Tamilnad Mercantile Bank Interest Rates & Calculators
Complete guide to Tamilnad Mercantile Bank interest rates for FD, RD, and loans. Use our calculators to plan your investments and loans better.
For Senior Citizens
Lowest available EMI
Flexible tenures
Up to ₹5 Lakhs insured
Tamilnad Mercantile Bank FD Rates Overview
Tamilnad Mercantile Bank currently offers fixed deposit interest rates of up to 7.25% p.a. for the general public, and 7.7% for senior citizens. The full slab-wise TMB rate table is below — use the FD and RD calculators to compute your exact maturity amount.
TMB Financial Calculators
FD Calculator
Calculate TMB Fixed Deposit returns with latest rates
RD Calculator
Plan your TMB Recurring Deposit investments
Home Loan EMI Calculator
Calculate TMB home loan EMI with current rates
Personal Loan Calculator
Check TMB personal loan EMI and eligibility
TMB Credit Cards
Compare all 4 TMB credit cards on net value, rewards & perks
Latest TMB Interest Rates
Verified rate tables updated as banks revise deposit & loan terms.
Tamilnad Mercantile Bank Fixed Deposit Rates
Latest Tamilnad Mercantile Bank Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7-14 days | 4% | 4% |
15-29 days | 4.25% | 4.25% |
30-45 days | 4.5% | 4.5% |
46-60 days | 4.8% | 4.8% |
61-90 days | 4.8% | 4.8% |
91-120 days | 5.8% | 5.8% |
121-179 days | 5.8% | 5.8% |
180-270 days | 6.3% | 6.3% |
271 days to less than 1 year | 6.5% | 6.5% |
1 year | 6.8% | 7.3% |
Above 1 year to less than 456 days | 6.7% | 7.2% |
456 days (TMB456 Special) | 7.1% | 7.5% |
Above 456 days to 566 days | 6.6% | 7.1% |
567 days (TMB567 Special)Highest Yield | 7.25% | 7.7% |
Above 567 days to less than 2 years | 6.6% | 7.1% |
2 years to 3 years | 7% | 7.5% |
3 years to 10 years | 6.7% | 7.2% |
Tamilnad Mercantile Bank Recurring Deposit Rates
Latest Tamilnad Mercantile Bank Recurring Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7-14 days | 4% | 4% |
15-29 days | 4.25% | 4.25% |
30-45 days | 4.5% | 4.5% |
46-60 days | 4.8% | 4.8% |
61-90 days | 4.8% | 4.8% |
91-120 days | 5.8% | 5.8% |
121-179 days | 5.8% | 5.8% |
180-270 days | 6.3% | 6.3% |
271 days to less than 1 year | 6.5% | 6.5% |
1 year | 6.8% | 7.3% |
Above 1 year to less than 456 days | 6.7% | 7.2% |
456 days (TMB456 Special) | 7.1% | 7.5% |
Above 456 days to 566 days | 6.6% | 7.1% |
567 days (TMB567 Special)Highest Yield | 7.25% | 7.7% |
Above 567 days to less than 2 years | 6.6% | 7.1% |
2 years to 3 years | 7% | 7.5% |
3 years to 10 years | 6.7% | 7.2% |
Tamilnad Mercantile Bank Loan Rates
Tamilnad Mercantile Bank Loan Interest Rates Rates
Current Tamilnad Mercantile Bank loan interest rates and processing fees for different loan types.
| Type / Tenure | Min Rate | Max Rate | Processing Fee |
|---|---|---|---|
Home LoanHighest Yield | 8.5% | 10.5% | 0.50% to 1% of loan amount + GST |
Personal Loan | 10.75% | 22% | 2% to 3% of loan amount + GST |
Car LoanHighest Yield | 8.5% | 12.5% | 2% to 3% of loan amount + GST |
Education Loan | 9% | 12.5% | 1% to 2% of loan amount + GST |
Business Loan | 10.5% | 18% | 2% to 3% of loan amount + GST |
Two Wheeler Loan | 10% | 15% | ₹1,000 to ₹3,000 + GST |
Gold LoanHighest Yield | 8.5% | 14% | 1% to 2% of loan amount + GST |
Explore Best Tamilnad Mercantile Bank Credit Cards
Compare all 4 TMB credit cards on real net annual value — cashback rates, airport lounge access, reward caps & fee waivers compared.
Why Choose Tamilnad Mercantile Bank?
Key benefits and features of banking with Tamilnad Mercantile Bank.
Competitive Rates
Up to 7.7% returns on deposits with attractive rates across short & long tenures.
Bank Security
RBI regulated financial institution with DICGC insurance up to ₹5 Lakhs.
Digital Banking
Instant online FD/RD booking, mobile banking apps, and quick digital loans.
Customer Service
Extensive branch & ATM network across India with dedicated support.
Key Features & Perks
Compare Rates with Other Banks
Check latest fixed deposit interest rates across peer financial institutions before investing.
