City Union Bank logo
PUBLIC BANKUpdated: Jun 2026

City Union Bank Interest Rates & Calculators

Complete guide to City Union Bank interest rates for FD, RD, and loans. Use our calculators to plan your investments and loans better.

Best FD Rate
7.5%p.a.

For Senior Citizens

Min Deposit
1k

Flexible tenures

Safety & Insurance
DICGC Covered

Up to ₹5 Lakhs insured

City Union Bank FD Rates Overview

City Union Bank currently offers fixed deposit interest rates of up to 7.25% p.a. for the general public, and 7.5% for senior citizens. The full slab-wise City Union rate table is below — use the FD and RD calculators to compute your exact maturity amount.

City Union Financial Calculators

Latest City Union Interest Rates

Verified rate tables updated as banks revise deposit & loan terms.

City Union Bank Fixed Deposit Rates

FD Calculator

Latest City Union Bank Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.

Type / TenureGeneral RateSenior Citizen Rate
7 days to 14 days
4%4%
15 days to 45 days
4.25%4.25%
46 days to 90 days
4.75%4.75%
91 days to 180 days
5.75%5.75%
181 days to 270 days
6%6.25%
271 days to 364 days
6.25%6.5%
365 days to 443 days
6.65%6.9%
444 days
7.1%7.35%
445 days to 554 days
7.15%7.4%
555 daysHighest Yield
7.25%7.5%
556 days to 3 years
6.5%6.75%

City Union Bank Recurring Deposit Rates

RD Calculator

Latest City Union Bank Recurring Deposit interest rates for all tenures. Compare general and senior citizen rates.

Type / TenureGeneral RateSenior Citizen Rate
365 days to 443 days
6.65%6.9%
444 days
7.1%7.35%
445 days to 554 days
7.15%7.4%
555 daysHighest Yield
7.25%7.5%
556 days to 3 years
6.5%6.75%
Over 3 years upto 5 years
6.55%6.75%
Over 5 years upto 10 years
6.25%6.5%
Dhi CUB Visa Signature Credit Card
CUB SalarySe Level Up Credit Card
CUB CSK RuPay Platinum Credit Card
Credit Cards Hub8 Cards Verified

Explore Best City Union Bank Credit Cards

Compare all 8 City Union credit cards on real net annual value — cashback rates, airport lounge access, reward caps & fee waivers compared.

Compare 8 Cards

Why Choose City Union Bank?

Key benefits and features of banking with City Union Bank.

Competitive Rates

Up to 7.5% returns on deposits with attractive rates across short & long tenures.

Bank Security

Government-backed security with DICGC insurance up to ₹5 Lakhs.

Digital Banking

Instant online FD/RD booking, mobile banking apps, and quick digital loans.

Customer Service

Extensive branch & ATM network across India with dedicated support.

Key Features & Perks

Best FD Rate: 7.5% for Senior Citizens
General Rate: 7.25% for all citizens
Min FD Amount: ₹1K only
Min RD Amount: ₹100 monthly
Senior Citizen Benefit: Additional 0.5% on all tenures
Premature Penalty: Only 1%
Tax Deduction: TDS applicable if interest exceeds ₹40,000 per annum
Online Banking Available
Loan Against FD: Up to 90%
Competitive interest rates
Secure banking
Online services available
RD minimum tenure 12 months (RD rates same as Term Deposit rates)
Interest rates last updated: Jun 2026
Verify on City Union Bank Official Website
Market Comparison

Compare Rates with Other Banks

Check latest fixed deposit interest rates across peer financial institutions before investing.

Disclaimer: Results are estimates for financial planning purposes only and do not constitute financial, tax, investment, or legal advice. Actual values may vary based on your lender, market conditions, and individual circumstances. Consult a qualified CA, CFP, or financial advisor before making any financial decisions.