Stamp Duty Calculator Karnataka 2026
Calculate stamp duty and registration charges for property purchase in Karnataka. Get accurate estimates for Bangalore, Mysore, Hubli & all cities in Karnataka.
Fifty Lakhs rupees
Stamp Duty in Major Karnataka Cities
The stamp duty rate of 5% applies uniformly across all cities in Karnataka. However, circle rates (government guideline values) vary significantly by city and locality.
Karnataka Stamp Duty Rates by Property Type
| Property Type | Stamp Duty | Registration | Total |
|---|---|---|---|
| Residential | 5% | 1% | 6.0% |
| Commercial | 6% | 1.5% | 7.5% |
| Industrial | 5.5% | 1.2% | 6.7% |
Complete Guide to Document Types in Karnataka
Understanding different document types and their stamp duty implications helps you choose the right transaction method and plan your costs effectively.
Stamp Duty Slabs for Sale in Karnataka
Karnataka uses slab-based stamp duty for property sale (conveyance), as per the Inspector General of Registration (IGR). The rate depends on the property value. Stamp duty and registration are calculated on the higher of market value or circle rate (guidance value).
| Property Value | Stamp Duty | Registration |
|---|---|---|
| Below ₹20 lakh | 2% | 1% |
| ₹20 lakh – ₹45 lakh | 3% | 1% |
| Above ₹45 lakh | 5% | 1% |
Example: Property value ₹60 lakh in Bangalore → Stamp duty 5% = ₹3,00,000, Registration 1% = ₹60,000. Total = ₹3,60,000. Properties in BBMP limits above ₹45 lakh may attract an additional 2% surcharge (check with Sub-Registrar).
Circle Rate (Guidance Value)
Stamp duty is payable on the higher of the actual sale consideration or the circle rate (guidance value) notified by the state. This prevents undervaluation. Circle rates in Bangalore vary from around ₹3,000/sqft in outer areas to ₹15,000+/sqft in prime localities.
KAVERI and E-Stamping
Karnataka uses the KAVERI portal (kaveri.karnataka.gov.in) for online registration, e-stamping, and appointment booking. Stamp duty can be paid via e-stamping (SHCIL) or franking at authorised centres.
Key Points
- No gender-based concession; rates are same for all buyers
- Rates are uniform across Karnataka cities (Bengaluru, Mysuru, Hubballi, etc.)
- MSME exemptions available for certain loan/mortgage deeds from specified institutions
- Late payment penalty may apply for deficit stamp duty
Gift Deed Rates in Karnataka
Stamp duty and registration for gift deeds in Karnataka depend on whether the gift is to a family member or a non-family member, as per the IGR Karnataka fee structure.
Gift to Family Member
Fixed stamp duty and registration (no percentage on value):
- BMRDA / BBMP / City Corporation areas: Stamp duty ₹5,000, Registration ₹500
- City Municipal Council / Town Panchayat: Stamp duty ₹3,000, Registration ₹500
- Other areas: Stamp duty ₹1,000, Registration ₹500
Gift to Non-Family Member
Treated similar to sale: 5% stamp duty (plus additional duty and surcharge as applicable) and 1% registration fee on the market value of the property.
Tax Implications
Gifts from specified relatives (parents, spouse, siblings, etc.) are tax-free in the hands of the receiver under Section 56(2) of the Income Tax Act. Gifts from non-relatives above ₹50,000 may be taxable. Stamp duty and registration charges apply regardless of relationship.
Key Points
- Registration of gift deed is mandatory for legal validity
- Once registered and possession delivered, gift is generally irrevocable
- Relationship proof may be required for claiming family rates
Exchange of Property in Karnataka
When two parties exchange properties, stamp duty and registration in Karnataka are levied on the market value of the property with the higher value. As per IGR Karnataka:
- Stamp duty: 5% on the higher value property + additional duty + surcharge
- Registration: 1% on the higher value property
Example: Property A = ₹40 lakh, Property B = ₹55 lakh. Stamp duty and registration are calculated on ₹55 lakh. Cost is often shared between the parties.
Exchange avoids two separate sale transactions and can be useful for family rearrangements or swapping assets. Registration is mandatory for validity.
Stamp Duty Calculation Formulas
Understand the mathematical formulas used to calculate stamp duty on property transactions.
Stamp Duty = Property Value × Stamp Duty RateExample:
Property Value: ₹50L, Stamp Duty Rate: 5%
Variables:
Registration Fee = Property Value × Registration RateExample:
Property Value: ₹50L, Registration Rate: 1%
Variables:
These formulas provide the mathematical foundation for the calculations. Actual results may vary based on rounding, compounding frequency, and specific lender policies.
Karnataka Stamp Duty FAQs
Frequently asked questions about stamp duty and registration charges in Karnataka
What is stamp duty rate in Karnataka for property sale?
How to calculate stamp duty in Bangalore?
What is stamp duty for gift deed to family in Karnataka?
What is stamp duty for property exchange in Karnataka?
Is there women concession for stamp duty in Karnataka?
What is KAVERI in Karnataka property registration?
What is the circle rate in Bangalore?
Can NRIs buy property in Karnataka?
Calculate Stamp Duty for Other States
Looking for stamp duty rates in other Indian states? Click on any state below to calculate.