Best Punjab National Bank Credit Cards in India 2026
Every Punjab National Bank credit card compared on fees, real reward rates and lounge access. We compared 21 credit cards (including 12 lifetime free cards) on real net value after applying fees, reward caps, and exclusions.
PNB RuPay Metal LUXURA Credit Card
₹7,500/yr fee
PNB RuPay Metal LUXURA Credit Card
Annual Fee
₹7,500
Headline Rate
12x on travel
PNB Visa Metal LUXURA Credit Card
Annual Fee
₹1,999
Headline Rate
12x on travel
PNB-Zaggle Co-Branded Twin Credit Card
Annual Fee
₹499
Headline Rate
3.33 pts/₹100
PNB Premium Metal Credit Card LUXURA (Army Officer)
Annual Fee
₹1,999
Headline Rate
2.67 pts/₹100
PNB KIWI Co-Branded Credit Card
Annual Fee
₹750
Headline Rate
1.5% on other
PNB Prakram Credit Card
Annual Fee
Free
Headline Rate
2 pts/₹100
PNB RuPay Select Credit Card
Annual Fee
Free
Headline Rate
2.67x on other
PNB Rakshak RuPay Select Credit Card
Annual Fee
Free
Headline Rate
2.67x on other
PNB Visa Platinum Credit Card
Annual Fee
Free
Headline Rate
1.33 pts/₹100
PNB Patanjali RuPay Select Credit Card
Annual Fee
Free
Headline Rate
2x on other
PNB SALARY RuPay Select Credit Card
Annual Fee
Free
Headline Rate
1.33 pts/₹100
PNB RuPay Platinum Credit Card
Annual Fee
Free
Headline Rate
1 pts/₹100
PNB RuPay Millennial Credit Card
Annual Fee
₹999
Headline Rate
1 pts/₹100
PNB Rakshak RuPay Platinum Credit Card
Annual Fee
Free
Headline Rate
1 pts/₹100
PNB Visa Classic Credit Card
Annual Fee
Free
Headline Rate
1 pts/₹100
PNB Visa Gold Credit Card
Annual Fee
Free
Headline Rate
1 pts/₹100
PNB Visa Signature Credit Card
Annual Fee
₹2,000
Headline Rate
1 pts/₹100
PNB Patanjali RuPay Platinum Credit Card
Annual Fee
Free
Headline Rate
2x on other
PNB BLISS Credit Card
Annual Fee
₹510
Headline Rate
1 pts/₹100
PNB SALARY RuPay Platinum Credit Card
Annual Fee
Free
Headline Rate
1 pts/₹100
PNB EMT RuPay Platinum Credit Card
Annual Fee
₹2,000
Headline Rate
1 pts/₹100
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