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Slice Bank vs Bank of Baroda Recurring Deposit Comparison 2025

Compare Recurring Deposit interest rates, maturity amounts, and features between Slice Bank (Private Sector) and Bank of Baroda (Public Sector). Analyze the security of public sector banking versus the convenience of private sector services.

Slice Bank Logo

Slice Bank

Private Sector
VS
Bank of Baroda Logo

BOB

Public Sector
Slice Bank: Min ₹100
BOB: Min ₹100
Security vs Convenience
DICGC Insured up to ₹5 Lakhs
Compare Your RD Returns

Adjust the parameters below to see how returns compare between the two banks

₹

Five Thousand rupees

₹100₹50,000
years
1 year10 years

Interest Rate Comparison

Interest Rates by Tenure

General rates across different tenures

Current selection: 3 years (1095 days) -Slice Bank: % |BOB: %

Side-by-Side Rate Comparison

Direct comparison of general rates

Slice Bank
BOB
Highlighted = Your selected tenure

Feature Comparison

Features
Slice Bank
Slice Bank
Private Sector
BOB
BOB
Public Sector
Minimum RD Amount
₹100
₹100
Current Interest Rate(Selected Tenure)
%
%
Premature Withdrawal Penalty
1%
1%
Official Rate Source
View Official RatesView Official Rates
Slice Bank
Private Sector Bank

Key Advantages:

Digital-first bank
Competitive interest rates
Digital banking services
Online FD booking facility
Auto-renewal facility available
Senior citizens get additional interest (varies by tenure)
Rates applicable for deposits up to ₹3 Crore
Interest compounded quarterly
Rates effective from September 17, 2025
Special rate for 18 months 1-2 days tenure (7.75%)
Bank of Baroda
Public Sector Bank

Key Advantages:

Government-owned bank with strong security
Wide branch network across India
Competitive interest rates
BOB Square Drive special scheme (444 days)
Online FD booking facility
Senior citizen benefits
Important: Recurring Deposit Safety & Insurance Coverage

₹5 Lakh Insurance Limit

The Deposit Insurance and Credit Guarantee Corporation (DICGC) provides insurance coverage of up to ₹5 lakhs per depositor per bank. This includes both principal and accrued interest for RDs.

⚠️ Recommendation:

Keep your total deposits (RDs + FDs + Savings) under ₹5 lakhs per bank. If you need larger investments, distribute them across multiple banks.

Smart Distribution Strategy

Multiple RDs: Open RDs in both Slice Bank and BOB

Family Accounts: Use different family members' accounts for additional coverage

Best of Both: Combine Slice Bank (convenience) with BOB (security)

💡 Pro Tip:

RDs are perfect for goal-based investing. You can open separate RDs for different financial goals across different banks to maximize returns and safety.

Key Insights & Recommendations

Choose Slice Bank If:
  • • Minimum amount: ₹100
  • • Private Sector banking preference
  • • Digital-first bank
  • • Competitive interest rates
  • • Digital banking services
Choose BOB If:
  • • Minimum amount: ₹100
  • • Public Sector banking preference
  • • Government-owned bank with strong security
  • • Wide branch network across India
  • • Competitive interest rates
Best Strategy:
  • • Open multiple RDs for different goals
  • • Keep ≤₹5L per bank for insurance
  • • Use Slice Bank for convenience
  • • Use BOB for stability
  • • Review rates periodically

Explore more RD comparisons

Jump to other recurring deposit comparisons using these quick links.

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Compare BOB with other banks
BOB
VS
SBI
BOB vs SBI
BOB
VS
HDFC
BOB vs HDFC
BOB
VS
ICICI
BOB vs ICICI
BOB
VS
Axis
BOB vs Axis
BOB
VS
Kotak
BOB vs Kotak
BOB
VS
PNB
BOB vs PNB
BOB
VS
IOB
BOB vs IOB
BOB
VS
IndusInd
BOB vs IndusInd
BOB
VS
Union Bank
BOB vs Union Bank
BOB
VS
Canara Bank
BOB vs Canara Bank
BOB
VS
BOI
BOB vs BOI
BOB
VS
Indian Bank
BOB vs Indian Bank
BOB
VS
Bank of Maharashtra
BOB vs Bank of Maharashtra
BOB
VS
IDFC First
BOB vs IDFC First
BOB
VS
AU Bank
BOB vs AU Bank
BOB
VS
Ujjivan SFB
BOB vs Ujjivan SFB
BOB
VS
Equitas SFB
BOB vs Equitas SFB
BOB
VS
ESAF SFB
BOB vs ESAF SFB
BOB
VS
Jana SFB
BOB vs Jana SFB
BOB
VS
Suryoday SFB
BOB vs Suryoday SFB
BOB
VS
Utkarsh SFB
BOB vs Utkarsh SFB
BOB
VS
TMB
BOB vs TMB
BOB
VS
Bandhan
BOB vs Bandhan
BOB
VS
City Union
BOB vs City Union
BOB
VS
Central Bank
BOB vs Central Bank
BOB
VS
UCO Bank
BOB vs UCO Bank
BOB
VS
PSB
BOB vs PSB
BOB
VS
CSB Bank
BOB vs CSB Bank
BOB
VS
DCB Bank
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BOB
VS
Federal Bank
BOB vs Federal Bank
BOB
VS
Karnataka Bank
BOB vs Karnataka Bank
BOB
VS
RBL Bank
BOB vs RBL Bank
BOB
VS
KVB Bank
BOB vs KVB Bank
BOB
VS
South Indian Bank
BOB vs South Indian Bank
BOB
VS
Yes Bank
BOB vs Yes Bank
BOB
VS
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BOB vs Unity SFB
BOB
VS
Slice Bank
BOB vs Slice Bank

Ready to Invest in Recurring Deposits?

Use our individual bank calculators for detailed planning

Slice Bank RD CalculatorBOB RD Calculator