India FD Interest Rates Tracker
Highest fixed deposit rates today across 50 Indian banks — general and senior-citizen slabs, each with a last-verified date.
As of 07 Jul 2026, the highest general fixed deposit interest rate across the banks we track is 8.6% p.a. at Muthoot Capital Services Ltd. Senior citizens generally earn an additional 0.25%–0.75% over the general rate. The table below lists every bank's best FD slab (across all tenures) with the date it was last verified. Rates change often — click any bank to see its full tenure-wise slab table and the official source it was verified against.
How we source this data
Every rate on this page comes from the official deposit-rate pages published by each bank, RBI, and India Post — collected by our rate scrapers and stored as versioned constants. We render only rates that exist in those constants; there are no estimates or projections. Each bank name links to its own page, which carries the full tenure-wise slab table and the exact official source URL the figures were verified against. The "Last verified" column reflects when each bank's rates were last checked against its source.
FD Rates Tracker — FAQ
Common questions about India's fixed deposit interest rates.