Indian Bank Interest Rates & Financial Calculators
Compare FD, RD, and loan rates with our calculators
Complete guide to Indian Bank interest rates for FD, RD, and loans. Use our calculators to plan your investments and loans better.
Best FD Rate
7.2%
Home Loan Rate
7.9%
Bank Type
public
Last Updated
Oct 2025
Latest Indian Bank Interest Rates
Deposits (FD & RD) Interest Rates
Indian Bank Fixed Deposit Rates
Latest Indian Bank Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type/Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 days to 14 days | 2.8% | 3.3% |
15 days to 29 days | 2.8% | 3.3% |
30 days to 45 days | 3% | 3.5% |
46 days to 90 days | 3.25% | 3.75% |
91 days to 120 days | 3.5% | 4% |
121 days to 180 days | 3.85% | 4.35% |
181 days to less than 9 months | 4.5% | 5% |
9 months to less than 1 year | 4.75% | 5.25% |
1 year | 6.1% | 6.6% |
Above 1 year to less than 2 years | 6.5% | 7% |
444 days (Ind Secure) | 6.7% | 7.2% |
555 days (Ind Green) | 6.6% | 7.1% |
2 years to less than 3 years | 6.4% | 6.9% |
3 years to less than 5 years | 6.25% | 6.75% |
5 years | 6% | 6.5% |
Above 5 years | 6% | 6.5% |
Indian Bank Recurring Deposit Rates
Latest Indian Bank Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type/Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
6 months | 3.85% | 4.35% |
1 year | 6.1% | 6.6% |
2 years | 6.4% | 6.9% |
3 years | 6.25% | 6.75% |
5 years | 6% | 6.5% |
Indian Bank Calculators & Tools
Loan Interest Rates
Indian Bank Loan Interest Rates
Current Indian Bank loan interest rates and processing fees for different loan types.
| Type/Tenure | Min Rate | Max Rate | Processing Fee |
|---|---|---|---|
Home Loan | 7.9% | 8.9% | 0.23% of loan amount + GST |
Personal Loan | 9.1% | 12.5% | 1.5% of loan amount + GST |
Car Loan | 7.3% | 11.5% | 0.5% of loan amount + GST |
Education Loan | 8.2% | 11.5% | Nil for loans up to ₹35 lakhs (collateral-free) |
Business Loan | 9% | 13% | 0.75% of loan amount + GST |
Two Wheeler Loan | 9.75% | 12.5% | ₹1,000 + GST |
Gold Loan | 7.5% | 9% | ₹500 + GST |
Why Choose Indian Bank?
Discover the advantages of banking with one of India's most trusted financial institutions
Competitive Rates
Up to 7.2% returns on Fixed Deposits with attractive rates for all tenures
Bank Security
Government-backed security with deposit insurance up to ₹5 lakhs
Digital Banking
Advanced mobile banking, online FD booking, and instant loan approvals through digital channels
Customer Service
24/7 customer support with extensive branch network and dedicated relationship managers
Additional Benefits
Interest rates last updated: Oct 2025
Data Source
Indian Bank Official Rates