Indian Bank Interest Rates & Calculators
Complete guide to Indian Bank interest rates for FD, RD, and loans, plus top credit card comparison. Use our calculators to plan investments better.
Indian Bank FD Rates Overview
Indian Bank currently offers fixed deposit interest rates of up to 6.65% p.a. for the general public, and 7.15% for senior citizens. The full slab-wise Indian Bank rate table is below — use the FD and RD calculators to compute your exact maturity amount.
Indian Bank Planning & Calculators
Verified rates & instant amortization schedules for deposits, loans, and cards.
Latest Indian Bank Interest Rates
Verified rate tables updated as banks revise deposit & loan terms.
Fixed Deposit Rates
Latest interest rates for all tenures. Compare general and senior citizen slabs.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 days to 14 days | 2.8% | 3.3% |
15 days to 29 days | 2.8% | 3.3% |
30 days to 45 days | 3% | 3.5% |
46 days to 90 days | 3.25% | 3.75% |
91 days to 120 days | 3.5% | 4% |
121 days to 180 days | 3.85% | 4.35% |
181 days to less than 9 months | 4.5% | 5% |
9 months to less than 1 year | 4.75% | 5.25% |
1 year | 6.1% | 6.6% |
Above 1 year to less than 2 years (Except special tenures) | 6.2% | 6.7% |
Ind Supreme 2.0 (300 Days) | 6.2% | 6.7% |
Ind Green (500 Days) | 6.4% | 6.9% |
Ind Grow (555 Days)Highest Yield | 6.65% | 7.15% |
Ind Prosper (777 Days) | 6.6% | 7.1% |
2 years to less than 3 years (Except 777 days) | 6.15% | 6.65% |
3 years to less than 5 years | 6.05% | 6.55% |
5 year | 6% | 6.5% |
Above 5 years | 6% | 6.75% |
Recurring Deposit Rates
Latest interest rates for all tenures. Compare general and senior citizen slabs.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 days to 14 days | 2.8% | 3.3% |
15 days to 29 days | 2.8% | 3.3% |
30 days to 45 days | 3% | 3.5% |
46 days to 90 days | 3.25% | 3.75% |
91 days to 120 days | 3.5% | 4% |
121 days to 180 days | 3.85% | 4.35% |
181 days to less than 9 months | 4.5% | 5% |
9 months to less than 1 year | 4.75% | 5.25% |
1 year | 6.1% | 6.6% |
Above 1 year to less than 2 years (Except special tenures) | 6.2% | 6.7% |
Ind Supreme 2.0 (300 Days) | 6.2% | 6.7% |
Ind Green (500 Days) | 6.4% | 6.9% |
Ind Grow (555 Days)Highest Yield | 6.65% | 7.15% |
Ind Prosper (777 Days) | 6.6% | 7.1% |
2 years to less than 3 years (Except 777 days) | 6.15% | 6.65% |
3 years to less than 5 years | 6.05% | 6.55% |
5 year | 6% | 6.5% |
Above 5 years | 6% | 6.75% |
Loan Interest Rates
Verified loan interest rates and processing fees across retail borrowing categories.
| Type / Tenure | Min Rate | Max Rate | Processing Fee |
|---|---|---|---|
Home LoanLowest Starting Rate | 7.15% | 8.55% | Loan amount up to Rs.25.00 lakh: 1500 + GST; Loan amount above Rs.25.00 lakh up to Rs.75.00 lakh: 2500 + GST; Loan amount above Rs.75.00 lakh: Rs.5000 + GST (W.E.F 02.01.2025) |
| 8.75% | 15% | 1.00% of loan amount, max Rs. 10,000 + GST (Nil for Govt/PSU employees) | |
| 7.55% | 9.65% | Rs. 1,200 + GST (w.e.f. 17.11.2025) | |
| 8.5% | 10.4% | Nil |
Indian Bank Credit Cards (10)
Select any card to explore full rewards, airport lounge access & application benefits.
Indian Bank VISA Business Credit Card
Indian Bank VISA Platinum Credit Card
Indian Bank RuPay Select Credit Card
Indian Bank VISA Gold Credit Card
Indian Bank RuPay Platinum Credit Card
Indian Bank RuPay Classic Credit Card
Indian Bank VISA Bharat Credit Card
Indian Bank One Co-Branded Credit Card
IB-Rupeek Co-Branded Gold Backed Credit Card
Indian Bank PM SVANidhi Credit Card
Why Choose Indian Bank?
Key benefits and features of banking with Indian Bank.
Competitive Rates
Up to 7.15% returns on deposits with attractive rates across short & long tenures.
Bank Security
Government-backed security with DICGC insurance up to ₹5 Lakhs.
Digital Banking
Instant online FD/RD booking, mobile banking apps, and quick digital loans.
Customer Service
Extensive branch & ATM network across India with dedicated support.
Key Features & Perks
Compare Rates with Other Banks
Check latest fixed deposit interest rates across peer financial institutions before investing.
