AU Small Finance Bank logo
PRIVATE BANK24 Cards Available

AU Small Finance Bank Interest Rates & Calculators

Complete guide to AU Small Finance Bank interest rates for FD, RD, and loans, plus top credit card comparison. Use our calculators to plan investments better.

Best FD Rate
7.9% p.a.
Home Loan
From 8.5%
AU Zenith+ Credit Card
AU Zenith Credit Card
AU Traverse Credit Card
AU Vetta Credit Card
AU Ananta Credit Card

AU Small Finance Bank FD Rates Overview

AU Small Finance Bank currently offers fixed deposit interest rates of up to 7.4% p.a. for the general public, and 7.9% for senior citizens. The full slab-wise AU Bank rate table is below — use the FD and RD calculators to compute your exact maturity amount.

AU Bank Financial Calculators

Latest AU Bank Interest Rates

Verified rate tables updated as banks revise deposit & loan terms.

AU Small Finance Bank Fixed Deposit Rates

FD Calculator

Latest AU Small Finance Bank Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.

Type / TenureGeneral RateSenior Citizen Rate
7 Days to 1 Month 15 Days
3.5%4%
1 Month 16 Days to 3 Months
4.75%5.25%
3 Month 1 Day to 6 Months
5.25%5.75%
6 Months 1 Day to 12 Months
6.35%6.85%
12 Months 1 Day to 15 Months
7.1%7.6%
15 Months 1 Day to 18 Months
7%7.5%
18 months 1 days to 24 months
7%7.5%
24 Months 1 Day to 30 Months
7.1%7.6%
30 Months 1 Day to 36 MonthsHighest Yield
7.4%7.9%
36 Months 1 Day to 45 Months
7%7.5%
45 Months 1 Day to less than 60 Months
6.75%7.25%
60 Months to 120 Months
6.75%7.25%

AU Small Finance Bank Recurring Deposit Rates

RD Calculator

Latest AU Small Finance Bank Recurring Deposit interest rates for all tenures. Compare general and senior citizen rates.

Type / TenureGeneral RateSenior Citizen Rate
3 Months
4.75%5.25%
4 Months to 6 Months
5.25%5.75%
7 Months to 12 Months
6.35%6.85%
13 Months to 15 Months
7.1%7.6%
16 Months to 18 Months
7%7.5%
19 Months to 24 Months
7%7.5%
25 Months to 30 Months
7.1%7.6%
31 Months to 36 MonthsHighest Yield
7.4%7.9%
37 Months to 45 Months
7%7.5%
46 Months to 59 Months
6.75%7.25%
60 Months to 120 Months
6.75%7.25%

AU Small Finance Bank Loan Rates

AU Small Finance Bank Loan Interest Rates Rates

Current AU Small Finance Bank loan interest rates and processing fees for different loan types.

Type / TenureMin RateMax RateProcessing Fee
Home LoanLowest Starting Rate
8.5%11%0.50% to 1% of loan amount + GST
11%30%Up to 4% of approved loan amount, minimum Rs. 2,000
8.75%12.5%2% to 3% of loan amount + GST
Education Loan
9.5%13%1% to 2% of loan amount + GST
Business Loan
11%19%2% to 3% of loan amount + GST
Two Wheeler Loan
10.5%15%₹999 to ₹2,999 + GST
12.99%23%Up to Rs. 1,000
Official Card Registry (2026)

AU Small Finance Bank Credit Cards (24)

Select any card to explore full rewards, airport lounge access & application benefits.

Compare Cards Tool
AU Zenith+ Credit Card

AU Zenith+ Credit Card

super-premium₹4,999/yr1 Pts / ₹100 spend
View Card Details
AU Zenith Credit Card

AU Zenith Credit Card

premium₹7,999/yr3 Pts / ₹100 spend
View Card Details
AU Traverse Credit Card

AU Traverse Credit Card

premium₹4,999/yr1 Pts / ₹100 spend
View Card Details
AU Vetta Credit Card

AU Vetta Credit Card

premium₹2,999/yr4 Pts / ₹100 spend
View Card Details
AU Ananta Credit Card

AU Ananta Credit Card

premium₹2,000/yr1 Pts / ₹100 spend
View Card Details
AU Laksya Credit Card

AU Laksya Credit Card

mid₹1,000/yr1 Pts / ₹100 spend
View Card Details
AU Xcite Ultra Credit Card

AU Xcite Ultra Credit Card

mid₹749/yr1 Pts / ₹100 spend
View Card Details
AU Xcite Ace Credit Card

AU Xcite Ace Credit Card

mid₹749/yr3% Base Cashback
View Card Details
AU CA Metal Credit Card

AU CA Metal Credit Card

midLifetime Free2 Pts / ₹100 spend
View Card Details
AU CS Credit Card

AU CS Credit Card

midLifetime Free2 Pts / ₹100 spend
View Card Details
AU Tejas Credit Card

AU Tejas Credit Card

entry₹500/yr1 Pts / ₹100 spend
View Card Details
AU Altura+ Credit Card

AU Altura+ Credit Card

entry₹499/yr1.5% Base Cashback
View Card Details
AU Spont Credit Card

AU Spont Credit Card

entry₹299/yr1% Base Cashback
View Card Details
AU Xcite Credit Card

AU Xcite Credit Card

entry₹249/yr3 Pts / ₹100 spend
View Card Details
AU Altura Credit Card

AU Altura Credit Card

entry₹199/yr1% Base Cashback
View Card Details
AU Prathama Credit Card

AU Prathama Credit Card

entry₹100/yr1 Pts / ₹100 spend
View Card Details
AU LIT Credit Card

AU LIT Credit Card

entryLifetime Free1 Pts / ₹100 spend
View Card Details
AU NOMO Credit Card

AU NOMO Credit Card

entryLifetime Free2 Pts / ₹100 spend
View Card Details
AU InstaPay RuPay Credit Card

AU InstaPay RuPay Credit Card

entryLifetime Free0% Base Cashback
View Card Details
AU Kosmo Credit Card

AU Kosmo Credit Card

entryLifetime Free1 Pts / ₹100 spend
View Card Details
AU Zaggle Credit Card

AU Zaggle Credit Card

entryLifetime Free1% Base Cashback
View Card Details
CheQ AU Credit Card

CheQ AU Credit Card

entryLifetime Free5 Pts / ₹100 spend
View Card Details
Paytm AU Credit Card

Paytm AU Credit Card

entryLifetime Free1 Pts / ₹100 spend
View Card Details
ixigo AU Credit Card

ixigo AU Credit Card

entryLifetime Free1 Pts / ₹100 spend
View Card Details

Why Choose AU Small Finance Bank?

Key benefits and features of banking with AU Small Finance Bank.

Competitive Rates

Up to 7.9% returns on deposits with attractive rates across short & long tenures.

Bank Security

RBI regulated financial institution with DICGC insurance up to ₹5 Lakhs.

Digital Banking

Instant online FD/RD booking, mobile banking apps, and quick digital loans.

Customer Service

Extensive branch & ATM network across India with dedicated support.

Key Features & Perks

Best FD Rate: 7.9% for Senior Citizens
General Rate: 7.4% for all citizens
Min FD Amount: ₹1K only
Min RD Amount: ₹500 monthly
Home Loan Rate: From 8.5%
Personal Loan: From 11%
Senior Citizen Benefit: Additional 0.5% on all tenures
Premature Penalty: Only 1%
Tax Deduction: TDS applicable if interest exceeds ₹40,000 per annum (₹50,000 for senior citizens)
Online Banking Available
Loan Against FD: Up to 90%
Small Finance Bank with competitive rates
Premium FD rates up to 7.90% (senior citizen, 30-36 months)
Digital banking with AU 0101 digital savings account
Video KYC for instant account opening
Wide network across India
Senior citizens get +0.50% additional interest
RD minimum tenure 3 months, dedicated RD rate table published (closely tracks FD ladder)
Interest rates last updated: Jun 2026
Verify on AU Small Finance Bank Official Website
Market Comparison

Compare Rates with Other Banks

Check latest fixed deposit interest rates across peer financial institutions before investing.

Disclaimer: Results are estimates for financial planning purposes only and do not constitute financial, tax, investment, or legal advice. Actual values may vary based on your lender, market conditions, and individual circumstances. Consult a qualified CA, CFP, or financial advisor before making any financial decisions.