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Verified 2026 Guide10 Cards Ranked

Best City Union Bank Credit Cards in India 2026

Every City Union Bank credit card compared on fees, real reward rates and lounge access. We compared 10 credit cards (including 6 lifetime free cards) on real net value after applying fees, reward caps, and exclusions.

#1 Overall Top PickLifetime Free (₹0 Fee)
CUB SalarySe Level Up Credit Card
City Union Bank

CUB SalarySe Level Up Credit Card

Earn: 5 pts/₹100
12 Lounge Visits/yr

Lifetime free

Calculate Net Value & View Benefits
Showing 10 of 10 cardsRanked by Base Earn Rate & Net Value
#1

CUB SalarySe Level Up Credit Card

LTF
CUB SalarySe Level Up Credit Card

Annual Fee

Free

Headline Rate

5 pts/₹100

Lifetime free
Lounge Points
RuPay
#2

Dhi CUB Visa Signature Credit Card

LTF
Dhi CUB Visa Signature Credit Card

Annual Fee

Free

Headline Rate

1.25% on other

Lifetime free
Cashback
VISA
#3

CUB CSK Master World Credit Card

CUB CSK Master World Credit Card

Annual Fee

₹4,000

Headline Rate

2x on travel

₹4,000/yr fee
Points
mastercard
#4

CUB SRH Master World Credit Card

CUB SRH Master World Credit Card

Annual Fee

₹4,000

Headline Rate

2x on travel

₹4,000/yr fee
Points
mastercard
#5

CUB CSK Master Platinum Credit Card

CUB CSK Master Platinum Credit Card

Annual Fee

₹1,000

Headline Rate

1.6x on dining

₹1,000/yr fee
Points
mastercard
#6

CUB SRH Master Platinum Credit Card

CUB SRH Master Platinum Credit Card

Annual Fee

₹1,000

Headline Rate

1.6x on dining

₹1,000/yr fee
Points
mastercard
#7

CUB CSK RuPay Platinum Credit Card

LTF
CUB CSK RuPay Platinum Credit Card

Annual Fee

Free

Headline Rate

1.33x on other

Lifetime free
Points
RuPay
#8

CUB SRH RuPay Platinum Credit Card

LTF
CUB SRH RuPay Platinum Credit Card

Annual Fee

Free

Headline Rate

1.33x on other

Lifetime free
Points
RuPay
#9

CUB Kavach RuPay Credit Card

LTF
CUB Kavach RuPay Credit Card

Annual Fee

Free

Headline Rate

0 pts/₹100

Lifetime free
Points
RuPay
#10

CUB Kavach Master Credit Card

LTF
CUB Kavach Master Credit Card

Annual Fee

Free

Headline Rate

0 pts/₹100

Lifetime free
Points
mastercard
Base Earn Calculation: Represents ₹ value earned per ₹100 of everyday spend at standard earn rates before milestone or category multipliers. Real Net Annual Value depends on your exact monthly spend breakdown — use any card's detail page for full calculator.

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Disclaimer: Results are estimates for financial planning purposes only and do not constitute financial, tax, investment, or legal advice. Actual values may vary based on your lender, market conditions, and individual circumstances. Consult a qualified CA, CFP, or financial advisor before making any financial decisions.