Bank of Maharashtra Interest Rates & Calculators
Complete guide to Bank of Maharashtra interest rates for FD, RD, and loans, plus top credit card comparison. Use our calculators to plan investments better.
Bank of Maharashtra FD Rates Overview
Bank of Maharashtra currently offers fixed deposit interest rates of up to 6.65% p.a. for the general public, and 7.15% for senior citizens. The full slab-wise Bank of Maharashtra rate table is below — use the FD and RD calculators to compute your exact maturity amount.
Bank of Maharashtra Planning & Calculators
Verified rates & instant amortization schedules for deposits, loans, and cards.
Latest Bank of Maharashtra Interest Rates
Verified rate tables updated as banks revise deposit & loan terms.
Fixed Deposit Rates
Latest interest rates for all tenures. Compare general and senior citizen slabs.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 - 30 days | 2.6% | 2.6% |
31 - 45 days | 2.75% | 2.75% |
46 - 90 days | 3.75% | 3.75% |
91 - 119 days | 4% | 4.5% |
120 - 180 days | 4.75% | 5.25% |
181 - 270 days | 5% | 5.5% |
271 - 364 days | 5.25% | 5.75% |
365 days / One Year | 6.4% | 6.9% |
Above 1 year to 2 years (except 400 days) | 6.15% | 6.65% |
400 days (Special Scheme)Highest Yield | 6.65% | 7.15% |
Above 2 years to 3 years | 5.25% | 5.75% |
Above 3 years to 5 years (except 1777 days) | 5% | 5.5% |
1777 days (Green Deposit) | 6.05% | 6.55% |
Above 5 years | 5% | 5.5% |
Recurring Deposit Rates
Latest interest rates for all tenures. Compare general and senior citizen slabs.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 - 30 days | 2.6% | 2.6% |
31 - 45 days | 2.75% | 2.75% |
46 - 90 days | 3.75% | 3.75% |
91 - 119 days | 4% | 4.5% |
120 - 180 days | 4.75% | 5.25% |
181 - 270 days | 5% | 5.5% |
271 - 364 days | 5.25% | 5.75% |
365 days / One Year | 6.4% | 6.9% |
Above 1 year to 2 years (except 400 days) | 6.15% | 6.65% |
400 days (Special Scheme)Highest Yield | 6.65% | 7.15% |
Above 2 years to 3 years | 5.25% | 5.75% |
Above 3 years to 5 years (except 1777 days) | 5% | 5.5% |
1777 days (Green Deposit) | 6.05% | 6.55% |
Above 5 years | 5% | 5.5% |
Loan Interest Rates
Verified loan interest rates and processing fees across retail borrowing categories.
| Type / Tenure | Min Rate | Max Rate | Processing Fee |
|---|---|---|---|
Home LoanLowest Starting Rate | 7% | 9.65% | The applicable processing fee is 0.25% of the loan amount plus applicable GST. Note: Processing Fees waiver for the period upto 31.12.2025 |
| 10% | 15.25% | 1.00% of the loan amount + GST | |
| 7.7% | 12% | No processing fee | |
| 8.75% | 9.5% | Up to Rs. 3 lakh: Nil; Rs. 3-5 lakh: Rs. 500; Rs. 5-10 lakh: Rs. 1,000; Rs. 10-20 lakh: Rs. 1,500; Above Rs. 20 lakh: Rs. 2,000 + GST |
Bank of Maharashtra Credit Cards (3)
Select any card to explore full rewards, airport lounge access & application benefits.
Why Choose Bank of Maharashtra?
Key benefits and features of banking with Bank of Maharashtra.
Competitive Rates
Up to 7.15% returns on deposits with attractive rates across short & long tenures.
Bank Security
Government-backed security with DICGC insurance up to ₹5 Lakhs.
Digital Banking
Instant online FD/RD booking, mobile banking apps, and quick digital loans.
Customer Service
Extensive branch & ATM network across India with dedicated support.
Key Features & Perks
Compare Rates with Other Banks
Check latest fixed deposit interest rates across peer financial institutions before investing.
