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Best IndusInd Bank Credit Cards in India 2026

Every IndusInd Bank credit card compared on fees, real reward rates and lounge access. We compared 22 cards — 13 of them lifetime free — on what you actually keep after fees, reward caps and exclusions. Our current top pick is IndusInd ePay Amex Credit Card.

Top 22 IndusInd Bank Credit Cards Ranked

#CardAnnual FeeBase EarnStandout
1IndusInd ePay Amex Credit CardIndusInd ePay Amex Credit CardIndusInd BankFree (LTF)1.4%Lifetime free
2IndusInd Pioneer Private Credit CardIndusInd Pioneer Private Credit CardIndusInd Bank₹25,0001.2%₹25,000/yr fee
3IndusInd Samman Credit CardIndusInd Samman Credit CardIndusInd Bank₹1991.0%₹199/yr fee
4CRED IndusInd Bank RuPay Credit CardCRED IndusInd Bank RuPay Credit CardIndusInd BankFree (LTF)1.0%Lifetime free
5IndusInd Avios Visa Infinite Credit CardIndusInd Avios Visa Infinite Credit CardIndusInd Bank₹10,0000.8%₹10,000/yr fee
6IndusInd Indulge Credit CardIndusInd Indulge Credit CardIndusInd Bank₹10,0000.6%₹10,000/yr fee
7IndusInd Platinum RuPay Credit CardIndusInd Platinum RuPay Credit CardIndusInd BankFree (LTF)0.6%Lifetime free
8IndusInd Jio-bp Mobility+ Credit CardIndusInd Jio-bp Mobility+ Credit CardIndusInd BankFree (LTF)0.5%Lifetime free
9IndusInd Legend Credit CardIndusInd Legend Credit CardIndusInd BankFree (LTF)0.4%Lifetime free
10IndusInd Pinnacle Credit CardIndusInd Pinnacle Credit CardIndusInd BankFree (LTF)0.4%Lifetime free
11IndusInd Tiger Credit CardIndusInd Tiger Credit CardIndusInd BankFree (LTF)0.4%Lifetime free
12IndusInd Pioneer Heritage Credit CardIndusInd Pioneer Heritage Credit CardIndusInd Bank₹25,0000.4%₹25,000/yr fee
13IndusInd Pioneer Legacy Credit CardIndusInd Pioneer Legacy Credit CardIndusInd BankFree (LTF)0.4%Lifetime free
14IndusInd Celesta Credit CardIndusInd Celesta Credit CardIndusInd Bank₹5,0000.4%₹5,000/yr fee
15IndusInd Crest Credit CardIndusInd Crest Credit CardIndusInd Bank₹10,0000.4%₹10,000/yr fee
16IndusInd EazyDiner Credit CardIndusInd EazyDiner Credit CardIndusInd Bank₹2,9990.4%₹2,999/yr fee
17IndusInd EazyDiner Platinum Credit CardIndusInd EazyDiner Platinum Credit CardIndusInd BankFree (LTF)0.4%Lifetime free
18IndusInd Platinum Visa Credit CardIndusInd Platinum Visa Credit CardIndusInd BankFree (LTF)0.4%Lifetime free
19IndusInd Platinum Master Credit CardIndusInd Platinum Master Credit CardIndusInd BankFree (LTF)0.4%Lifetime free
20IndusInd Platinum Aura Edge Credit CardIndusInd Platinum Aura Edge Credit CardIndusInd BankFree (LTF)0.3%Lifetime free
21IndusInd Nexxt Credit CardIndusInd Nexxt Credit CardIndusInd BankFree (LTF)0.2%Lifetime free
22Indus Solitaire Credit CardIndus Solitaire Credit CardIndusInd Bank₹10,000—₹10,000/yr fee

Base earn = ₹ value earned per ₹100 of everyday spend at the card's standard rate, before category accelerators. Every card page shows caps, exclusions and the net value math for your own monthly spend.

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Disclaimer: Results are estimates for financial planning purposes only and do not constitute financial, tax, investment, or legal advice. Actual values may vary based on your lender, market conditions, and individual circumstances. Consult a qualified CA, CFP, or financial advisor before making any financial decisions.