Dhanlaxmi Bank Interest Rates & Calculators
Complete guide to Dhanlaxmi Bank interest rates for FD, RD, and loans, plus top credit card comparison. Use our calculators to plan investments better.
Dhanlaxmi Bank FD Rates Overview
Dhanlaxmi Bank currently offers fixed deposit interest rates of up to 7.25% p.a. for the general public, and 7.75% for senior citizens. The full slab-wise Dhanlaxmi Bank rate table is below — use the FD and RD calculators to compute your exact maturity amount.
Dhanlaxmi Bank Planning & Calculators
Verified rates & instant amortization schedules for deposits, loans, and cards.
Latest Dhanlaxmi Bank Interest Rates
Verified rate tables updated as banks revise deposit & loan terms.
Fixed Deposit Rates
Latest interest rates for all tenures. Compare general and senior citizen slabs.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 Days to 14 Days | 4% | 4% |
15 Days to 45 Days | 4% | 4% |
46 Days to 60 Days | 4.5% | 4.5% |
61 Days to 90 Days | 4.5% | 4.5% |
91 Days to 179 Days | 5% | 5% |
180 Days to 291 Days | 5.5% | 5.5% |
292 Days | 6.5% | 6.5% |
293 Days to less than 1 Year | 5.5% | 5.5% |
1 Year and above up to & inclusive of 2 years | 6.25% | 6.75% |
370 Days(Use 12 months and 5 days while opening FD in online mode) | 7% | 7.5% |
666 Days(Use 21 months and 26 days while opening FD in online mode) | 7.1% | 7.6% |
Above 2 years upto & inclusive of 3 years | 6.5% | 7% |
1111 Days(Use 36 months and 15 days while opening FD in online mode)Highest Yield | 7.25% | 7.75% |
Above 3 years upto & inclusive of 5 years | 6.5% | 7% |
Above 5 years upto & inclusive of 10 years | 6.6% | 7.1% |
Recurring Deposit Rates
Latest interest rates for all tenures. Compare general and senior citizen slabs.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 Days to 14 Days | 4% | 4% |
15 Days to 45 Days | 4% | 4% |
46 Days to 60 Days | 4.5% | 4.5% |
61 Days to 90 Days | 4.5% | 4.5% |
91 Days to 179 Days | 5% | 5% |
180 Days to 291 Days | 5.5% | 5.5% |
292 Days | 6.5% | 6.5% |
293 Days to less than 1 Year | 5.5% | 5.5% |
1 Year and above up to & inclusive of 2 years | 6.25% | 6.75% |
370 Days(Use 12 months and 5 days while opening FD in online mode) | 7% | 7.5% |
666 Days(Use 21 months and 26 days while opening FD in online mode) | 7.1% | 7.6% |
Above 2 years upto & inclusive of 3 years | 6.5% | 7% |
1111 Days(Use 36 months and 15 days while opening FD in online mode)Highest Yield | 7.25% | 7.75% |
Above 3 years upto & inclusive of 5 years | 6.5% | 7% |
Above 5 years upto & inclusive of 10 years | 6.6% | 7.1% |
Loan Interest Rates
Verified loan interest rates and processing fees across retail borrowing categories.
| Type / Tenure | Min Rate | Max Rate | Processing Fee |
|---|---|---|---|
Home LoanLowest Starting Rate | 8.2% | 12% | Home loans (HL) 1.00 % of loan amount + service tax (subject to minimum of Rs. 10,000 + service tax) |
| 13.1% | 17.3% | 1.25% of loan amount + taxes | |
| 8.7% | 13.85% | 1.25% of loan amount + taxes (standard Dhanlaxmi retail loan fee) | |
| 10.4% | 10.75% | Up to Rs. 0.25 lakh: Rs. 100; Rs. 0.25-2 lakh: Rs. 250; Rs. 2-5 lakh: Rs. 300; Above Rs. 5 lakh: Rs. 350 + taxes |
Dhanlaxmi Bank Credit Cards (3)
Select any card to explore full rewards, airport lounge access & application benefits.
Why Choose Dhanlaxmi Bank?
Key benefits and features of banking with Dhanlaxmi Bank.
Competitive Rates
Up to 7.75% returns on deposits with attractive rates across short & long tenures.
Bank Security
RBI regulated financial institution with DICGC insurance up to ₹5 Lakhs.
Digital Banking
Instant online FD/RD booking, mobile banking apps, and quick digital loans.
Customer Service
Extensive branch & ATM network across India with dedicated support.
Key Features & Perks
Compare Rates with Other Banks
Check latest fixed deposit interest rates across peer financial institutions before investing.
