South Indian Bank Interest Rates & Financial Calculators
Compare FD, RD, and loan rates with our calculators
Complete guide to South Indian Bank interest rates for FD, RD, and loans. Use our calculators to plan your investments and loans better.
Best FD Rate
7.1%
Home Loan Rate
8.25%
Bank Type
private
Last Updated
Dec 2025
Latest South Indian Bank Interest Rates
Deposits (FD & RD) Interest Rates
South Indian Bank Fixed Deposit Rates
FD CalculatorLatest South Indian Bank Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type/Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 days to 30 days | 2.9% | 3.4% |
31 days to 90 days | 3.5% | 4% |
91 days to 99 days | 4.5% | 5% |
100 days to 180 days | 4.8% | 5.3% |
181 days to 270 days | 5.5% | 6% |
271 days to less than 1 year | 5.9% | 6.4% |
1 year | 6.6% | 7.1% |
Above 1 year to 1 year 6 days | 6.1% | 6.6% |
1 year 7 days to less than 5 years | 6.2% | 6.7% |
5 years to less than 66 months | 5.7% | 6.2% |
Tax Gain ( 5 Years ) | 5.7% | 6.2% |
66 months (Green deposit) | 6% | 6.5% |
Above 66 months to upto and including 10 years | 5.7% | 6.2% |
South Indian Bank Recurring Deposit Rates
RD CalculatorLatest South Indian Bank Recurring Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type/Tenure | General Rate | Senior Citizen Rate |
|---|
South Indian Bank Calculators & Tools
Loan Interest Rates
South Indian Bank Loan Interest Rates
Current South Indian Bank loan interest rates and processing fees for different loan types.
| Type/Tenure | Min Rate | Max Rate | Processing Fee |
|---|---|---|---|
Home Loan | 8.25% | 10.25% | 0.25% of loan amount + GST |
Personal Loan | 10.99% | 18.99% | 1% of loan amount + GST |
Car Loan | 8.75% | 11.25% | 0.5% of loan amount + GST |
Education Loan | 9.5% | 12.5% | Nil for loans up to ₹7.5 lakhs |
Business Loan | 10.25% | 15.25% | 1% of loan amount + GST |
Two Wheeler Loan | 10.5% | 13.5% | ₹1,500 + GST |
Gold Loan | 8.5% | 10.5% | ₹750 + GST |
Why Choose South Indian Bank?
Discover the advantages of banking with one of India's most trusted financial institutions
Competitive Rates
Up to 7.1% returns on Fixed Deposits with attractive rates for all tenures
Bank Security
RBI regulated private bank with deposit insurance up to ₹5 lakhs
Digital Banking
Advanced mobile banking, online FD booking, and instant loan approvals through digital channels
Customer Service
24/7 customer support with extensive branch network and dedicated relationship managers
Additional Benefits
Interest rates last updated: Dec 2025
Data Source
South Indian Bank Official Rates