South Indian Bank Interest Rates & Calculators
Complete guide to South Indian Bank interest rates for FD, RD, and loans. Use our calculators to plan your investments and loans better.
For Senior Citizens
Lowest available EMI
Flexible tenures
Up to ₹5 Lakhs insured
South Indian Bank FD Rates Overview
South Indian Bank currently offers fixed deposit interest rates of up to 6.8% p.a. for the general public, and 7.3% for senior citizens. The full slab-wise South Indian Bank rate table is below — use the FD and RD calculators to compute your exact maturity amount.
South Indian Bank Financial Calculators
FD Calculator
Calculate South Indian Bank Fixed Deposit returns with latest rates
RD Calculator
Plan your South Indian Bank Recurring Deposit investments
Home Loan EMI Calculator
Calculate South Indian Bank home loan EMI with current rates
Personal Loan Calculator
Check South Indian Bank personal loan EMI and eligibility
Latest South Indian Bank Interest Rates
Verified rate tables updated as banks revise deposit & loan terms.
South Indian Bank Fixed Deposit Rates
Latest South Indian Bank Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 days to 30 days | 2.9% | 3.4% |
Above 30 months to less than 3 years | 5.85% | 6.35% |
31 days to 90 days | 3.5% | 4% |
91 days to 99 days | 4.5% | 5% |
100 days to 180 days | 4.8% | 5.3% |
181 days to 270 days | 5.5% | 6% |
271 days to less than 1 year | 5.9% | 6.4% |
1 year | 6.25% | 6.75% |
Above 1 year to 371 days | 5.85% | 6.35% |
372 days | 6.4% | 6.9% |
373 days to less than 18 months | 6.05% | 6.55% |
18 months | 6.6% | 7.1% |
Above 18 months to less than 30 months | 5.85% | 6.35% |
30 monthsHighest Yield | 6.8% | 7.3% |
3 years to less than 5 years | 6.2% | 6.7% |
5 years to less than 66 months | 5.7% | 6.2% |
Tax Gain ( 5 Years ) | 5.7% | 6.2% |
66 months (Green deposit) | 6% | 6.5% |
Above 66 months to upto and including 10 years | 5.7% | 6.2% |
South Indian Bank Recurring Deposit Rates
Latest South Indian Bank Recurring Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 days to 30 days | 2.9% | 3.4% |
Above 30 months to less than 3 years | 5.85% | 6.35% |
31 days to 90 days | 3.5% | 4% |
91 days to 99 days | 4.5% | 5% |
100 days to 180 days | 4.8% | 5.3% |
181 days to 270 days | 5.5% | 6% |
271 days to less than 1 year | 5.9% | 6.4% |
1 year | 6.25% | 6.75% |
Above 1 year to 371 days | 5.85% | 6.35% |
372 days | 6.4% | 6.9% |
373 days to less than 18 months | 6.05% | 6.55% |
18 months | 6.6% | 7.1% |
Above 18 months to less than 30 months | 5.85% | 6.35% |
30 monthsHighest Yield | 6.8% | 7.3% |
3 years to less than 5 years | 6.2% | 6.7% |
5 years to less than 66 months | 5.7% | 6.2% |
Tax Gain ( 5 Years ) | 5.7% | 6.2% |
66 months (Green deposit) | 6% | 6.5% |
Above 66 months to upto and including 10 years | 5.7% | 6.2% |
South Indian Bank Loan Rates
South Indian Bank Loan Interest Rates Rates
Current South Indian Bank loan interest rates and processing fees for different loan types.
| Type / Tenure | Min Rate | Max Rate | Processing Fee |
|---|---|---|---|
Home LoanHighest Yield | 8.25% | 10.25% | 0.25% of loan amount + GST |
Personal Loan | 10.99% | 18.99% | 1% of loan amount + GST |
Car Loan | 8.75% | 11.25% | 0.5% of loan amount + GST |
Education Loan | 9.5% | 12.5% | Nil for loans up to ₹7.5 lakhs |
Business Loan | 10.25% | 15.25% | 1% of loan amount + GST |
Two Wheeler Loan | 10.5% | 13.5% | ₹1,500 + GST |
Gold Loan | 8.5% | 10.5% | ₹750 + GST |
Why Choose South Indian Bank?
Key benefits and features of banking with South Indian Bank.
Competitive Rates
Up to 7.3% returns on deposits with attractive rates across short & long tenures.
Bank Security
RBI regulated financial institution with DICGC insurance up to ₹5 Lakhs.
Digital Banking
Instant online FD/RD booking, mobile banking apps, and quick digital loans.
Customer Service
Extensive branch & ATM network across India with dedicated support.
Key Features & Perks
Compare Rates with Other Banks
Check latest fixed deposit interest rates across peer financial institutions before investing.
