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PRIVATE BANKUpdated: Jun 2026

Bandhan Bank Interest Rates & Calculators

Complete guide to Bandhan Bank interest rates for FD, RD, and loans. Use our calculators to plan your investments and loans better.

Best FD Rate
7.95%p.a.

For Senior Citizens

Min Deposit
1k

Flexible tenures

Safety & Insurance
DICGC Covered

Up to ₹5 Lakhs insured

Bandhan Bank FD Rates Overview

Bandhan Bank currently offers fixed deposit interest rates of up to 7.45% p.a. for the general public, and 7.95% for senior citizens. The full slab-wise Bandhan rate table is below — use the FD and RD calculators to compute your exact maturity amount.

Bandhan Financial Calculators

Latest Bandhan Interest Rates

Verified rate tables updated as banks revise deposit & loan terms.

Bandhan Bank Fixed Deposit Rates

FD Calculator

Latest Bandhan Bank Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.

Type / TenureGeneral RateSenior Citizen Rate
7 days to 14 days
2.95%3.7%
15 days to 30 days
2.95%3.7%
31 days to less than 2 months
3.45%4.2%
2 months to less than 3 months
4.2%4.95%
3 months to less than 6 months
4.2%4.95%
6 months to less than 1 year
4.2%4.95%
1 year
7%7.5%
1 year 1 day to 1 year 9 months
7%7.5%
1 year 9 months 1 day to less than 2 years
7%7.5%
2 years to less than 3 yearsHighest Yield
7.45%7.95%
3 years to less than 5 years
7.25%7.75%
5 years to up to 10 years
5.85%6.6%

Bandhan Bank Recurring Deposit Rates

RD Calculator

Latest Bandhan Bank Recurring Deposit interest rates for all tenures. Compare general and senior citizen rates.

Type / TenureGeneral RateSenior Citizen Rate
7 days to 14 days
2.95%3.7%
15 days to 30 days
2.95%3.7%
31 days to less than 2 months
3.45%4.2%
2 months to less than 3 months
4.2%4.95%
3 months to less than 6 months
4.2%4.95%
6 months to less than 1 year
4.2%4.95%
1 year
7%7.5%
1 year 1 day to 1 year 9 months
7%7.5%
1 year 9 months 1 day to less than 2 years
7%7.5%
2 years to less than 3 yearsHighest Yield
7.45%7.95%
3 years to less than 5 years
7.25%7.75%
5 years to up to 10 years
5.85%6.6%
Bandhan Bank Lumina Credit Card
Bandhan Bank Flare Credit Card
Bandhan Bank Ignite Credit Card
Credit Cards Hub4 Cards Verified

Explore Best Bandhan Bank Credit Cards

Compare all 4 Bandhan credit cards on real net annual value — cashback rates, airport lounge access, reward caps & fee waivers compared.

Compare 4 Cards

Why Choose Bandhan Bank?

Key benefits and features of banking with Bandhan Bank.

Competitive Rates

Up to 7.95% returns on deposits with attractive rates across short & long tenures.

Bank Security

RBI regulated financial institution with DICGC insurance up to ₹5 Lakhs.

Digital Banking

Instant online FD/RD booking, mobile banking apps, and quick digital loans.

Customer Service

Extensive branch & ATM network across India with dedicated support.

Key Features & Perks

Best FD Rate: 7.95% for Senior Citizens
General Rate: 7.45% for all citizens
Min FD Amount: ₹1K only
Min RD Amount: ₹100 monthly
Senior Citizen Benefit: Additional 0.5% on all tenures
Premature Penalty: Only 1%
Tax Deduction: TDS applicable if interest exceeds ₹40,000 per annum
Online Banking Available
Loan Against FD: Up to 90%
Competitive interest rates
Secure banking
Online services available
RD-specific rate table not found on official site as of Aug 2026 (previous granular RD table could not be re-verified against current site structure and was removed); official RD product page (Rates & Charges tab) routes to the same generic Term Deposit rate page with no dedicated RD table or explicit RD=FD statement found; rdRates left empty, falls back to FD rate
Interest rates last updated: Jun 2026
Verify on Bandhan Bank Official Website
Market Comparison

Compare Rates with Other Banks

Check latest fixed deposit interest rates across peer financial institutions before investing.

Disclaimer: Results are estimates for financial planning purposes only and do not constitute financial, tax, investment, or legal advice. Actual values may vary based on your lender, market conditions, and individual circumstances. Consult a qualified CA, CFP, or financial advisor before making any financial decisions.