Best AU Small Finance Bank Credit Cards in India 2026
Every AU Small Finance Bank credit card compared on fees, real reward rates and lounge access. We compared 24 credit cards (including 10 lifetime free cards) on real net value after applying fees, reward caps, and exclusions.
AU Xcite Ace Credit Card
₹749/yr fee
AU Xcite Ace Credit Card
Annual Fee
₹749
Headline Rate
3% on online
AU Altura+ Credit Card
Annual Fee
₹499
Headline Rate
1.5% on online
CheQ AU Credit Card
Annual Fee
Free
Headline Rate
12x on amazon
AU Vetta Credit Card
Annual Fee
₹2,999
Headline Rate
4x on other
AU Spont Credit Card
Annual Fee
₹299
Headline Rate
1% on other
AU Zaggle Credit Card
Annual Fee
Free
Headline Rate
8% on other
AU Altura Credit Card
Annual Fee
₹199
Headline Rate
2% on groceries
AU Zenith Credit Card
Annual Fee
₹7,999
Headline Rate
5x on dining
AU Xcite Credit Card
Annual Fee
₹249
Headline Rate
15x on dining
AU CA Metal Credit Card
Annual Fee
Free
Headline Rate
8x on dining
AU CS Credit Card
Annual Fee
Free
Headline Rate
8x on dining
AU NOMO Credit Card
Annual Fee
Free
Headline Rate
1x on utilities
Paytm AU Credit Card
Annual Fee
Free
Headline Rate
1x on other
AU LIT Credit Card
Annual Fee
Free
Headline Rate
5x on groceries
AU Ananta Credit Card
Annual Fee
₹2,000
Headline Rate
5x on other
AU Laksya Credit Card
Annual Fee
₹1,000
Headline Rate
5x on groceries
AU Tejas Credit Card
Annual Fee
₹500
Headline Rate
1x on other
AU Prathama Credit Card
Annual Fee
₹100
Headline Rate
2x on other
AU Xcite Ultra Credit Card
Annual Fee
₹749
Headline Rate
1 pts/₹100
AU Kosmo Credit Card
Annual Fee
Free
Headline Rate
1 pts/₹100
ixigo AU Credit Card
Annual Fee
Free
Headline Rate
1x on travel
AU Traverse Credit Card
Annual Fee
₹4,999
Headline Rate
1 pts/₹100
AU Zenith+ Credit Card
Annual Fee
₹4,999
Headline Rate
2x on dining
AU InstaPay RuPay Credit Card
Annual Fee
Free
Headline Rate
1% on groceries
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