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Bandhan Bank Interest Rates & Calculators

Complete guide to Bandhan Bank interest rates for FD, RD, and loans, plus top credit card comparison. Use our calculators to plan investments better.

Best FD Rate
7.95% p.a.
Home Loan
From 8.8%
Bandhan Bank Lumina Credit Card
Bandhan Bank Flare Credit Card
Bandhan Bank Ignite Credit Card
Bandhan Bank Sparks Credit Card

Bandhan Bank FD Rates Overview

Bandhan Bank currently offers fixed deposit interest rates of up to 7.45% p.a. for the general public, and 7.95% for senior citizens. The full slab-wise Bandhan Bank rate table is below — use the FD and RD calculators to compute your exact maturity amount.

Calculators & Simulators

Bandhan Bank Planning & Calculators

Verified rates & instant amortization schedules for deposits, loans, and cards.

Latest Bandhan Bank Interest Rates

Verified rate tables updated as banks revise deposit & loan terms.

Fixed Deposit Rates

FD Calculator

Latest interest rates for all tenures. Compare general and senior citizen slabs.

Type / TenureGeneral RateSenior Citizen Rate
7 days to 14 days
2.95%3.7%
15 days to 30 days
2.95%3.7%
31 days to less than 2 months
3.45%4.2%
2 months to less than 3 months
4.2%4.95%
3 months to less than 6 months
4.2%4.95%
6 months to less than 1 year
4.2%4.95%
1 year
7%7.5%
1 year 1 day to 1 year 9 months
7%7.5%
1 year 9 months 1 day to less than 2 years
7%7.5%
2 years to less than 3 yearsHighest Yield
7.45%7.95%
3 years to less than 5 years
7.25%7.75%
5 years to up to 10 years
5.85%6.6%

Recurring Deposit Rates

RD Calculator

Latest interest rates for all tenures. Compare general and senior citizen slabs.

Type / TenureGeneral RateSenior Citizen Rate
7 days to 14 days
2.95%3.7%
15 days to 30 days
2.95%3.7%
31 days to less than 2 months
3.45%4.2%
2 months to less than 3 months
4.2%4.95%
3 months to less than 6 months
4.2%4.95%
6 months to less than 1 year
4.2%4.95%
1 year
7%7.5%
1 year 1 day to 1 year 9 months
7%7.5%
1 year 9 months 1 day to less than 2 years
7%7.5%
2 years to less than 3 yearsHighest Yield
7.45%7.95%
3 years to less than 5 years
7.25%7.75%
5 years to up to 10 years
5.85%6.6%

Loan Interest Rates

Verified loan interest rates and processing fees across retail borrowing categories.

Type / TenureMin RateMax RateProcessing Fee
Home LoanLowest Starting Rate
8.8%13.77%Non-refundable processing charges at the time of login Up to ₹4,000 + applicable GST; Processing fees Nil to 1.00% depending on scheme+ applicable GST; Administrative fees 0.25% to 2.00% depending on scheme + applicable GST
9.9%18.5%Up to 3% of loan amount + GST
8.85%15.51%Up to 4% of loan amount
9.85%15.97%Up to 1% of disbursement amount
Official Card Registry (2026)

Bandhan Bank Credit Cards (4)

Select any card to explore full rewards, airport lounge access & application benefits.

Why Choose Bandhan Bank?

Key benefits and features of banking with Bandhan Bank.

Competitive Rates

Up to 7.95% returns on deposits with attractive rates across short & long tenures.

Bank Security

RBI regulated financial institution with DICGC insurance up to ₹5 Lakhs.

Digital Banking

Instant online FD/RD booking, mobile banking apps, and quick digital loans.

Customer Service

Extensive branch & ATM network across India with dedicated support.

Key Features & Perks

Best FD Rate: 7.95% for Senior Citizens
General Rate: 7.45% for all citizens
Min FD Amount: ₹1K only
Min RD Amount: ₹100 monthly
Home Loan Rate: From 8.8%
Personal Loan: From 9.9%
Senior Citizen Benefit: Additional 0.5% on all tenures
Premature Penalty: Only 1%
Tax Deduction: TDS applicable if interest exceeds ₹50,000 per annum (₹1,00,000 for senior citizens)
Online Banking Available
Loan Against FD: Up to 90%
Competitive interest rates
Secure banking
Online services available
RD-specific rate table not found on official site as of Aug 2026 (previous granular RD table could not be re-verified against current site structure and was removed); official RD product page (Rates & Charges tab) routes to the same generic Term Deposit rate page with no dedicated RD table or explicit RD=FD statement found; rdRates left empty, falls back to FD rate
Interest rates last updated: Jun 2026
Verify on Bandhan Bank Official Website
Market Comparison

Compare Rates with Other Banks

Check latest fixed deposit interest rates across peer financial institutions before investing.

Disclaimer: Results are estimates for financial planning purposes only and do not constitute financial, tax, investment, or legal advice. Actual values may vary based on your lender, market conditions, and individual circumstances. Consult a qualified CA, CFP, or financial advisor before making any financial decisions.