Tamilnad Mercantile Bank Interest Rates & Calculators
Complete guide to Tamilnad Mercantile Bank interest rates for FD, RD, and loans, plus top credit card comparison. Use our calculators to plan investments better.

Tamilnad Mercantile Bank FD Rates Overview
Tamilnad Mercantile Bank currently offers fixed deposit interest rates of up to 7.25% p.a. for the general public, and 7.7% for senior citizens. The full slab-wise TMB rate table is below — use the FD and RD calculators to compute your exact maturity amount.
TMB Financial Calculators
FD Calculator
Calculate TMB Fixed Deposit returns with latest rates
RD Calculator
Plan your TMB Recurring Deposit investments
TMB Car Loan Calculator
Calculate TMB new car loan EMI from 9.5% p.a.
TMB Used Car Loan Calculator
Calculate TMB pre-owned car loan EMI from 9.5% p.a.
Personal Loan Calculator
Check TMB personal loan EMI starting from 12.75% p.a.
TMB Gold Loan Calculator
Calculate per-gram eligible gold loan amount & EMI from 11.75% p.a.
Home Loan EMI Calculator
Calculate TMB home loan EMI with current rates
TMB Credit Cards
Compare all 6 TMB credit cards on net value, rewards & perks
Latest TMB Interest Rates
Verified rate tables updated as banks revise deposit & loan terms.
Tamilnad Mercantile Bank Fixed Deposit Rates
Latest Tamilnad Mercantile Bank Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7-14 days | 4% | 4% |
15-29 days | 4.25% | 4.25% |
30-45 days | 4.5% | 4.5% |
46-60 days | 4.8% | 4.8% |
61-90 days | 4.8% | 4.8% |
91-120 days | 5.8% | 5.8% |
121-179 days | 5.8% | 5.8% |
180-270 days | 6.3% | 6.3% |
271 days to less than 1 year | 6.5% | 6.5% |
1 year | 6.8% | 7.3% |
Above 1 year to less than 456 days | 6.7% | 7.2% |
456 days (TMB456 Special) | 7.1% | 7.5% |
Above 456 days to 566 days | 6.6% | 7.1% |
567 days (TMB567 Special)Highest Yield | 7.25% | 7.7% |
Above 567 days to less than 2 years | 6.6% | 7.1% |
2 years to 3 years | 7% | 7.5% |
3 years to 10 years | 6.7% | 7.2% |
Tamilnad Mercantile Bank Recurring Deposit Rates
Latest Tamilnad Mercantile Bank Recurring Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7-14 days | 4% | 4% |
15-29 days | 4.25% | 4.25% |
30-45 days | 4.5% | 4.5% |
46-60 days | 4.8% | 4.8% |
61-90 days | 4.8% | 4.8% |
91-120 days | 5.8% | 5.8% |
121-179 days | 5.8% | 5.8% |
180-270 days | 6.3% | 6.3% |
271 days to less than 1 year | 6.5% | 6.5% |
1 year | 6.8% | 7.3% |
Above 1 year to less than 456 days | 6.7% | 7.2% |
456 days (TMB456 Special) | 7.1% | 7.5% |
Above 456 days to 566 days | 6.6% | 7.1% |
567 days (TMB567 Special)Highest Yield | 7.25% | 7.7% |
Above 567 days to less than 2 years | 6.6% | 7.1% |
2 years to 3 years | 7% | 7.5% |
3 years to 10 years | 6.7% | 7.2% |
Tamilnad Mercantile Bank Loan Rates
Tamilnad Mercantile Bank Loan Interest Rates Rates
Current Tamilnad Mercantile Bank loan interest rates and processing fees for different loan types.
| Type / Tenure | Min Rate | Max Rate | Processing Fee |
|---|---|---|---|
Home LoanLowest Starting Rate | 8.5% | 10.5% | 0.50% to 1% of loan amount + GST |
| 12.75% | 14.9% | 1% of loan amount + GST | |
Car LoanLowest Starting Rate | 8.5% | 12.5% | 2% to 3% of loan amount + GST |
Education Loan | 9% | 12.5% | 1% to 2% of loan amount + GST |
Business Loan | 10.5% | 18% | 2% to 3% of loan amount + GST |
Two Wheeler Loan | 10% | 15% | ₹1,000 to ₹3,000 + GST |
| 11.75% | 11.75% | 1% to 2% of loan amount + GST |
Tamilnad Mercantile Bank Credit Cards (6)
Select any card to explore full rewards, airport lounge access & application benefits.
TMB Phoenix Credit Card
TMB WINGS RuPay Credit Card
TMB Titanium Credit Card
TMB Platinum Credit Card (Secured)

TMB VIBE360 Credit Card

TMB Vertex Credit Card
Why Choose Tamilnad Mercantile Bank?
Key benefits and features of banking with Tamilnad Mercantile Bank.
Competitive Rates
Up to 7.7% returns on deposits with attractive rates across short & long tenures.
Bank Security
RBI regulated financial institution with DICGC insurance up to ₹5 Lakhs.
Digital Banking
Instant online FD/RD booking, mobile banking apps, and quick digital loans.
Customer Service
Extensive branch & ATM network across India with dedicated support.
Key Features & Perks
Compare Rates with Other Banks
Check latest fixed deposit interest rates across peer financial institutions before investing.