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Verified 2026 Guide22 Cards Ranked

Best IndusInd Bank Credit Cards in India 2026

Every IndusInd Bank credit card compared on fees, real reward rates and lounge access. We compared 22 credit cards (including 13 lifetime free cards) on real net value after applying fees, reward caps, and exclusions.

#1 Overall Top PickLifetime Free (₹0 Fee)
IndusInd ePay Amex Credit Card
IndusInd Bank

IndusInd ePay Amex Credit Card

Earn: 4x on other

Lifetime free

Calculate Net Value & View Benefits
Showing 22 of 22 cardsRanked by Base Earn Rate & Net Value
#1

IndusInd ePay Amex Credit Card

LTF
IndusInd ePay Amex Credit Card

Annual Fee

Free

Headline Rate

4x on other

Lifetime free
Points
AMEX
#2

IndusInd Pioneer Private Credit Card

IndusInd Pioneer Private Credit Card

Annual Fee

₹25,000

Headline Rate

3x on other

₹25,000/yr fee
Lounge Points
VISA
#3

IndusInd Samman Credit Card

IndusInd Samman Credit Card

Annual Fee

₹199

Headline Rate

1% on other

₹199/yr fee
Cashback
RuPay❯❯
#4

CRED IndusInd Bank RuPay Credit Card

LTF
CRED IndusInd Bank RuPay Credit Card

Annual Fee

Free

Headline Rate

5x on online

Lifetime free
Points
RuPay❯❯
#5

IndusInd EazyDiner Credit Card

IndusInd EazyDiner Credit Card

Annual Fee

₹2,999

Headline Rate

10x on travel

₹2,999/yr fee
Points
VISA
#6

IndusInd Avios Visa Infinite Credit Card

IndusInd Avios Visa Infinite Credit Card

Annual Fee

₹10,000

Headline Rate

3x on travel

₹10,000/yr fee
Lounge Points
VISA
#7

IndusInd Indulge Credit Card

IndusInd Indulge Credit Card

Annual Fee

₹10,000

Headline Rate

1.5x on other

₹10,000/yr fee
Lounge Points
VISA
#8

IndusInd Platinum RuPay Credit Card

LTF
IndusInd Platinum RuPay Credit Card

Annual Fee

Free

Headline Rate

2x on other

Lifetime free
Points
RuPay❯❯
#9

IndusInd Jio-bp Mobility+ Credit Card

LTF
IndusInd Jio-bp Mobility+ Credit Card

Annual Fee

Free

Headline Rate

12x on fuel

Lifetime free
Points
RuPay❯❯
#10

IndusInd Legend Credit Card

LTF
IndusInd Legend Credit Card

Annual Fee

Free

Headline Rate

2x on other

Lifetime free
Points
VISA
#11

IndusInd Pinnacle Credit Card

LTF
IndusInd Pinnacle Credit Card

Annual Fee

Free

Headline Rate

2.5x on online

Lifetime free
Lounge Points
#12

IndusInd Tiger Credit Card

LTF
IndusInd Tiger Credit Card

Annual Fee

Free

Headline Rate

6x on other

Lifetime free
Lounge Points
VISA
#13

IndusInd Pioneer Heritage Credit Card

IndusInd Pioneer Heritage Credit Card

Annual Fee

₹25,000

Headline Rate

2.5x on travel

₹25,000/yr fee
Lounge Points
#14

IndusInd Pioneer Legacy Credit Card

LTF
IndusInd Pioneer Legacy Credit Card

Annual Fee

Free

Headline Rate

2x on other

Lifetime free
Lounge Points
#15

IndusInd Celesta Credit Card

IndusInd Celesta Credit Card

Annual Fee

₹5,000

Headline Rate

3x on travel

₹5,000/yr fee
Lounge Points
VISA
#16

IndusInd Crest Credit Card

IndusInd Crest Credit Card

Annual Fee

₹10,000

Headline Rate

2.5x on travel

₹10,000/yr fee
Lounge Points
#17

IndusInd EazyDiner Platinum Credit Card

LTF
IndusInd EazyDiner Platinum Credit Card

Annual Fee

Free

Headline Rate

2x on other

Lifetime free
Points
VISARuPay❯❯
#18

IndusInd Platinum Visa Credit Card

LTF
IndusInd Platinum Visa Credit Card

Annual Fee

Free

Headline Rate

1x on other

Lifetime free
Points
VISA
#19

IndusInd Platinum Master Credit Card

LTF
IndusInd Platinum Master Credit Card

Annual Fee

Free

Headline Rate

1x on other

Lifetime free
Points
#20

IndusInd Platinum Aura Edge Credit Card

LTF
IndusInd Platinum Aura Edge Credit Card

Annual Fee

Free

Headline Rate

4x on other

Lifetime free
Points
VISA
#21

IndusInd Nexxt Credit Card

LTF
IndusInd Nexxt Credit Card

Annual Fee

Free

Headline Rate

0.67x on other

Lifetime free
Points
VISA
#22

Indus Solitaire Credit Card

Indus Solitaire Credit Card

Annual Fee

₹10,000

Headline Rate

0 pts/₹100

₹10,000/yr fee
Points
Base Earn Calculation: Represents ₹ value earned per ₹100 of everyday spend at standard earn rates before milestone or category multipliers. Real Net Annual Value depends on your exact monthly spend breakdown — use any card's detail page for full calculator.

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Disclaimer: Results are estimates for financial planning purposes only and do not constitute financial, tax, investment, or legal advice. Actual values may vary based on your lender, market conditions, and individual circumstances. Consult a qualified CA, CFP, or financial advisor before making any financial decisions.