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Standard Chartered Bank Interest Rates & Calculators

Complete guide to Standard Chartered Bank interest rates for FD, RD, and loans, plus top credit card comparison. Use our calculators to plan investments better.

Best FD Rate
7.1% p.a.
Home Loan
From 8.5%
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Standard Chartered Bank FD Rates Overview

Standard Chartered Bank currently offers fixed deposit interest rates of up to 6.6% p.a. for the general public, and 7.1% for senior citizens. The full slab-wise Standard Chartered rate table is below — use the FD and RD calculators to compute your exact maturity amount.

Standard Chartered Financial Calculators

Latest Standard Chartered Interest Rates

Verified rate tables updated as banks revise deposit & loan terms.

Standard Chartered Bank Fixed Deposit Rates

FD Calculator

Latest Standard Chartered Bank Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.

Type / TenureGeneral RateSenior Citizen Rate
7-9 days
2.75%2.75%
10-14 days
2.75%2.75%
15 -17days
2.75%2.75%
18-20days
2.75%2.75%
21-23days
2.75%2.75%
24-26 days
2.75%2.75%
27-29days
2.75%2.75%
30-32 days
2.75%2.75%
33-35 days
2.75%2.75%
36-38 days
2.75%2.75%
39-41 days
2.75%2.75%
42-44 days
2.75%2.75%
45 -47 days
3.25%3.25%
48-50 days
3.25%3.25%
51-53 days
3.25%3.25%
54-56 days
3.25%3.25%
57-59 days
3.25%3.25%
60-74 days
3.5%3.5%
75-85 days
3.5%3.5%
86 -104 days
4.75%4.75%
105-120 days
4.75%4.75%
121 -149 days
4.75%4.75%
150-164 days
4.75%4.75%
165-180 days
4.75%4.75%
181-210 days
5.75%5.75%
211-226 days
5.75%5.75%
227 – 269 days
5.75%5.75%
270 days-345 days
5.75%5.75%
346 days-364 days
5.75%5.75%
1 year to 376 daysHighest Yield
6.6%7.1%
377 -379 days
3.75%4.25%
380 – 390 days
6.5%7%
391 days < 18 Months
6.5%7%
18M < 21M
6.5%7%
21M < 2 Yrs
6.5%7%
2 Yrs < 3 Yrs
6.5%7%
3 Yrs < 4 Yrs
6.5%7%
4 Yrs < 5Yrs
6.5%7%
5Yrs
6.25%6.75%

Standard Chartered Bank Recurring Deposit Rates

RD Calculator

Latest Standard Chartered Bank Recurring Deposit interest rates for all tenures. Compare general and senior citizen rates.

Type / TenureGeneral RateSenior Citizen Rate
3-9 months
3.5%3.5%
12 monthsHighest Yield
6.6%7.1%
15-24 months
6.5%7%

Standard Chartered Bank Loan Rates

Standard Chartered Bank Loan Interest Rates Rates

Current Standard Chartered Bank loan interest rates and processing fees for different loan types.

Type / TenureMin RateMax RateProcessing Fee
Home LoanHighest Yield
8.5%11.5%0.25-0.50% of loan amount + GST
Personal Loan
11.49%11.49%Up to 2.25% of sanctioned amount; 50% discount for online applications
Car Loan
9%13.5%0.5% of loan amount + GST
Education Loan
9.5%14%Nil for loans up to ₹7.5 lakhs
Business Loan
11.5%20%1-2% of loan amount + GST
Two Wheeler Loan
12%18%₹1,000-₹1,500 + GST
Gold Loan
9.5%13%₹500-₹750 + GST
Official Card Registry (2026)

Standard Chartered Bank Credit Cards (9)

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Why Choose Standard Chartered Bank?

Key benefits and features of banking with Standard Chartered Bank.

Competitive Rates

Up to 7.1% returns on deposits with attractive rates across short & long tenures.

Bank Security

RBI regulated financial institution with DICGC insurance up to ₹5 Lakhs.

Digital Banking

Instant online FD/RD booking, mobile banking apps, and quick digital loans.

Customer Service

Extensive branch & ATM network across India with dedicated support.

Key Features & Perks

Best FD Rate: 7.1% for Senior Citizens
General Rate: 6.6% for all citizens
Min FD Amount: ₹10K only
Min RD Amount: ₹1000 monthly
Home Loan Rate: From 8.5%
Personal Loan: From 11.49%
Senior Citizen Benefit: Additional 0.5% on all tenures
Premature Penalty: Only 1%
Tax Deduction: TDS applicable if interest exceeds ₹40,000 per annum (₹50,000 for senior citizens)
Online Banking Available
Loan Against FD: Up to 90%
International bank with global presence
Senior citizens get +0.50% additional interest
Digital FD booking available
Competitive interest rates
Wide network across India
RD available for 12-24 month tenures only (separate, simpler rate table)
Rates for deposits below ₹3 crore effective 4 Aug 2026
Interest rates last updated: Aug 2026
Verify on Standard Chartered Bank Official Website
Market Comparison

Compare Rates with Other Banks

Check latest fixed deposit interest rates across peer financial institutions before investing.

Disclaimer: Results are estimates for financial planning purposes only and do not constitute financial, tax, investment, or legal advice. Actual values may vary based on your lender, market conditions, and individual circumstances. Consult a qualified CA, CFP, or financial advisor before making any financial decisions.