New Jersey Paycheck Calculator 2026

A New Jersey (NJ) paycheck and payroll calculator for hourly and salaried workers. Enter your pay to see how much federal tax, New Jersey state tax, Social Security and Medicare come out of each paycheck in New Jersey, and what you take home.

Updated November 2, 2026 for 2026 federal and New Jersey tax rates

Progressive — up to 10.75%Newark, Jersey City, Paterson

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How much tax comes out of a paycheck in New Jersey?

On a $75,000 salary, a single filer in New Jersey pays about $7,670 in federal income tax, $5,738 in Social Security and Medicare and $3,071 in New Jersey state tax a year. That is about 22% of pay, leaving $2,251 per biweekly paycheck.

The same salary in Texas, which has no state income tax, takes home $2,369 per paycheck, so New Jersey tax costs about $118 a check.

New Jersey take-home pay by hourly wage and salary (2026)

Single filer, full time (2,080 hours a year), no 401(k) or other deductions. Change any of these in the calculator above.

New Jersey take-home pay by hourly wage and salary, 2026
PayPer yearNJ state taxTake-home / yearBiweekly paycheck
$15/hr$31,200$651$26,598$1,023
$20/hr$41,600$1,039$34,567$1,329
$25/hr$52,000$1,672$42,290$1,627
$30/hr$62,400$2,305$50,014$1,924
$50,000$50,000$1,550$40,805$1,569
$75,000$75,000$3,071$58,521$2,251
$100,000$100,000$4,804$74,376$2,861
$150,000$150,000$8,269$105,522$4,059

See how New Jersey ranks against every other state with the New Jersey salary calculator, or convert an hourly rate with the hourly to salary calculator.

New Jersey income tax rates 2026

State Tax Type

Progressive

Up to 10.75%

Std. Deduction

$0

Single filer

Social Security

6.2%

Up to $184,500

Medicare

1.45%

All wages

Income Tax Brackets — Single Filer

$0–$20,000
1.40%
$20,000–$35,000
1.75%
$35,000–$40,000
3.50%
$40,000–$75,000
5.53%
$75,000–$500,000
6.37%
$500,000–$1,000,000
8.97%
$1,000,000+
10.75%

Additional Payroll Taxes

NJ TDI & FLI0.56%up to $165,400

Paycheck calculators for other states

Where you live determines how much of your paycheck you keep. The 9 no-tax states like Texas and Florida withhold $0 in state income tax, while high-tax states like California and New York can take over 13% on top earnings. On a $100K salary, that difference can exceed $9,000/year in take-home pay. Click any state to run a full paycheck calculation.

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* WA has no income tax but levies a 0.58% Long-Term Care payroll tax. MD rates exclude local/county taxes (~3% avg). All data reflects the 2025 tax year. Click any state to open the full paycheck calculator with federal taxes, FICA, 401(k), and pay schedule.

New Jersey Paycheck Calculation

How your New Jersey take-home pay is calculated from gross salary.

State Tax = Apply State Brackets to (Gross - State Std. Deduction - Pre-Tax Deductions)

Example:

Single filer in New Jersey earning $75,000

New Jersey state tax on $75,000 (after the state standard deduction)
= $3,071 a year · take-home $58,521 ($2,251 biweekly)

Variables:

Gross - Annual gross salary
State Std. Deduction - $0 (single) / $0 (MFJ)

These formulas provide the mathematical foundation for the calculations. Actual results may vary based on rounding, compounding frequency, and specific lender policies.

New Jersey paycheck calculator FAQs

Quick answers about New Jersey paycheck taxes and take-home pay.

What is the New Jersey state income tax rate?

New Jersey has seven progressive tax brackets from 1.4% to 10.75% (on income over $1 million). Middle-income earners typically pay between 5.525% and 6.37%.

What is NJ TDI and FLI?

New Jersey withholds Temporary Disability Insurance (TDI) at 0.23% and Family Leave Insurance (FLI) at 0.33% for a combined 0.56% on wages up to $165,400 in 2025. These fund short-term disability and paid family leave benefits.

Sources and how we calculate

Federal brackets, the standard deduction and FICA rates come from the IRS and SSA for 2026. New Jersey brackets, deductions and payroll taxes come from the state revenue department. Figures were last checked on November 2, 2026. City and county income taxes are not included unless noted above.

Read our calculation methodology.

New Jersey Paycheck Calculator Reviews

Disclaimer: Results are estimates for planning only and do not constitute tax, legal, lending, or investment advice. Actual paycheck and tax outcomes can vary based on employer settings, local rules, and personal elections. Consult a qualified US tax professional, CFP, or attorney before making financial decisions.