Cosmos Bank Interest Rates & Calculators
Complete guide to Cosmos Bank interest rates for FD, RD, and loans, plus top credit card comparison. Use our calculators to plan investments better.
Cosmos Bank FD Rates Overview
Cosmos Bank currently offers fixed deposit interest rates of up to 7.1% p.a. for the general public, and 7.3% for senior citizens. The full slab-wise Cosmos Bank rate table is below — use the FD and RD calculators to compute your exact maturity amount.
Cosmos Bank Planning & Calculators
Verified rates & instant amortization schedules for deposits, loans, and cards.
Latest Cosmos Bank Interest Rates
Verified rate tables updated as banks revise deposit & loan terms.
Fixed Deposit Rates
Latest interest rates for all tenures. Compare general and senior citizen slabs.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 days to 14 days | 2% | 2% |
15 days to 30 days | 3% | 3% |
31 days to 45 days | 3.5% | 3.5% |
46 days to 60 days | 3.75% | 3.75% |
61 days to 90 days | 4.25% | 4.25% |
91 days to 181 days | 6% | 6.5% |
182 days to less than 9 months | 6% | 6.5% |
9 months to less than 12 months | 6.15% | 6.85% |
12 months to less than 16 months | 7% | 7.1% |
16 Months*Highest Yield | 7.1% | 7.3% |
Above 16 months to 24 months | 6.85% | 7.05% |
Above 24 months to 36 months | 6.65% | 7.1% |
Above 36 months to 10 years | 6.75% | 7.15% |
Recurring Deposit Rates
Latest interest rates for all tenures. Compare general and senior citizen slabs.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 days to 14 days | 2% | 2% |
15 days to 30 days | 3% | 3% |
31 days to 45 days | 3.5% | 3.5% |
46 days to 60 days | 3.75% | 3.75% |
61 days to 90 days | 4.25% | 4.25% |
91 days to 181 days | 6% | 6.5% |
182 days to less than 9 months | 6% | 6.5% |
9 months to less than 12 months | 6.15% | 6.85% |
12 months to less than 16 months | 7% | 7.1% |
16 Months*Highest Yield | 7.1% | 7.3% |
Above 16 months to 24 months | 6.85% | 7.05% |
Above 24 months to 36 months | 6.65% | 7.1% |
Above 36 months to 10 years | 6.75% | 7.15% |
Loan Interest Rates
Verified loan interest rates and processing fees across retail borrowing categories.
| Type / Tenure | Min Rate | Max Rate | Processing Fee |
|---|---|---|---|
Home LoanLowest Starting Rate | 7.8% | 10.3% | Up to Rs. 50 Lakh : Rs. 5000/- + GST; Above Rs. 50 Lakh to Rs. 1.00 Crore : 10000/- + GST; Above Rs. 1.00 Crore to Rs. 3.00 Crore : Rs. 15000/- + GST ( No relaxation in processing fees ) |
| 13% | 14.5% | 1.00% of loan amount + GST | |
| 8% | 9.25% | Not published | |
| 8.5% | 9.5% | Nil |
Why Choose Cosmos Bank?
Key benefits and features of banking with Cosmos Bank.
Competitive Rates
Up to 7.3% returns on deposits with attractive rates across short & long tenures.
Bank Security
RBI regulated financial institution with DICGC insurance up to ₹5 Lakhs.
Digital Banking
Instant online FD/RD booking, mobile banking apps, and quick digital loans.
Customer Service
Extensive branch & ATM network across India with dedicated support.
Key Features & Perks
Compare Rates with Other Banks
Check latest fixed deposit interest rates across peer financial institutions before investing.
