Bank RD Comparison Tool
Sundaram Finance vs Catholic Syrian Bank Recurring Deposit Comparison 2026
Compare Recurring Deposit interest rates, maturity amounts, and features between Sundaram Finance (Private Sector) and Catholic Syrian Bank (Private Sector).
Sundaram Finance
Private Sector
VS
CSB Bank
Private Sector
Sundaram Finance: Min ₹100
CSB Bank: Min ₹100
DICGC Insured up to ₹5 Lakhs
Compare Your RD Returns
Adjust the parameters below to see how returns compare between the two banks
₹
Five Thousand rupees
₹100₹50,000
years
1 year10 years
Interest Rate Comparison
Interest Rates by Tenure
General rates across different tenures
Current selection: 3 years (1095 days) -Sundaram Finance: % |CSB Bank: %
Side-by-Side Rate Comparison
Direct comparison of general rates
Sundaram Finance
CSB Bank
Highlighted = Your selected tenure
Feature Comparison
Features | Sundaram Finance Private Sector | CSB Bank Private Sector |
|---|---|---|
Minimum RD Amount | ₹100 | ₹100 |
Current Interest Rate(Selected Tenure) | % | % |
Premature Withdrawal Penalty | 1% | 1% |
Official Rate Source | View Official Rates | View Official Rates |
Sundaram Finance
Private Sector Bank
Key Advantages:
NBFC with competitive FD rates
Senior citizens get +0.50% additional interest
Digital FD booking available
Loan against FD: Up to 75% of deposit value (minimum 3 months tenure)
Flexible interest payout options
Rates effective from 01.07.2025
Catholic Syrian Bank
Private Sector Bank
Key Advantages:
Private sector bank established in 1920
Strong presence in Kerala and South India
Competitive interest rates with special 13-month scheme at 7.00%
Digital banking services
Online FD booking facility
Senior citizens get +0.50% additional interest
Note: Rates sourced from third-party aggregator due to website CAPTCHA protection - please verify from official source
Important: Recurring Deposit Safety & Insurance Coverage
₹5 Lakh Insurance Limit
The Deposit Insurance and Credit Guarantee Corporation (DICGC) provides insurance coverage of up to ₹5 lakhs per depositor per bank. This includes both principal and accrued interest for RDs.
⚠️ Recommendation:
Keep your total deposits (RDs + FDs + Savings) under ₹5 lakhs per bank. If you need larger investments, distribute them across multiple banks.
Smart Distribution Strategy
Multiple RDs: Open RDs in both Sundaram Finance and CSB Bank
Family Accounts: Use different family members' accounts for additional coverage
💡 Pro Tip:
RDs are perfect for goal-based investing. You can open separate RDs for different financial goals across different banks to maximize returns and safety.
Key Insights & Recommendations
Choose Sundaram Finance If:
- • Minimum amount: ₹100
- • Private Sector banking preference
- • NBFC with competitive FD rates
- • Senior citizens get +0.50% additional interest
- • Digital FD booking available
Choose CSB Bank If:
- • Minimum amount: ₹100
- • Private Sector banking preference
- • Private sector bank established in 1920
- • Strong presence in Kerala and South India
- • Competitive interest rates with special 13-month scheme at 7.00%
Best Strategy:
- • Open multiple RDs for different goals
- • Keep ≤₹5L per bank for insurance
- • Compare rates before investing
- • Consider branch convenience
- • Review rates periodically
Explore more RD comparisons
Jump to other recurring deposit comparisons using these quick links.
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Compare CSB Bank with other banks
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