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City Union Bank Interest Rates & Calculators

Complete guide to City Union Bank interest rates for FD, RD, and loans, plus top credit card comparison. Use our calculators to plan investments better.

Best FD Rate
7.5% p.a.
Home Loan
From 8.25%
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City Union Bank FD Rates Overview

City Union Bank currently offers fixed deposit interest rates of up to 7.3% p.a. for the general public, and 7.5% for senior citizens. The full slab-wise City Union Bank rate table is below — use the FD and RD calculators to compute your exact maturity amount.

Calculators & Simulators

City Union Bank Planning & Calculators

Verified rates & instant amortization schedules for deposits, loans, and cards.

Latest City Union Bank Interest Rates

Verified rate tables updated as banks revise deposit & loan terms.

Fixed Deposit Rates

FD Calculator

Latest interest rates for all tenures. Compare general and senior citizen slabs.

Type / TenureGeneral RateSenior Citizen Rate
7 days to 14 days
4%4%
15 days to 45 days
4.25%4.25%
46 days to 90 days
4.75%4.75%
91 days to 180 days
5.75%5.75%
181 days to 270 days
6%6.2%
271 days to 364 days
6.25%6.45%
365 days to 443 days
6.65%6.85%
444 days
6.85%7.05%
445 days to 554 days
7.05%7.25%
555 days
7.15%7.35%
556 days to 3 yearsHighest Yield
7.3%7.5%
Over 3 years upto 5 years
6.55%6.75%
Over 5 years upto 10 years
6.25%6.5%

Recurring Deposit Rates

RD Calculator

Latest interest rates for all tenures. Compare general and senior citizen slabs.

Type / TenureGeneral RateSenior Citizen Rate
365 days to 443 days
6.65%6.85%
444 days
6.85%7.05%
445 days to 554 days
7.05%7.25%
555 days
7.15%7.35%
556 days to 3 yearsHighest Yield
7.3%7.5%
Over 3 years upto 5 years
6.55%6.75%
Over 5 years upto 10 years
6.25%6.5%

Loan Interest Rates

Verified loan interest rates and processing fees across retail borrowing categories.

Type / TenureMin RateMax RateProcessing Fee
Home LoanLowest Starting Rate
8.25%10.5%Affordable Home loan 0.35%+ GST; Prime Home loan 0.25%+ GST; Premium Home loan 0.20%+ GST
11%17%Up to 2% of loan amount
8.7%10.2%1.25% minimum Rs. 750 (per the stale "Rates at a glance" page; not re-confirmed against the newer EBLR sheet)
11.75%12.75%0.25% p.a. of loan amount
Official Card Registry (2026)

City Union Bank Credit Cards (10)

Select any card to explore full rewards, airport lounge access & application benefits.

Why Choose City Union Bank?

Key benefits and features of banking with City Union Bank.

Competitive Rates

Up to 7.5% returns on deposits with attractive rates across short & long tenures.

Bank Security

Government-backed security with DICGC insurance up to ₹5 Lakhs.

Digital Banking

Instant online FD/RD booking, mobile banking apps, and quick digital loans.

Customer Service

Extensive branch & ATM network across India with dedicated support.

Key Features & Perks

Best FD Rate: 7.5% for Senior Citizens
General Rate: 7.3% for all citizens
Min FD Amount: ₹1K only
Min RD Amount: ₹100 monthly
Home Loan Rate: From 8.25%
Personal Loan: From 11%
Senior Citizen Benefit: Additional 0.5% on all tenures
Premature Penalty: Only 1%
Tax Deduction: TDS applicable if interest exceeds ₹50,000 per annum (₹1,00,000 for senior citizens)
Online Banking Available
Loan Against FD: Up to 90%
Competitive interest rates
Secure banking
Online services available
RD minimum tenure 12 months (RD rates same as Term Deposit rates)
Rates from 21-10-2026: 444d 7.10/7.35 -> 6.85/7.05, 445-554d 7.15/7.40 -> 7.05/7.25, 555d 7.25/7.50 -> 7.15/7.35, 556d-3y 6.50/6.75 -> 7.30/7.50; senior uplift on 181-443d cut by 0.05 (super senior citizen column not modelled)
Interest rates last updated: Oct 2026
Verify on City Union Bank Official Website
Market Comparison

Compare Rates with Other Banks

Check latest fixed deposit interest rates across peer financial institutions before investing.

Disclaimer: Results are estimates for financial planning purposes only and do not constitute financial, tax, investment, or legal advice. Actual values may vary based on your lender, market conditions, and individual circumstances. Consult a qualified CA, CFP, or financial advisor before making any financial decisions.