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Mumbai Property Registration Fee Calculator 2026

Calculate accurate stamp duty and registration fees for properties in Mumbai, Maharashtra. Get instant estimates based on official government rates.

Property Details
Enter property details for Mumbai
₹

Fifty Lakhs rupees

₹1L₹5Cr

Enter the market value or guideline value (whichever is higher)

Type of property for accurate calculation

💰 Women buyers get 1% stamp duty concession in Maharashtra

Compare with other cities:

Bangalore5%Delhi6%Chennai7%Kolkata7%Hyderabad5%All India

Rates shown: Residential stamp duty

Registration Fee Results
Estimated costs for Mumbai

Property Registration in Mumbai

Current Rates

Residential Stamp Duty:6%
Commercial Stamp Duty:6%
Registration Fee:1%

Key Features

  • • Online registration through Maharashtra IGR portal
  • • E-stamping available across Maharashtra
  • • 1% stamp duty concession for women buyers (residential only)
  • • Metro cess of 1% applicable to all Mumbai properties

Who Should Use This Calculator

✅ Ideal For

  • • Property buyers in Mumbai
  • • Real estate investors planning purchases
  • • First-time homebuyers budgeting for costs
  • • Property sellers estimating buyer costs
  • • Real estate agents providing estimates

⚠️ Not Suitable For

  • • Properties outside Mumbai
  • • Complex transactions requiring legal advice
  • • Properties with pending litigation
  • • Inherited or gifted properties (different rates)
  • • Agricultural land conversion cases

Required Documents & Eligibility

Documents Needed

  • • Sale deed
  • • Aadhaar and PAN card
  • • Property card or 7/12 extract
  • • Tax paid receipts
  • • Share certificate (for flats)
  • • NOC from society

Eligibility Criteria

  • • Valid identity proof for buyer and seller
  • • Property documents must be verified
  • • NOC from society required for flats
  • • Tax clearance certificate needed
  • • Share certificate for society flats

Tips & Tax Implications

Smart Tips

  • • Verify ready reckoner rate on Maharashtra IGR portal before registration
  • • Women buyers save 1% on stamp duty for residential properties only
  • • Metro cess of 1% is mandatory for all Mumbai properties
  • • Registration fee capped at ₹30,000 (for properties above ₹30 lakhs)
  • • Book online appointment through IGR portal to avoid queues

Tax Implications

  • • Stamp duty and registration fees included in property acquisition cost
  • • TDS of 1% applicable if property value exceeds ₹50 lakhs
  • • Property tax paid separately to BMC (Brihanmumbai Municipal Corporation)
  • • Metro cess of 1% is non-negotiable for Mumbai properties
  • • Capital gains calculation includes stamp duty and registration costs
  • • Women buyers can claim lower stamp duty in tax calculations

Registration Fee Calculation Formulas

Understand the mathematical formulas used to calculate property registration fees.

Registration Fee = Property Value × Registration Rate

Example:

Property Value: ₹75L, Registration Rate: 1%

75,00,000 × 0.01
= ₹75,000

Variables:

Property Value - Property value for registration
Registration Rate - Registration fee rate (usually 1%)

Total Cost = Registration Fee + Stamp Duty + Other Charges

Example:

Registration Fee: ₹75K, Stamp Duty: ₹3.75L, Other Charges: ₹25K

75,000 + 3,75,000 + 25,000
= ₹4,75,000

Variables:

Registration Fee - Basic registration fee
Stamp Duty - Stamp duty charges
Other Charges - Legal fees, documentation charges

These formulas provide the mathematical foundation for the calculations. Actual results may vary based on rounding, compounding frequency, and specific lender policies.

Mumbai Registration Fee Calculator FAQs

Common questions about property registration in Mumbai, Maharashtra

What is the stamp duty rate in Mumbai?

The stamp duty rate for residential properties in Mumbai, Maharashtra is 6% of the property value. For commercial properties, it is 6%, and for agricultural land, it is 5%.

What is property registration fee and why is it important?

Property registration fee is a mandatory charge paid to the government for legally registering your property transaction. It makes your property ownership legally valid and provides you with legal protection and rights over the property.

How is stamp duty and registration fee calculated?

Stamp duty and registration fees are calculated as a percentage of the property value or circle rate/guideline value (whichever is higher). The rates vary by state and property type. Our calculator provides accurate estimates based on official government rates.

Can I reduce stamp duty and registration charges?

While these charges are mandatory, some states offer concessions for women buyers (typically 1-2% reduction), first-time homebuyers, or affordable housing schemes. Check with your local registration office for available benefits.

What documents are required for property registration?

Common documents include sale deed, Aadhaar and PAN cards of buyer and seller, property documents, tax receipts, encumbrance certificate, NOC from society/builder, and witnesses. Specific requirements may vary by state.

What happens if I don't pay registration fee?

Non-payment of registration fee means your property transaction is not legally registered. You cannot claim ownership rights, sell, or transfer the property without proper registration. This can lead to legal disputes and financial losses.
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