Punjab & Sind Bank Interest Rates & Calculators
Complete guide to Punjab & Sind Bank interest rates for FD, RD, and loans. Use our calculators to plan your investments and loans better.
For Senior Citizens
Lowest available EMI
Flexible tenures
Up to ₹5 Lakhs insured
Punjab & Sind Bank FD Rates Overview
Punjab & Sind Bank currently offers fixed deposit interest rates of up to 6.1% p.a. for the general public, and 6.6% for senior citizens. The full slab-wise PSB rate table is below — use the FD and RD calculators to compute your exact maturity amount.
PSB Financial Calculators
FD Calculator
Calculate PSB Fixed Deposit returns with latest rates
RD Calculator
Plan your PSB Recurring Deposit investments
Home Loan EMI Calculator
Calculate PSB home loan EMI with current rates
Personal Loan Calculator
Check PSB personal loan EMI and eligibility
PSB Credit Cards
Compare all 3 PSB credit cards on net value, rewards & perks
Latest PSB Interest Rates
Verified rate tables updated as banks revise deposit & loan terms.
Punjab & Sind Bank Fixed Deposit Rates
Latest Punjab & Sind Bank Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 – 14 Days | 2.85% | 2.85% |
15 – 30 Days | 2.85% | 2.85% |
31 – 45 Days | 2.85% | 2.85% |
46 – 90 Days | 3.35% | 3.35% |
91 – 120 Days | 3.35% | 3.35% |
121 – 150 Days | 3.35% | 3.35% |
151 – 179 Days | 4.85% | 4.85% |
180 – 364 Days | 4.85% | 5.35% |
1 Year | 5.85% | 6.35% |
376 – 443 Days | 5.6% | 6.1% |
445 Days – 665 Days | 5.85% | 6.35% |
777 DaysHighest Yield | 6.1% | 6.6% |
777 Days -998 Days | 5.85% | 6.35% |
1000 Days - <3 Years | 5.95% | 6.45% |
3Y - <44 Month | 5.85% | 6.35% |
44 Month (PSB Green Earth) | 5.95% | 6.45% |
>44 Month < 5 Y | 5.85% | 6.35% |
5Y | 5.95% | 6.45% |
>5Y<66 Month | 5.85% | 6.35% |
66 Months (PSB Green Earth) | 5.95% | 6.45% |
>66 Month- 10 Year | 5.85% | 6.35% |
Punjab & Sind Bank Recurring Deposit Rates
Latest Punjab & Sind Bank Recurring Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 – 14 Days | 2.85% | 2.85% |
15 – 30 Days | 2.85% | 2.85% |
31 – 45 Days | 2.85% | 2.85% |
46 – 90 Days | 3.35% | 3.35% |
91 – 120 Days | 3.35% | 3.35% |
121 – 150 Days | 3.35% | 3.35% |
151 – 179 Days | 4.85% | 4.85% |
180 – 364 Days | 4.85% | 5.35% |
1 Year | 5.85% | 6.35% |
376 – 443 Days | 5.6% | 6.1% |
445 Days – 665 Days | 5.85% | 6.35% |
777 DaysHighest Yield | 6.1% | 6.6% |
777 Days -998 Days | 5.85% | 6.35% |
1000 Days - <3 Years | 5.95% | 6.45% |
3Y - <44 Month | 5.85% | 6.35% |
44 Month (PSB Green Earth) | 5.95% | 6.45% |
>44 Month < 5 Y | 5.85% | 6.35% |
5Y | 5.95% | 6.45% |
>5Y<66 Month | 5.85% | 6.35% |
66 Months (PSB Green Earth) | 5.95% | 6.45% |
>66 Month- 10 Year | 5.85% | 6.35% |
Punjab & Sind Bank Loan Rates
Punjab & Sind Bank Loan Interest Rates Rates
Current Punjab & Sind Bank loan interest rates and processing fees for different loan types.
| Type / Tenure | Min Rate | Max Rate | Processing Fee |
|---|---|---|---|
Home LoanHighest Yield | 7.5% | 9.5% | 0.35% of loan amount + GST |
Personal Loan | 11.5% | 17% | 1% of loan amount + GST |
Car Loan | 8.95% | 10.6% | 0.5% of loan amount + GST |
Education Loan | 8.9% | 10.9% | Nil for loans up to ₹7.5 lakhs |
Business Loan | 9.3% | 13.5% | 1% of loan amount + GST |
Two Wheeler Loan | 9.9% | 12.6% | ₹1,500 + GST |
Gold Loan | 7.8% | 9.3% | ₹750 + GST |
Explore Best Punjab & Sind Bank Credit Cards
Compare all 3 PSB credit cards on real net annual value — cashback rates, airport lounge access, reward caps & fee waivers compared.
Why Choose Punjab & Sind Bank?
Key benefits and features of banking with Punjab & Sind Bank.
Competitive Rates
Up to 6.6% returns on deposits with attractive rates across short & long tenures.
Bank Security
Government-backed security with DICGC insurance up to ₹5 Lakhs.
Digital Banking
Instant online FD/RD booking, mobile banking apps, and quick digital loans.
Customer Service
Extensive branch & ATM network across India with dedicated support.
Key Features & Perks
Compare Rates with Other Banks
Check latest fixed deposit interest rates across peer financial institutions before investing.
