Kotak Mahindra Bank Interest Rates & Calculators
Complete guide to Kotak Mahindra Bank interest rates for FD, RD, and loans, plus top credit card comparison. Use our calculators to plan investments better.
Kotak Mahindra Bank FD Rates Overview
Kotak Mahindra Bank currently offers fixed deposit interest rates of up to 6.65% p.a. for the general public, and 7.15% for senior citizens. The full slab-wise Kotak Mahindra Bank rate table is below — use the FD and RD calculators to compute your exact maturity amount.
Kotak Mahindra Bank Planning & Calculators
Verified rates & instant amortization schedules for deposits, loans, and cards.
Latest Kotak Mahindra Bank Interest Rates
Verified rate tables updated as banks revise deposit & loan terms.
Fixed Deposit Rates
Latest interest rates for all tenures. Compare general and senior citizen slabs.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 - 14 Days | 2.75% | 3.25% |
15 - 30 Days | 2.75% | 3.25% |
31 - 45 Days | 3% | 3.5% |
46 - 90 Days | 3.5% | 4% |
91 Days | 4% | 4.5% |
92 Days - 179 Days | 4.25% | 4.75% |
180 Days | 5% | 5.5% |
181 Days to 269 Days | 5.5% | 6% |
270 Days | 5.5% | 6% |
271 Days to 363 Days | 6% | 6.5% |
364 Days | 6% | 6.5% |
365 Days to less than 15 Months | 6.35% | 6.85% |
15 Months to less than 18 Months | 6.45% | 6.95% |
18 months to less than 2 years | 6.55% | 7.05% |
2 years - less than 3 yearsHighest Yield | 6.65% | 7.15% |
3 years and above but less than 4 years | 6.4% | 6.9% |
4 years and above but less than 5 years | 6.4% | 6.9% |
5 years and above upto and inclusive of 10 years | 6.25% | 6.75% |
Recurring Deposit Rates
Latest interest rates for all tenures. Compare general and senior citizen slabs.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
6 Months | 5.5% | 6% |
9 Months | 6% | 6.5% |
12 Months | 6.35% | 6.85% |
15 Months | 6.45% | 6.95% |
18 Months | 6.55% | 7.05% |
21 Months | 6.55% | 7.05% |
24 MonthsHighest Yield | 6.65% | 7.15% |
27 MonthsHighest Yield | 6.65% | 7.15% |
30 MonthsHighest Yield | 6.65% | 7.15% |
33 MonthsHighest Yield | 6.65% | 7.15% |
3 years - less than 4 years | 6.4% | 6.9% |
4 years - less than 5 years | 6.4% | 6.9% |
5 years - 10years | 6.25% | 6.75% |
Loan Interest Rates
Verified loan interest rates and processing fees across retail borrowing categories.
| Type / Tenure | Min Rate | Max Rate | Processing Fee |
|---|---|---|---|
Home LoanLowest Starting Rate | 7.6% | — | Upto 2% of loan amount (plus taxes and any other applicable statutory dues) Note: ➣ Upfront Processing Fee of ₹ 5,000 (plus taxes and any other applicable statutory dues) shall be collected at the time of login which is non-refundable ➣ Non-refundable fee will be adjusted in overall Processing Fee before disbursement. * Rs. 5,000 Flat processing fee applicable for women applicants. |
| 9.75% | 30% | Up to 5% of loan amount + taxes | |
| 9% | 20% | 2% of loan amount + GST |
Kotak Mahindra Bank Credit Cards (22)
Select any card to explore full rewards, airport lounge access & application benefits.
White Reserve Credit Card
Kotak Solitaire Credit Card
Kotak Air+ Credit Card
IndiGo Kotak Premium Credit Card
Kotak Air+ Prime Credit Card
Kotak White Credit Card
Kotak Infinite Credit Card
Kotak Solitaire Business Credit Card
IndiGo Kotak Credit Card
Kotak Zen Signature Credit Card
Kotak NRI Royale Signature Credit Card
Kotak Air Credit Card
Kotak Biz Edge Credit Card
Kotak Cashback+ Prime Credit Card
Kotak Biz Credit Card
Kotak Cashback+ Credit Card
Kotak 811 Credit Card
Kotak League Platinum Credit Card
PVR INOX Kotak Credit Card
IndianOil Kotak Credit Card
Kotak UPI RuPay Credit Card
Kotak811 Dream Different Credit Card
Why Choose Kotak Mahindra Bank?
Key benefits and features of banking with Kotak Mahindra Bank.
Competitive Rates
Up to 7.15% returns on deposits with attractive rates across short & long tenures.
Bank Security
RBI regulated financial institution with DICGC insurance up to ₹5 Lakhs.
Digital Banking
Instant online FD/RD booking, mobile banking apps, and quick digital loans.
Customer Service
Extensive branch & ATM network across India with dedicated support.
Key Features & Perks
Compare Rates with Other Banks
Check latest fixed deposit interest rates across peer financial institutions before investing.
