Cosmos Bank Interest Rates & Calculators
Complete guide to Cosmos Bank interest rates for FD, RD, and loans, plus top credit card comparison. Use our calculators to plan investments better.
Cosmos Bank FD Rates Overview
Cosmos Bank currently offers fixed deposit interest rates of up to 7.1% p.a. for the general public, and 7.3% for senior citizens. The full slab-wise Cosmos Bank rate table is below — use the FD and RD calculators to compute your exact maturity amount.
Cosmos Bank Financial Calculators
FD Calculator
Calculate Cosmos Bank Fixed Deposit returns with latest rates
RD Calculator
Plan your Cosmos Bank Recurring Deposit investments
Home Loan EMI Calculator
Calculate Cosmos Bank home loan EMI with current rates
Personal Loan Calculator
Check Cosmos Bank personal loan EMI and eligibility
Latest Cosmos Bank Interest Rates
Verified rate tables updated as banks revise deposit & loan terms.
Cosmos Bank Fixed Deposit Rates
Latest Cosmos Bank Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 days to 14 days | 2% | 2% |
15 days to 30 days | 3% | 3% |
31 days to 45 days | 3.5% | 3.5% |
46 days to 60 days | 3.75% | 3.75% |
61 days to 90 days | 4.25% | 4.25% |
91 days to 181 days | 6% | 6.5% |
182 days to less than 9 months | 6% | 6.5% |
9 months to less than 12 months | 6.15% | 6.85% |
12 months to less than 16 months | 7% | 7.1% |
16 Months*Highest Yield | 7.1% | 7.3% |
Above 16 months to 24 months | 6.85% | 7.05% |
Above 24 months to 36 months | 6.65% | 7.1% |
Above 36 months to 10 years | 6.75% | 7.15% |
Cosmos Bank Recurring Deposit Rates
Latest Cosmos Bank Recurring Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 days to 14 days | 2% | 2% |
15 days to 30 days | 3% | 3% |
31 days to 45 days | 3.5% | 3.5% |
46 days to 60 days | 3.75% | 3.75% |
61 days to 90 days | 4.25% | 4.25% |
91 days to 181 days | 6% | 6.5% |
182 days to less than 9 months | 6% | 6.5% |
9 months to less than 12 months | 6.15% | 6.85% |
12 months to less than 16 months | 7% | 7.1% |
16 Months*Highest Yield | 7.1% | 7.3% |
Above 16 months to 24 months | 6.85% | 7.05% |
Above 24 months to 36 months | 6.65% | 7.1% |
Above 36 months to 10 years | 6.75% | 7.15% |
Cosmos Bank Loan Rates
Cosmos Bank Loan Interest Rates Rates
Current Cosmos Bank loan interest rates and processing fees for different loan types.
| Type / Tenure | Min Rate | Max Rate | Processing Fee |
|---|---|---|---|
Home LoanHighest Yield | 8.5% | 11% | 0.25-0.50% of loan amount + GST |
Personal Loan | 13% | 14.5% | 1.00% of loan amount + GST |
Car Loan | 9% | 12.5% | 0.5% of loan amount + GST |
Education Loan | 9.5% | 13.5% | Nil for loans up to ₹7.5 lakhs |
Business Loan | 11.5% | 18% | 1% of loan amount + GST |
Two Wheeler Loan | 11.75% | 15% | ₹1,000-₹1,500 + GST |
Gold LoanHighest Yield | 8.5% | 9.5% | Nil |
Why Choose Cosmos Bank?
Key benefits and features of banking with Cosmos Bank.
Competitive Rates
Up to 7.3% returns on deposits with attractive rates across short & long tenures.
Bank Security
RBI regulated financial institution with DICGC insurance up to ₹5 Lakhs.
Digital Banking
Instant online FD/RD booking, mobile banking apps, and quick digital loans.
Customer Service
Extensive branch & ATM network across India with dedicated support.
Key Features & Perks
Compare Rates with Other Banks
Check latest fixed deposit interest rates across peer financial institutions before investing.
