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Best Bank of Baroda Credit Cards in India 2026

Every Bank of Baroda credit card compared on fees, real reward rates and lounge access. We compared 28 cards — 28 of them lifetime free — on what you actually keep after fees, reward caps and exclusions. Our current top pick is BOBCARD Eterna.

Top 28 Bank of Baroda Credit Cards Ranked

#CardAnnual FeeBase EarnStandout
1BOBCARD EternaBOBCARD EternaBank of BarodaFree (LTF)5.0%Lifetime free
2Snapdeal BOBCARDSnapdeal BOBCARDBank of BarodaFree (LTF)5.0%Lifetime free
3BOBCARD ScapiaBOBCARD ScapiaBank of BarodaFree (LTF)5.0%Lifetime free
4BOBCARD Etihad Guest PremiumBOBCARD Etihad Guest PremiumBank of BarodaFree (LTF)1.5%Lifetime free
5BOBCARD PremierBOBCARD PremierBank of BarodaFree (LTF)1.3%Lifetime free
6BOBCARD TiaraBOBCARD TiaraBank of BarodaFree (LTF)1.3%Lifetime free
7BOBCARD EasyBOBCARD EasyBank of BarodaFree (LTF)1.3%Lifetime free
8BOBCARD SelectBOBCARD SelectBank of BarodaFree (LTF)1.3%Lifetime free
9HPCL Energie BOBCARDHPCL Energie BOBCARDBank of BarodaFree (LTF)1.3%Lifetime free
10ICAI Exclusive BOBCARDICAI Exclusive BOBCARDBank of BarodaFree (LTF)1.3%Lifetime free
11Indian Army YODDHA BOBCARDIndian Army YODDHA BOBCARDBank of BarodaFree (LTF)1.3%Lifetime free
12BOBCARD VikramBOBCARD VikramBank of BarodaFree (LTF)1.3%Lifetime free
13Instant RuPay BOBCARDInstant RuPay BOBCARDBank of BarodaFree (LTF)1.3%Lifetime free
14BOBCARD Etihad GuestBOBCARD Etihad GuestBank of BarodaFree (LTF)0.8%Lifetime free
15BOBCARD Uni GoldXBOBCARD Uni GoldXBank of BarodaFree (LTF)0.3%Lifetime free
16BOBCARD OneBOBCARD OneBank of BarodaFree (LTF)0.3%Lifetime free
17BOBCARD Micro EnterpriseBOBCARD Micro EnterpriseBank of BarodaFree (LTF)0.3%Lifetime free
18BOBCARD CorporateBOBCARD CorporateBank of BarodaFree (LTF)0.3%Lifetime free
19BOBCARD EmpowerBOBCARD EmpowerBank of BarodaFree (LTF)0.3%Lifetime free
20ICSI Diamond BOBCARDICSI Diamond BOBCARDBank of BarodaFree (LTF)0.3%Lifetime free
21CMA One BOBCARDCMA One BOBCARDBank of BarodaFree (LTF)0.3%Lifetime free
22Indian Navy Varunah BOBCARDIndian Navy Varunah BOBCARDBank of BarodaFree (LTF)0.3%Lifetime free
23Indian Coast Guard Rakshamah BOBCARDIndian Coast Guard Rakshamah BOBCARDBank of BarodaFree (LTF)0.3%Lifetime free
24Assam Rifles The SENTINEL BOBCARDAssam Rifles The SENTINEL BOBCARDBank of BarodaFree (LTF)0.3%Lifetime free
25BOBCARD CashbackBOBCARD CashbackBank of BarodaFree (LTF)—Lifetime free
26IRCTC BOBCARDIRCTC BOBCARDBank of BarodaFree (LTF)—Lifetime free
27BOBCARD PrimeBOBCARD PrimeBank of BarodaFree (LTF)—Lifetime free
28Nainital Bank Renaissance BOBCARDNainital Bank Renaissance BOBCARDBank of BarodaFree (LTF)—Lifetime free

Base earn = ₹ value earned per ₹100 of everyday spend at the card's standard rate, before category accelerators. Every card page shows caps, exclusions and the net value math for your own monthly spend.

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Disclaimer: Results are estimates for financial planning purposes only and do not constitute financial, tax, investment, or legal advice. Actual values may vary based on your lender, market conditions, and individual circumstances. Consult a qualified CA, CFP, or financial advisor before making any financial decisions.