AU Small Finance Bank Interest Rates & Calculators
Complete guide to AU Small Finance Bank interest rates for FD, RD, and loans, plus top credit card comparison. Use our calculators to plan investments better.




AU Small Finance Bank FD Rates Overview
AU Small Finance Bank currently offers fixed deposit interest rates of up to 7.4% p.a. for the general public, and 7.9% for senior citizens. The full slab-wise AU Bank rate table is below — use the FD and RD calculators to compute your exact maturity amount.
AU Bank Financial Calculators
FD Calculator
Calculate AU Bank Fixed Deposit returns with latest rates
RD Calculator
Plan your AU Bank Recurring Deposit investments
Personal Loan Calculator
Check AU Bank personal loan EMI starting from 11% p.a.
AU Bank Gold Loan Calculator
Calculate per-gram eligible gold loan amount & EMI from 12.99% p.a.
Home Loan EMI Calculator
Calculate AU Bank home loan EMI with current rates
AU Bank Credit Cards
Compare all 24 AU Bank credit cards on net value, rewards & perks
Latest AU Bank Interest Rates
Verified rate tables updated as banks revise deposit & loan terms.
AU Small Finance Bank Fixed Deposit Rates
Latest AU Small Finance Bank Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 Days to 1 Month 15 Days | 3.5% | 4% |
1 Month 16 Days to 3 Months | 4.75% | 5.25% |
3 Month 1 Day to 6 Months | 5.25% | 5.75% |
6 Months 1 Day to 12 Months | 6.35% | 6.85% |
12 Months 1 Day to 15 Months | 7.1% | 7.6% |
15 Months 1 Day to 18 Months | 7% | 7.5% |
18 months 1 days to 24 months | 7% | 7.5% |
24 Months 1 Day to 30 Months | 7.1% | 7.6% |
30 Months 1 Day to 36 MonthsHighest Yield | 7.4% | 7.9% |
36 Months 1 Day to 45 Months | 7% | 7.5% |
45 Months 1 Day to less than 60 Months | 6.75% | 7.25% |
60 Months to 120 Months | 6.75% | 7.25% |
AU Small Finance Bank Recurring Deposit Rates
Latest AU Small Finance Bank Recurring Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
3 Months | 4.75% | 5.25% |
4 Months to 6 Months | 5.25% | 5.75% |
7 Months to 12 Months | 6.35% | 6.85% |
13 Months to 15 Months | 7.1% | 7.6% |
16 Months to 18 Months | 7% | 7.5% |
19 Months to 24 Months | 7% | 7.5% |
25 Months to 30 Months | 7.1% | 7.6% |
31 Months to 36 MonthsHighest Yield | 7.4% | 7.9% |
37 Months to 45 Months | 7% | 7.5% |
46 Months to 59 Months | 6.75% | 7.25% |
60 Months to 120 Months | 6.75% | 7.25% |
AU Small Finance Bank Loan Rates
AU Small Finance Bank Loan Interest Rates Rates
Current AU Small Finance Bank loan interest rates and processing fees for different loan types.
| Type / Tenure | Min Rate | Max Rate | Processing Fee |
|---|---|---|---|
Home LoanLowest Starting Rate | 8.5% | 11% | 0.50% to 1% of loan amount + GST |
| 11% | 30% | Up to 4% of approved loan amount, minimum Rs. 2,000 | |
| 8.75% | 12.5% | 2% to 3% of loan amount + GST | |
Education Loan | 9.5% | 13% | 1% to 2% of loan amount + GST |
Business Loan | 11% | 19% | 2% to 3% of loan amount + GST |
Two Wheeler Loan | 10.5% | 15% | ₹999 to ₹2,999 + GST |
| 12.99% | 23% | Up to Rs. 1,000 |
AU Small Finance Bank Credit Cards (24)
Select any card to explore full rewards, airport lounge access & application benefits.
AU Zenith+ Credit Card

AU Zenith Credit Card

AU Traverse Credit Card

AU Vetta Credit Card

AU Ananta Credit Card

AU Laksya Credit Card

AU Xcite Ultra Credit Card

AU Xcite Ace Credit Card

AU CA Metal Credit Card
AU CS Credit Card

AU Tejas Credit Card
AU Altura+ Credit Card

AU Spont Credit Card
AU Xcite Credit Card

AU Altura Credit Card

AU Prathama Credit Card

AU LIT Credit Card

AU NOMO Credit Card
AU InstaPay RuPay Credit Card

AU Kosmo Credit Card

AU Zaggle Credit Card

CheQ AU Credit Card

Paytm AU Credit Card
ixigo AU Credit Card
Why Choose AU Small Finance Bank?
Key benefits and features of banking with AU Small Finance Bank.
Competitive Rates
Up to 7.9% returns on deposits with attractive rates across short & long tenures.
Bank Security
RBI regulated financial institution with DICGC insurance up to ₹5 Lakhs.
Digital Banking
Instant online FD/RD booking, mobile banking apps, and quick digital loans.
Customer Service
Extensive branch & ATM network across India with dedicated support.
Key Features & Perks
Compare Rates with Other Banks
Check latest fixed deposit interest rates across peer financial institutions before investing.