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Standard Chartered Bank Interest Rates & Financial Calculators

Compare FD, RD, and loan rates with our calculators

Complete guide to Standard Chartered Bank interest rates for FD, RD, and loans. Use our calculators to plan your investments and loans better.

Best FD Rate

7%

Home Loan Rate

8.5%

Bank Type

private

Last Updated

Dec 2025

Best FD Rate: 7% for Senior Citizens
General Rate: 6.5% for all citizens
Min FD Amount: ₹10K only
Min RD Amount: ₹1000 monthly
Home Loan Rate: From 8.5%
Personal Loan: From 10.99%
Senior Citizen Benefit: Additional 0.5% on all tenures
Premature Penalty: Only 1%
Tax Deduction: TDS applicable if interest exceeds ₹40,000 per annum (₹50,000 for senior citizens)
Online Banking Available
Loan Against FD: Up to 90%
International bank with global presence
Senior citizens get +0.50% additional interest
Digital FD booking available
Competitive interest rates
Wide network across India
Rates effective from 01.01.2026
Best FD Rate: 7% for Senior Citizens
General Rate: 6.5% for all citizens
Min FD Amount: ₹10K only
Min RD Amount: ₹1000 monthly
Home Loan Rate: From 8.5%
Personal Loan: From 10.99%
Senior Citizen Benefit: Additional 0.5% on all tenures
Premature Penalty: Only 1%
Tax Deduction: TDS applicable if interest exceeds ₹40,000 per annum (₹50,000 for senior citizens)
Online Banking Available
Loan Against FD: Up to 90%
International bank with global presence
Senior citizens get +0.50% additional interest
Digital FD booking available
Competitive interest rates
Wide network across India
Rates effective from 01.01.2026

Latest Standard Chartered Interest Rates

Deposits (FD & RD) Interest Rates

Standard Chartered Bank Fixed Deposit Rates

FD Calculator

Latest Standard Chartered Bank Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.

Type/TenureGeneral RateSenior Citizen Rate
7-9 days
3.5%3.5%
10-14 days
3.5%3.5%
15 -17days
3.5%3.5%
18-20days
3.5%3.5%
21-23days
3.5%3.5%
24-26 days
3.5%3.5%
27-29days
4%4%
30-32 days
4%4%
33-35 days
4%4%
36-38 days
4%4%
39-41 days
4%4%
42-44 days
4%4%
45 -47 days
4%4%
48-50 days
4%4%
51-53 days
4%4%
54-56 days
4%4%
57-59 days
4%4%
60-74 days
4.5%4.5%
75-85 days
4.5%4.5%
86 -104 days
4.85%4.85%
105-120 days
4.85%4.85%
121 -149 days
5.35%5.35%
150-164 days
5.6%5.6%
165-180 days
5.6%5.6%
181-210 days
5.75%5.75%
211-226 days
5.75%5.75%
227 – 269 days
5.75%5.75%
270 days-345 days
5.75%5.75%
346 days-364 days
5.75%5.75%
377 -379 days
4%4.5%
380 – 390 days
6.5%7%
391 days < 18 Months
6.5%7%
18M  < 21M
6.5%7%
21M < 2 Yrs
6.5%7%
2 Yrs < 3 Yrs
6.5%7%
3 Yrs < 4 Yrs
6.5%7%
4 Yrs < 5Yrs
6.5%7%
5Yrs
6.25%6.75%

Standard Chartered Bank Recurring Deposit Rates

RD Calculator

Latest Standard Chartered Bank Recurring Deposit interest rates for all tenures. Compare general and senior citizen rates.

Type/TenureGeneral RateSenior Citizen Rate
7-9 days
3.5%3.5%
10-14 days
3.5%3.5%
15 -17days
3.5%3.5%
18-20days
3.5%3.5%
21-23days
3.5%3.5%
24-26 days
3.5%3.5%
27-29days
4%4%
30-32 days
4%4%
33-35 days
4%4%
36-38 days
4%4%
39-41 days
4%4%
42-44 days
4%4%
45 -47 days
4%4%
48-50 days
4%4%
51-53 days
4%4%
54-56 days
4%4%
57-59 days
4%4%
60-74 days
4.5%4.5%
75-85 days
4.5%4.5%
86 -104 days
4.85%4.85%
105-120 days
4.85%4.85%
121 -149 days
5.35%5.35%
150-164 days
5.6%5.6%
165-180 days
5.6%5.6%
181-210 days
5.75%5.75%
211-226 days
5.75%5.75%
227 – 269 days
5.75%5.75%
270 days-345 days
5.75%5.75%
346 days-364 days
5.75%5.75%
377 -379 days
4%4.5%
380 – 390 days
6.5%7%
391 days < 18 Months
6.5%7%
18M  < 21M
6.5%7%
21M < 2 Yrs
6.5%7%
2 Yrs < 3 Yrs
6.5%7%
3 Yrs < 4 Yrs
6.5%7%
4 Yrs < 5Yrs
6.5%7%
5Yrs
6.25%6.75%

Loan Interest Rates

Standard Chartered Bank Loan Interest Rates Rates

Current Standard Chartered Bank loan interest rates and processing fees for different loan types.

Type/TenureMin RateMax RateProcessing Fee
Home Loan
8.5%11.5%0.25-0.50% of loan amount + GST
Personal Loan
10.99%24%1-3% of loan amount + GST
Car Loan
9%13.5%0.5% of loan amount + GST
Education Loan
9.5%14%Nil for loans up to ₹7.5 lakhs
Business Loan
11.5%20%1-2% of loan amount + GST
Two Wheeler Loan
12%18%₹1,000-₹1,500 + GST
Gold Loan
9.5%13%₹500-₹750 + GST

Why Choose Standard Chartered Bank?

Discover the advantages of banking with one of India's most trusted financial institutions

Competitive Rates

Up to 7% returns on Fixed Deposits with attractive rates for all tenures

Bank Security

RBI regulated private bank with deposit insurance up to ₹5 lakhs

Digital Banking

Advanced mobile banking, online FD booking, and instant loan approvals through digital channels

Customer Service

24/7 customer support with extensive branch network and dedicated relationship managers

Additional Benefits

Loan against FD up to 90% of deposit value
Senior citizen benefits with higher interest rates
Flexible tenure options from 7 days to 10 years
Auto-renewal facility for continuous growth
Premature withdrawal with minimal penalty
Tax-saving FD options available under 80C

Interest rates last updated: Dec 2025