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Dhanlaxmi Bank Interest Rates & Financial Calculators

Compare FD, RD, and loan rates with our calculators

Complete guide to Dhanlaxmi Bank interest rates for FD, RD, and loans. Use our calculators to plan your investments and loans better.

Best FD Rate

7.45%

Home Loan Rate

7.9%

Bank Type

private

Last Updated

Dec 2025

Best FD Rate: 7.45% for Senior Citizens
General Rate: 6.95% for all citizens
Min FD Amount: ₹1K only
Min RD Amount: ₹100 monthly
Home Loan Rate: From 7.9%
Personal Loan: From 12%
Senior Citizen Benefit: Additional 0.5% on all tenures
Premature Penalty: Only 1%
Tax Deduction: TDS applicable if interest exceeds ₹40,000 per annum (₹50,000 for senior citizens)
Online Banking Available
Loan Against FD: Up to 90%
Private sector bank
Competitive interest rates
Digital banking services
Online FD booking facility
Senior citizens get +0.50% additional interest for deposits of 1 year and above
Special schemes: 300 Days, 370 Days
Rates effective from 28.11.2025
Best FD Rate: 7.45% for Senior Citizens
General Rate: 6.95% for all citizens
Min FD Amount: ₹1K only
Min RD Amount: ₹100 monthly
Home Loan Rate: From 7.9%
Personal Loan: From 12%
Senior Citizen Benefit: Additional 0.5% on all tenures
Premature Penalty: Only 1%
Tax Deduction: TDS applicable if interest exceeds ₹40,000 per annum (₹50,000 for senior citizens)
Online Banking Available
Loan Against FD: Up to 90%
Private sector bank
Competitive interest rates
Digital banking services
Online FD booking facility
Senior citizens get +0.50% additional interest for deposits of 1 year and above
Special schemes: 300 Days, 370 Days
Rates effective from 28.11.2025

Latest Dhanlaxmi Bank Interest Rates

Deposits (FD & RD) Interest Rates

Dhanlaxmi Bank Fixed Deposit Rates

FD Calculator

Latest Dhanlaxmi Bank Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.

Type/TenureGeneral RateSenior Citizen Rate
7 Days to 14 Days
4%4%
15 Days to 45 Days
4%4%
46 Days to 60 Days
4%4%
61 Days to 90 Days
4%4%
91 Days to 179 Days
5.25%5.25%
180 Days to less than 1 year
5.25%5.25%
300 Days
6.6%6.6%
1 Year and above upto & inclusive of 2 years
6.25%6.75%
370 Days
6.95%7.45%
Above 2 years upto & inclusive of 3 years
6.5%7%
Above 3 years upto & inclusive of 5 years
6.5%7%
Above 5 years upto & inclusive of 10 years
6.6%7.1%

Dhanlaxmi Bank Recurring Deposit Rates

RD Calculator

Latest Dhanlaxmi Bank Recurring Deposit interest rates for all tenures. Compare general and senior citizen rates.

Type/TenureGeneral RateSenior Citizen Rate
7 Days to 14 Days
4%4%
15 Days to 45 Days
4%4%
46 Days to 60 Days
4%4%
61 Days to 90 Days
4%4%
91 Days to 179 Days
5.25%5.25%
180 Days to less than 1 year
5.25%5.25%
300 Days
6.6%6.6%
1 Year and above upto & inclusive of 2 years
6.25%6.75%
370 Days
6.95%7.45%
Above 2 years upto & inclusive of 3 years
6.5%7%
Above 3 years upto & inclusive of 5 years
6.5%7%
Above 5 years upto & inclusive of 10 years
6.6%7.1%

Loan Interest Rates

Dhanlaxmi Bank Loan Interest Rates Rates

Current Dhanlaxmi Bank loan interest rates and processing fees for different loan types.

Type/TenureMin RateMax RateProcessing Fee
Home Loan
7.9%10.5%0.25-0.50% of loan amount + GST
Personal Loan
12%18%1-2% of loan amount + GST
Car Loan
8.1%12.5%0.5% of loan amount + GST
Education Loan
9.5%13.5%Nil for loans up to ₹7.5 lakhs
Business Loan
11.5%18%1% of loan amount + GST
Two Wheeler Loan
11.75%15%₹1,000-₹1,500 + GST
Gold Loan
9.9%12%₹500-₹750 + GST

Why Choose Dhanlaxmi Bank?

Discover the advantages of banking with one of India's most trusted financial institutions

Competitive Rates

Up to 7.45% returns on Fixed Deposits with attractive rates for all tenures

Bank Security

RBI regulated private bank with deposit insurance up to ₹5 lakhs

Digital Banking

Advanced mobile banking, online FD booking, and instant loan approvals through digital channels

Customer Service

24/7 customer support with extensive branch network and dedicated relationship managers

Additional Benefits

Loan against FD up to 90% of deposit value
Senior citizen benefits with higher interest rates
Flexible tenure options from 7 days to 10 years
Auto-renewal facility for continuous growth
Premature withdrawal with minimal penalty
Tax-saving FD options available under 80C

Interest rates last updated: Dec 2025