Dhanlaxmi Bank Interest Rates & Calculators
Complete guide to Dhanlaxmi Bank interest rates for FD, RD, and loans, plus top credit card comparison. Use our calculators to plan investments better.
Dhanlaxmi Bank FD Rates Overview
Dhanlaxmi Bank currently offers fixed deposit interest rates of up to 7.25% p.a. for the general public, and 7.75% for senior citizens. The full slab-wise Dhanlaxmi Bank rate table is below — use the FD and RD calculators to compute your exact maturity amount.
Dhanlaxmi Bank Financial Calculators
FD Calculator
Calculate Dhanlaxmi Bank Fixed Deposit returns with latest rates
RD Calculator
Plan your Dhanlaxmi Bank Recurring Deposit investments
Home Loan EMI Calculator
Calculate Dhanlaxmi Bank home loan EMI with current rates
Personal Loan Calculator
Check Dhanlaxmi Bank personal loan EMI and eligibility
Latest Dhanlaxmi Bank Interest Rates
Verified rate tables updated as banks revise deposit & loan terms.
Dhanlaxmi Bank Fixed Deposit Rates
Latest Dhanlaxmi Bank Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 Days to 14 Days | 4% | 4% |
15 Days to 45 Days | 4% | 4% |
46 Days to 60 Days | 4.5% | 4.5% |
61 Days to 90 Days | 4.5% | 4.5% |
91 Days to 179 Days | 5.25% | 5.25% |
180 Days to 291 Days | 5.25% | 5.25% |
292 Days | 6.5% | 6.5% |
293 Days to less than 1 Year | 5.25% | 5.25% |
1 Year and above up to & inclusive of 2 years | 6.25% | 6.75% |
370 Days(Use 12 months and 5 days while opening FD in online mode) | 7% | 7.5% |
666 Days(Use 21 months and 26 days while opening FD in online mode) | 7.1% | 7.6% |
Above 2 years upto & inclusive of 3 years | 6.5% | 7% |
1111 Days(Use 36 months and 15 days while opening FD in online mode)Highest Yield | 7.25% | 7.75% |
Above 3 years upto & inclusive of 5 years | 6.5% | 7% |
Above 5 years upto & inclusive of 10 years | 6.6% | 7.1% |
Dhanlaxmi Bank Recurring Deposit Rates
Latest Dhanlaxmi Bank Recurring Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 Days to 14 Days | 4% | 4% |
15 Days to 45 Days | 4% | 4% |
46 Days to 60 Days | 4.5% | 4.5% |
61 Days to 90 Days | 4.5% | 4.5% |
91 Days to 179 Days | 5.25% | 5.25% |
180 Days to 291 Days | 5.25% | 5.25% |
292 Days | 6.5% | 6.5% |
293 Days to less than 1 Year | 5.25% | 5.25% |
1 Year and above up to & inclusive of 2 years | 6.25% | 6.75% |
370 Days(Use 12 months and 5 days while opening FD in online mode) | 7% | 7.5% |
666 Days(Use 21 months and 26 days while opening FD in online mode) | 7.1% | 7.6% |
Above 2 years upto & inclusive of 3 years | 6.5% | 7% |
1111 Days(Use 36 months and 15 days while opening FD in online mode)Highest Yield | 7.25% | 7.75% |
Above 3 years upto & inclusive of 5 years | 6.5% | 7% |
Above 5 years upto & inclusive of 10 years | 6.6% | 7.1% |
Dhanlaxmi Bank Loan Rates
Dhanlaxmi Bank Loan Interest Rates Rates
Current Dhanlaxmi Bank loan interest rates and processing fees for different loan types.
| Type / Tenure | Min Rate | Max Rate | Processing Fee |
|---|---|---|---|
Home LoanHighest Yield | 7.9% | 10.5% | 0.25-0.50% of loan amount + GST |
Personal Loan | 13% | 17.3% | 1.25% of loan amount + taxes |
Car Loan | 8.1% | 12.5% | 0.5% of loan amount + GST |
Education Loan | 9.5% | 13.5% | Nil for loans up to ₹7.5 lakhs |
Business Loan | 11.5% | 18% | 1% of loan amount + GST |
Two Wheeler Loan | 11.75% | 15% | ₹1,000-₹1,500 + GST |
Gold Loan | 10.4% | 10.75% | Up to Rs. 0.25 lakh: Rs. 100; Rs. 0.25-2 lakh: Rs. 250; Rs. 2-5 lakh: Rs. 300; Above Rs. 5 lakh: Rs. 350 + taxes |
Why Choose Dhanlaxmi Bank?
Key benefits and features of banking with Dhanlaxmi Bank.
Competitive Rates
Up to 7.75% returns on deposits with attractive rates across short & long tenures.
Bank Security
RBI regulated financial institution with DICGC insurance up to ₹5 Lakhs.
Digital Banking
Instant online FD/RD booking, mobile banking apps, and quick digital loans.
Customer Service
Extensive branch & ATM network across India with dedicated support.
Key Features & Perks
Compare Rates with Other Banks
Check latest fixed deposit interest rates across peer financial institutions before investing.
