Tax Refund Calculator · Florida

Florida Tax Refund Calculator 2026

Florida has no state income tax, so your refund is all federal. Estimate your 2026 federal refund with the Child Tax Credit and EITC built in.

Data verified November 10, 2026 against official sources (see below).

Filing Status

Annual Gross Income

Federal Tax Withheld (W-2 box 2)

Children Under 17

Federal

+$1,880

Liability $5,620 · credits $0

Florida

+$2,000

No state income tax

Combined

+$3,880

Estimated refund

Worked example: $65,000 income, one child, in Florida

A single filer in Florida earning $65,000 with $7,500 of federal withholding and one child under 17 is looking at roughly +$4,080 federal — +$6,080 combined. The Child Tax Credit ($$2,200 non-refundable plus up to $0 refundable) does most of the work at this income.

Worked example breakdown, single filer, $65,000 income, one child, 2026
Layer	Estimated liability	Withheld + refundable credits	Refund / (owed)
Federal	$3,420	$7,500	+$4,080
Florida	$0	$2,000	+$2,000
Combined			+$6,080

Florida refund notes

Florida does not levy a personal income tax on wages, so there is no state return to file for wage income and no state refund to wait for.

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Sources and how we calculate

Published by Financial Calculator. Editorial policy. Publisher attribution, not a claim of professional review.

Florida figures come from the state's published 2026 tax data (rolling verification recorded in our data files). State refundable credits are not modeled.

Figures last checked on November 10, 2026. Read our calculation methodology for data sources and update schedule.

How We Calculate & Keep This Accurate

Federal: gross income minus the standard deduction, walked through the 2026 brackets, then the Child Tax Credit (with its phaseout), the refundable Additional Child Tax Credit and an EITC estimate. Refund = withholding + refundable credits − liability. Florida has no income tax, so there is no state layer.

Published by Financial Calculator. Editorial policy. No named professional review is implied.

Primary Sources

Data & Freshness

Figures reflect 2026 tax-year data.

Last updated November 10, 2026 · Maintained by the Financial Calculator editorial team.

Read our calculation methodology.

Florida tax refund FAQs

Common questions about 2026 refunds for Florida residents.

How do I estimate my 2026 refund in Florida?

Add up the federal tax withheld from your pay (W-2 box 2), then subtract your actual tax. This calculator does both layers: federal brackets with the Child Tax Credit and EITC, and no state layer since Florida has no income tax.

Does Florida have a state income tax refund?

Florida has no state income tax, so there is no state refund — your refund is entirely federal.

Why is my refund smaller than last year?

Refunds shrink when withholding drops closer to your real liability, when income rises into higher brackets, or when credits phase out (the Child Tax Credit starts phasing out at $200,000 single / $400,000 joint). A smaller refund is not necessarily more tax — it can mean you kept more of each paycheck.

Is this calculator exact?

It is an estimate for a W-2 wage earner using the 2026 standard deduction. Itemized deductions, pre-tax contributions, state credits, and local taxes change the real number — use it to see the direction and rough size of your refund, then file with exact forms.