Bank RD Comparison Tool

Slice Bank vs City Union Bank Recurring Deposit Comparison 2025

Compare Recurring Deposit interest rates, maturity amounts, and features between Slice Bank (Private Sector) and City Union Bank (Private Sector).

Slice Bank Logo

Slice Bank

Private Sector
VS
City Union Bank Logo

City Union

Private Sector
Slice Bank: Min ₹100
City Union: Min ₹100
DICGC Insured up to ₹5 Lakhs
Compare Your RD Returns

Adjust the parameters below to see how returns compare between the two banks

Five Thousand rupees

100₹50,000
years
1 year10 years

Interest Rate Comparison

Interest Rates by Tenure

General rates across different tenures

Current selection: 3 years (1095 days) -Slice Bank: % |City Union: %

Side-by-Side Rate Comparison

Direct comparison of general rates

Slice Bank
City Union
Highlighted = Your selected tenure

Feature Comparison

Features
Slice Bank
Slice Bank
Private Sector
City Union
City Union
Private Sector
Minimum RD Amount
100
100
Current Interest Rate(Selected Tenure)
%
%
Premature Withdrawal Penalty
1%
1%
Official Rate Source
View Official RatesView Official Rates
Slice Bank
Private Sector Bank

Key Advantages:

Digital-first bank
Competitive interest rates
Digital banking services
Online FD booking facility
Auto-renewal facility available
Senior citizens get additional interest (varies by tenure)
Rates applicable for deposits up to ₹3 Crore
Interest compounded quarterly
Rates effective from September 17, 2025
Special rate for 18 months 1-2 days tenure (7.75%)
City Union Bank
Private Sector Bank

Key Advantages:

Competitive interest rates
Secure banking
Online services available
Important: Recurring Deposit Safety & Insurance Coverage

₹5 Lakh Insurance Limit

The Deposit Insurance and Credit Guarantee Corporation (DICGC) provides insurance coverage of up to ₹5 lakhs per depositor per bank. This includes both principal and accrued interest for RDs.

⚠️ Recommendation:

Keep your total deposits (RDs + FDs + Savings) under ₹5 lakhs per bank. If you need larger investments, distribute them across multiple banks.

Smart Distribution Strategy

Multiple RDs: Open RDs in both Slice Bank and City Union

Family Accounts: Use different family members' accounts for additional coverage

💡 Pro Tip:

RDs are perfect for goal-based investing. You can open separate RDs for different financial goals across different banks to maximize returns and safety.

Key Insights & Recommendations

Choose Slice Bank If:
  • • Minimum amount: ₹100
  • Private Sector banking preference
  • Digital-first bank
  • Competitive interest rates
  • Digital banking services
Choose City Union If:
  • • Minimum amount: ₹100
  • Private Sector banking preference
  • Competitive interest rates
  • Secure banking
  • Online services available
Best Strategy:
  • • Open multiple RDs for different goals
  • • Keep ≤₹5L per bank for insurance
  • • Compare rates before investing
  • • Consider branch convenience
  • • Review rates periodically

Explore more RD comparisons

Jump to other recurring deposit comparisons using these quick links.

Ready to Invest in Recurring Deposits?

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