Best Kotak Mahindra Bank Credit Cards in India 2026
Every Kotak Mahindra Bank credit card compared on fees, real reward rates and lounge access. We compared 21 credit cards (including 6 lifetime free cards) on real net value after applying fees, reward caps, and exclusions.
Kotak Biz Credit Card
₹499/yr fee
Kotak Biz Credit Card
Annual Fee
₹499
Headline Rate
4 pts/₹100
Kotak White Credit Card
Annual Fee
₹3,000
Headline Rate
1 pts/₹100
Kotak Zen Signature Credit Card
Annual Fee
₹1,500
Headline Rate
6.67x on online
Kotak Solitaire Business Credit Card
Annual Fee
Free
Headline Rate
7x on travel
Kotak Cashback+ Credit Card
Annual Fee
₹750
Headline Rate
0.5x on other
IndianOil Kotak Credit Card
Annual Fee
₹449
Headline Rate
4% on fuel
Kotak Cashback+ Prime Credit Card
Annual Fee
₹750
Headline Rate
5% on online
Kotak Biz Edge Credit Card
Annual Fee
₹999
Headline Rate
5x on utilities
Kotak UPI RuPay Credit Card
Annual Fee
Free
Headline Rate
3 pts/₹100
Kotak League Platinum Credit Card
Annual Fee
₹499
Headline Rate
5.33x on travel
Kotak Infinite Credit Card
Annual Fee
Free
Headline Rate
0.8 pts/₹100
Kotak 811 Credit Card
Annual Fee
₹500
Headline Rate
2x on online
Kotak811 Dream Different Credit Card
Annual Fee
Free
Headline Rate
0.5 pts/₹100
Kotak Air+ Credit Card
Annual Fee
₹3,000
Headline Rate
2x on other
White Reserve Credit Card
Annual Fee
Free
Headline Rate
0x on other
IndiGo Kotak Credit Card
Annual Fee
₹1,500
Headline Rate
1x on travel
IndiGo Kotak Premium Credit Card
Annual Fee
₹3,000
Headline Rate
2x on travel
Kotak Air Credit Card
Annual Fee
₹999
Headline Rate
3x on travel
PVR INOX Kotak Credit Card
Annual Fee
₹499
Headline Rate
0.5 pts/₹100
Kotak Solitaire Credit Card
Annual Fee
Free
Headline Rate
10x on travel
Kotak Air+ Prime Credit Card
Annual Fee
₹3,000
Headline Rate
5x on travel
Explore Credit Cards by Feature
Browse Credit Cards by Bank
Find My Best Card By Spending
This list is ranked for a typical spender. Enter your own numbers and we rank every card for you.
Head-to-Head Card Comparison
Compare any two cards on exact net value based on your monthly spending profile.
Credit Card EMI Calculator
Calculate interest, GST, and processing charges when converting purchases to EMI.
Balance Transfer Calculator
Compute interest saved by moving high-cost credit card debt to a lower rate lender.