
Bandhan Used Car Loan Calculator
Calculate Bandhan pre-owned car loan EMI from 8.86% p.a.
Personal Loan Calculator
Check Bandhan personal loan EMI starting from 9% p.a.
Bandhan Gold Loan Calculator
Calculate per-gram eligible gold loan amount & EMI from 9.5% p.a.
Home Loan EMI Calculator
Calculate Bandhan home loan EMI with current rates
Bandhan Credit Cards
Compare all 4 Bandhan credit cards on net value, rewards & perks
Latest Bandhan Interest Rates
Verified rate tables updated as banks revise deposit & loan terms.
Bandhan Bank Fixed Deposit Rates
Latest Bandhan Bank Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 days to 14 days | 2.95% | 3.7% |
15 days to 30 days | 2.95% | 3.7% |
31 days to less than 2 months | 3.45% | 4.2% |
2 months to less than 3 months | 4.2% | 4.95% |
3 months to less than 6 months | 4.2% | 4.95% |
6 months to less than 1 year | 4.2% | 4.95% |
1 year | 7% | 7.5% |
1 year 1 day to 1 year 9 months | 7% | 7.5% |
1 year 9 months 1 day to less than 2 years | 7% | 7.5% |
2 years to less than 3 yearsHighest Yield | 7.45% | 7.95% |
3 years to less than 5 years | 7.25% | 7.75% |
5 years to up to 10 years | 5.85% | 6.6% |
Bandhan Bank Recurring Deposit Rates
Latest Bandhan Bank Recurring Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 days to 14 days | 2.95% | 3.7% |
15 days to 30 days | 2.95% | 3.7% |
31 days to less than 2 months | 3.45% | 4.2% |
2 months to less than 3 months | 4.2% | 4.95% |
3 months to less than 6 months | 4.2% | 4.95% |
6 months to less than 1 year | 4.2% | 4.95% |
1 year | 7% | 7.5% |
1 year 1 day to 1 year 9 months | 7% | 7.5% |
1 year 9 months 1 day to less than 2 years | 7% | 7.5% |
2 years to less than 3 yearsHighest Yield | 7.45% | 7.95% |
3 years to less than 5 years | 7.25% | 7.75% |
5 years to up to 10 years | 5.85% | 6.6% |
Bandhan Bank Loan Rates
Bandhan Bank Loan Interest Rates Rates
Current Bandhan Bank loan interest rates and processing fees for different loan types.
| Type / Tenure | Min Rate | Max Rate | Processing Fee |
|---|---|---|---|
Personal LoanLowest Starting Rate | 9% | 20% | Up to 3% of loan amount + GST |
| 9.5% | 15.97% | Up to 1% of disbursement amount |
Bandhan Bank Credit Cards (4)
Select any card to explore full rewards, airport lounge access & application benefits.

Bandhan Bank Lumina Credit Card

Bandhan Bank Flare Credit Card

Bandhan Bank Ignite Credit Card

Bandhan Bank Sparks Credit Card
Why Choose Bandhan Bank?
Key benefits and features of banking with Bandhan Bank.
Competitive Rates
Up to 7.95% returns on deposits with attractive rates across short & long tenures.
Bank Security
RBI regulated financial institution with DICGC insurance up to ₹5 Lakhs.
Digital Banking
Instant online FD/RD booking, mobile banking apps, and quick digital loans.
Customer Service
Extensive branch & ATM network across India with dedicated support.
Key Features & Perks
Compare Rates with Other Banks
Check latest fixed deposit interest rates across peer financial institutions before investing.