Calculate absolute returns and CAGR for your mutual fund investments. Analyze NAV-based performance and compare with other investment options.
Calculate absolute returns and CAGR for your mutual fund investments
Enter amount manually, select from quick options, or use the slider
NAV when you purchased
Current NAV or when you sold
When you invested
Current date or when you sold
Enter your investment details to see the returns analysis
Comprehensive guide to understanding mutual funds, their benefits, costs, and ideal investor profiles
A mutual fund is an investment vehicle that pools money from multiple investors to purchase a diversified portfolio of securities such as stocks, bonds, or other assets. Professional fund managers make investment decisions on behalf of the investors. When you invest in a mutual fund, you buy units of the fund at the current NAV.
Beginners who lack knowledge of direct stock/bond investing
Those who don't have time for active portfolio management
People seeking diversification to reduce investment risk
Those with limited funds who want diversified exposure
Investors planning for retirement, children's education, etc.
Those preferring systematic, disciplined investing approach
Expert fund managers with research teams manage your investments
Spread risk across multiple securities and sectors
Easy to buy and sell units on any business day
Start investing with as little as ₹500 via SIP
Regulated by SEBI ensuring transparency and investor protection
ELSS funds offer tax deduction under Section 80C
Choose from equity, debt, hybrid, and thematic funds
SIP allows disciplined, regular investing with rupee cost averaging
Annual fee charged by the fund house for managing your investment. Lower expense ratio leads to better returns.
Fee charged when you redeem units before a specified period (usually 1 year for equity funds).
One-time fee for transactions above ₹10,000. Varies by distributor and platform.
Short-term and long-term capital gains tax as per current tax laws. Varies by fund type and holding period.
Comprehensive breakdown of your mutual fund investment performance with year-wise analysis and comparison with other investment options.
Understanding the calculations behind your mutual fund returns
Absolute return shows the total percentage gain/loss on your investment without considering time. Formula: ((Final NAV - Initial NAV) / Initial NAV) × 100.
CAGR is the annualized return rate assuming steady growth. Perfect for single lump sum investments and comparing different investment options.
Switch to "SIP/Multiple Investments" mode using the toggle above to see XIRR calculations. XIRR becomes much more valuable when you have multiple investments at different dates, like monthly SIPs.
Pro Tip: For single investments, CAGR is the standard metric. Switch to multiple investment mode above to experience XIRR with SIP calculations!
Common questions about mutual fund returns and investments
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